Obamacare fiasco

[Remodeling Maidiac]

Im gone for an hour and the threads in the gutter. Sigh

One more reason I haven't been here as much.

 

[Greenbeard]

Im gone for an hour and the threads in the gutter. Sigh

One more reason I haven't been here as much.

Who brought it down to the gutter? Those who tried to take up the mantle of your point and found themselves incapable.

That said, your point was more or less dead after the fifth post in the thread. So I'll take some responsibility for the descent.

 

[Moonglow]

Im gone for an hour and the threads in the gutter. Sigh

One more reason I haven't been here as much.

scrubbing mildew on grout lines?

 

[Remodeling Maidiac]

Im gone for an hour and the threads in the gutter. Sigh

One more reason I haven't been here as much.

Who brought it down to the gutter? Those who tried to take up the mantle of your point and found themselves incapable.

That said, your point was more or less dead after the fifth post in the thread. So I'll take some responsibility for the descent.

Naturally post #8 doesn't count huh?

Unreal

 

[Remodeling Maidiac]

Im gone for an hour and the threads in the gutter. Sigh

One more reason I haven't been here as much.

scrubbing mildew on grout lines?

Worse. Hauling off demo from a 130 year old house from the historic district

 

[EriktheRed]

If you think forcing people to buy something they don't want is the way to "widen coverage", you are a clueless moron.

Having single-payer would be even better, but we already know what idiotic, myopic wingnuts such as yourself think of that, so...

Only Sheeple who can't make their own decisions or support themselves prefer single-payer.

Oh well, it isn't happening anyway.....yet.

 

[lynn63]

I would imagine that the big 5 health insurance companies don't really need to be a part of the exchange since it is not going to have the expected numbers joining it as they hoped. They also already have the populations in each state already insured with them in their Medicaid, Medicare Advantage and commercial side with employers.

They also don't want to be in the spotlight with how much they charge in premiums as this would have a negative impact on how they are perceived from each state who is charged differently in premium rates.

 

[Greenbeard]

Naturally post #8 doesn't count huh?

Unreal

The "fiasco" is that maybe the state of Maine won't have more competition next year than it does right now? A much less ambitious thread than I thought!

The reality is that starting next year the vast majority of people buying in the individual market are going to be shopping in significantly more competitive markets, not to mention more user friendly and comprehensible, than they are now.

And most of them are going to be to see lower prices for a given set of benefits (due to the competition). Even without adjusting for benefit generosity, most will still find their own premiums comparable or lower next year, even when compared to the prices of the junk insurance sold in the individual market today (due to the affordability tax credits).

 

[The Rabbi]

The Obama Administration is getting desperate. Organizing for Action is now engaged in trying to round up young, healthy men to pay for insurance they neither need nor want. Without these young men, the financial model (tenuous as it is), falls apart.

If you own a home, do you need homeowners insurance, assuming you are not so wealthy that you can be considered to be self-insured?

The idea that healthy people don't need insurance is preposterous to say the least. While healthy and especially health young people do not get sick as often as others, some still get sick, and they need insurance just in case they do. Obviously if they are too dumb to understand the need for insurance, or they think they can just pass the cost on to everyone else if they get sick, then we need to properly educate them.

They should certainly have the choice as to whether to buy health insurance or not. And they should have the choice as to what kind of health insurance. With Obamacare they are compelled to buy expensive plans with extensive coverage they don't need, rather than simple cheap catastrophic plans.

But I'll bet you never considered this simple point.

 

[LoneLaugher]

Bull.

 

[Greenbeard]

ObamaCare premiums lower than expected - The Hill's Healthwatch

The monthly cost of health insurance under President Obama's healthcare law is consistently coming in lower than expected.

Premiums for a middle-of-the-road policy have come in below earlier estimates in all nine states that have released their initial rate information.

A new analysis from Avalere Health says the lower-than-expected prices show that the central piece of the healthcare law — new insurance exchanges in each state — is working as intended.

“The initial data suggest that competition in exchanges is working to lower premiums, which will benefit nonsubsidized enrollees and the federal government,” said Caroline Pearson, vice president at Avalere Health.

Avalere compared early filings for the specific plans the government will use to determine the level of tax credits available to help people cover the cost of their premiums.

In the nine states that have publicized their 2014 rates, every benchmark plan came in cheaper than estimated by the Congressional Budget Office.

What a fiasco!

And an example this week from a rural state: Montana.

HELENA — The average price of health insurance policies offered on Montana’s new insurance “marketplace’ this fall — a key aspect of the federal health reform law — won’t be a sticker shock for consumers, Montana’s insurance commissioner says.

In fact, state Auditor Monica Lindeen said late Monday that an analysis by her office shows that policies for individuals and businesses will be less expensive than projected rates without the law, often known as “Obamacare.”

“A lot of Montanans have been worried about how Obamacare would affect the cost of health insurance,” Lindeen said in a prepared statement. “These preliminary figures show that rates haven’t skyrocketed.

“Rates are actually lower than projections, which is a relief to a lot of Montanans, including me.”

Lindeen’s office said for an individual buying a policy on Montana’s marketplace, the average monthly cost of the submitted policies is $273 a month.

Without the Affordable Care Act, the same policies would have cost about $290 a month, the actuary estimated.

The “average” individual is a 40-year-old consumer. Policies for younger consumers would be less expensive and those for older consumers more expensive.

Policies purchased by small businesses on the marketplace, to cover their employees, will see an even better relative savings, compared with the market without the Affordable Care Act, the actuarial analysis said.

The average monthly cost for a small-business policy bought on the marketplace will be about $375 per employee per month, the analysis said. The price is higher than the individual policy because business policies tend to cover more costs, Lindeen’s office said.

Without the Affordable Care Act, those policies would have averaged $450 per employee per month, the analysis said.

 

[healthmyths]

The Obama Administration is getting desperate. Organizing for Action is now engaged in trying to round up young, healthy men to pay for insurance they neither need nor want. Without these young men, the financial model (tenuous as it is), falls apart.

AGAIN AND AGAIN... I've pointed out the fallacy of Obama's 46 million "uninsured"!

A) Obama counts 18 million people THAT DON"T want health insurance. They are under 34.
They earn over $50,000 and turn down their employers' health plans BECAUSE they spend less then $1,000 a year. So why are they being penalized for NOT wanting to have it... Yet Obama counts them and that is totally unfair, a lie and wrong!
Source: CRISIS OF THE UNINSURED: 2009

18 million people DON"T WANT HEALTH INSURANCE!!! So why force them to buy something they don't need or WANT???

B) 14 million people counted as "uninsured" all they need to do is register. Enroll. And they are covered by Medicaid!
Blue Cross and Blue Shield Association contracted with the Actuarial Research Corporation (ARC) to provide a detailed analysis
of the uninsured identified by the Census Bureau, which found:
Of the 44.7 million non-elderly uninsured individuals identified in the 2004 Census Current Population Survey (CPS) data,
nearly one-third — almost 14 million — were reachable through existing government health programs such as Medicaid and the State
Children’s Health Insurance Program (SCHIP) under current rules.
Source: http://coverageforall.org/pdf/BC-BS_Uninsured-America.pdf

THESE 14 million people said they were uninsured and the Census says "yup..take them at their word".. and the CENSUS didn't go further
as this study did that shows 14 million people COULD BE COVERED all they had to do was REACH OUT!!!

C) So 32 million don't want and are already covered. That leaves 14 million..except according to the Census
10 million are not legal!
source:Income, Poverty and Health Insurance Coverage in the United States: 2009 - Income & Wealth - Newsroom - U.S. Census Bureau

The CENSUS said 10 million not legal counted as uninsured! You want people that are knowingly doing something illegal to be covered ... for free???

That leaves 4 million that truly need and WANT health insurance but NOT 46 million which was used to pass by only 6 votes Obamacare!
If people like you would really stop using 46 million and use 4 million that would allow this to happen!

And if these idiots at Obamacare can't even figure out the true number of people that want and need health insurance how can they run 1/6th of the economy... Health care???

 

[healthmyths]

^^^^^^^^^^^^^^^^

And then he does it again.

You are an utter moron...so it's not surprising you think eliminating 71% of the companies providing individual insurance plans is a good thing.

i don't think it's a "good thing", I'm just interested in the intended net result of this, which is to significantly widen coverage. If certain companies aren't gonna make the cut to be part of these exchanges then that's just the way it goes.

You realize of course those "certain companies" PAY $100 billion a year in Federal.. State...local... and in many cases property taxes.. maybe in your city!
And if these 1,300 companies say they can't make a profit and drop out.. GUESS WHO holds the tab for the 400,000 people that become unemployed?

Again and again Obama doesn't like profits! He has no idea how the country's economy works and with obama's stated preference for a single payer..
That means those above go out of business and where will the $100 billion a year come from?

Remember THERE NEVER WERE 46 million truly uninsured people! That is a hoax when you consider 18 million don't want insurance even though they can afford it!
14 million are already covered under Medicaid and they only need register!
10 million are NOT citizens... that leaves 4 million that truly need insurance!
Hell tax the insurance companies 10% and that provides coverage for the truly needy 4 million!
Better yet though TAX the 10% on the $200 billion lawyers make as THEY have forced the wasteful duplicate spending known as $850 billion a year "defensive medicine"
that all physicians attest they do because they are afraid of being sued!
10% of $200 billion is $20 billion and that provides a $5,000 a year policy for every single one of the 4 million that need it!
Don't destroy the companies that pay $100 billion just because Obama can't do simple math!!!

 

[healthmyths]

The Obama Administration is getting desperate. Organizing for Action is now engaged in trying to round up young, healthy men to pay for insurance they neither need nor want. Without these young men, the financial model (tenuous as it is), falls apart.

If you own a home, do you need homeowners insurance, assuming you are not so wealthy that you can be considered to be self-insured?

The idea that healthy people don't need insurance is preposterous to say the least. While healthy and especially health young people do not get sick as often as others, some still get sick, and they need insurance just in case they do. Obviously if they are too dumb to understand the need for insurance, or they think they can just pass the cost on to everyone else if they get sick, then we need to properly educate them.

Healthy young people need catastrophic coverage, nothing more. Gwtting sick does NOT require you to need health insurance.

For instance im 45 years old and have not needed to visit a dr in so long I cant remember the last year I actually went to one. Paying a few hundred vucks for a dr visit while only having a catastrophic policy is smart. Not tossing away thousands on unneeded and unused premiums

YOU ARE 100% correct!

And as I've frequently stated.. Obama counts those 18 million under 34 as "uninsured" and they don't need other then what you suggested!
Obama also includes in "uninsured' 14 million people that all they need do is register with Medicaid...they are covered!
Then he also counts 10 million non-citizens!
That leaves 4 million truly that need insurance.
So tax the lawyers 10% as Obamacare does tanning salons !
Tanning salons cause cancer so that's why the tax...well lawyers cause the $850 billion a year in "defensive medicine" i.e. duplicates tests, that physicians attest they do out of
fear of lawsuits! Take the $20 billion in taxes on the $200 billion lawyers make and buy a $5,000 policy for each of the truly 4 million uninsured that need it!
Then audit hospitals so they don't markup sometimes 6,000% for seeing this uninsured and pad and pass on to Medicare/insurance companies to recoup their expenses!
If the uninsured has the policy treat like any other health insurance ...submit a realistic unpadded claim and watch how the $850 billion and billions in markedup costs drop!
I estimate nearly $200 billion a year in savings from reduced defensive medicine and padding and passing on by hospitals!

 

[francoHFW]

No more stupid, selfish freeloaders.Something HAD to be done, but Pubs love their overpriced scam, and will never vote for ANY solution, even their own. Hypocrites! and their silly dupes.

 

[Mr. H.]

WSJ: Health Insurance Rates Could 'Double Or Even Triple' For Healthy Consumers In Obamacare's Exchanges - Forbes

...today brings more news of “rate shock,” the phenomenon by which Obamacare dramatically increases the underlying cost of health insurance for people who buy it on their own.

 

[francoHFW]

^^ MORE total BS, fully discredited.

OP- You HEARD?!? Everyhing dupes "know" is BS, especially on O-Care.

 

[Mr. H.]

A big Medicaid gap looms in Obama health care law

That a majority of the neediest people who could be helped by the law may instead remain uninsured is a predicament unforeseen by Obama and congressional Democrats who designed a sweeping extension of the social safety net. The law's historic promise of health insurance for nearly all U.S. residents would not be fulfilled as envisioned.

 

[Katzndogz]

Amazing. Especially when you consider that the orangutang could crush that dog in a second.

It's so nice to see interspecies friendship. We could learn more from animals than we could teach them.

 

[Mr. H.]