Did you tell the cops that when you ran a redlight?Only if you assume the lender will take your word for it.
It's a pretty easy thing to do to appraise a property or a business and if a lender doesn't do that it's his own fault.
Now I haven't heard if Trump actually got loans based on his inflated estimations. Did he? And if he did did he default?
If the answer to either one of those is no then there was no fraud or if there was there was no victim. If there is no victim is there a crime at all?