Papageorgio
The Ultimate Winner
- May 18, 2010
- 61,529
- 18,699
Most of what I did was to ask doctors what the price was if I went around my insurance.
Did you ask your doctor what brain surgery would cost and pay out of pocket? Sounds like you had neither health insurance or financial sense.
You can still negotiate with clinics and doctors if you choose to self--pay. Then you can not pay the penalty when you file a return if you calculate your tax witholdings to not be an overpayment. There is no teeth in the ACA MANDATE. They cannot collect the penalty for health insurance unless they can take it out of your overpayment refund.
Didn't need brain surgery dumb shit, so why negotiate? I had a catastrophic plan that only paid if I was hospitalized.
I had the money, I choose to negotiate, who the hell buys items when you shop and not get the price? When you buy electronic gadgets, food, cars and so on do you not know the price or you just pay whatever?
I would tell the office I needed a physical and then ask what the price was if we did not go through insurance. It was a lot less expensive. They would tell me and I would pay on the spot. I came out way ahead over the years doing it that way.
It is a lot tougher now to by pass insurance companies today. Try it, oh wait, you just blindly let people charge whatever the hell they want, right?