The main benefit of ACA is that is saved the insurance industry from a lot of upheaval they didn't want to deal with. By the late 90's, the health insurance industry's game was up and they saw the writing on the wall. The major players looked at "Romneycare" and saw a means of inserting themselves as permament middlemen in every health care transaction, riding the health care gravy train by government mandate. Guaranteed customers, guaranteed profits.
And they hired soulless ghouls like Greenbeard to sell people on it.
And they hired soulless ghouls like Greenbeard to sell people on it.