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Avik Roy is as wrong as wrong can be.
really.....how so...?
after their 'exemption' period companies are going to have to conform to Obamacare just like the individual market....
this means that current plans will have to be cancelled......new ones will have to be created....and the new ones will cost more and most likely become more restrictive concerning choice of hospitals and doctors...
about 66% of smaller companies and 45% of larger companies will be affected...
Thank you for exposing both your gullibility and ignorance so openly.
The ACA grandfathered companies that were providing health insurance to their employees before the ACA was enacted.
If those companies change their insurance policies to a point they no longer resemble the policies which were grandfathered, then they lose their grandfather status.
Companies change their plans all the time. During the economic crash, some increased deductibles or reduced benefits.
A company changing its policy results in losing its grandfather status. How the ever loving fuck the dipshit you parroted translated that to mean insurance cancellation is beyond me.
Once a plan loses it grandfather status, it must meet the minimum services and affordability requirements of the ACA. If they don't meet those standards, they will have to IMPROVE THE SERVICES THEY OFFER or pay a fine.
Got that? There is nothing about cancelling insurance in there. Nothing. Zip.
The result of all those companies losing their grandfather status means the companies where millions of employees work will have to provide BETTER INSURANCE. Not cancellations, you fearmongering gullible fool.
My company lost its grandfather exemption earlier this year. Guess what? No one lost their company insurance. Our company exceeds the requirements of the ACA, even though we lost our grandfather status. So no fines for us.
Christ, you guys don't even do the simplest of fact checks.
Companies have received an extension of the period in which they will need to improve the health plans they offer their employees.
Got that? The employer mandate was delayed so that employers would be given more time to improve their insurance before they get fined.
The Obama Administration, in 2010, made a guesstimate of how many companies would lose their grandfather status between 2011 and 2013. The 66 percent figure is the HIGH end guess. Obama's people based this guess on the stats from 2008-2009, when the economy was in a big negative fat tail. They extapoloated out to the end of 2013.
Well, here we are at the end of 2013. 93 million people have not lost their insurance.
Avik Roy is an idiot.
Congratulations. You just parroted a lie bigger than any lie told by Obama. Well done!
evidently you haven't a clue what the "grandfathering" is all about....
ins companies make changes all the time......unless the change is really small it means the insurance is no longer "grandfathered"....
this is why millions of individual plans are being cancelled....
the same will happen with company plans....
Obama lied...
ins companies make changes all the time......unless the change is really small it means the insurance is no longer "grandfathered"....
this is why millions of individual plans are being cancelled....
the same will happen with company plans....
The Republican victory lap on the demise of Obamacare is premature
The website will be fixed
People will sign up
After an initial phase of confusion and scrambling for a policy, people will be insured
Republicans will fight to take that insurance away
as long as the Rs don't goof up they are golden....because of their Cruz-led opposition to Obamacare they are totally immune to criticism about Obamacare.....
like i said the website is just the beginning.....wait until 93 million MORE lose their current plans....
Yea.....we got that
Republicans hate Obamacare
The 93 million number is another falsehood from the right. Just because you COULD lose coverage, doesn't mean you WILL
Many people will be switching policies. Most will be happy, some won't
Republicans will trot out every person who isn't happy
In the end, many more people will receive better quality coverage and Republicans will be on the outside looking in
ins companies make changes all the time......unless the change is really small it means the insurance is no longer "grandfathered"....
This is correct.
Your next sentence draws a conclusion:
this is why millions of individual plans are being cancelled....
the same will happen with company plans....
And this is completely wrong.
As I said, my company lost its grandfather status and no one has lost their insurance. Nothing has changed.
Anyone who goes and asks their HR department about their company's grandfather status and finds it was lost a long time ago will quickly realize which of us is right.
If you like your current plan, you can keep it*.......
*as long as it conforms to what we deem suitable for you...
Here are the outcomes that will happen if company has lost its grandfather status:
Option A) Nothing. Your company already exceeds the ACA minimum service and affordability requirements, even after it made whatever changes to its plan which caused it to lose its grandfather status.
Option B) Improved plans. Your company will have to improve the affordability of your company health plan and/or improve the services its provides. Your company made a change which caused it to lose its grandfather status, and now must make these further changes to get up to ACA standards.
Option B is not a cancellation as the scaremongering idiot Azik Roy would have you believe. It is an improvement to your current plan.
For most people, Option A is probably the most likely outcome. Most companies probably offer plans that are better than the minimum service and affordability requirements of the ACA.
Every company has been aware of this for a long time. Years.
So if they were going to make a change to their health plans that they knew was going to cause them to lose their grandfather status, then they had to make a decision then and there to either drop the insurance altogether, or to satisfy the ACA requirements.
Therefore, anyone that was going to drop you rather than make your plan better already has done so.
Those who decided to meet the ACA standards asked for, and received, an extension to accomplish this task.
listen up stupid.....Option B IS a cancellation of a plan......it scraps the old plan and replaces it with a new Obamacare-approved plan....
listen up stupid.....Option B IS a cancellation of a plan......it scraps the old plan and replaces it with a new Obamacare-approved plan....
Nice spin! I give a 10 for style.
You go to work one day with one insurance plan. When you come into work the next day, you have a better insurance plan.
That is not a cancellation, idiot. You and Azik are manufacturing bullshit, telling a whopper of a lie that 93 million people are going to LOSE their insurance. You are spinning a BETTER INSURANCE PLAN as a CANCELLATION.
Jesus Fucking Christ!
Idiots like you are the ones who keep letting Obama out of the hot water he gets himself into. You come along when he is totally boiled and tell an even bigger lie than he did.
Wake the fuck up.
Beginning in 2018, a 40 percent excise tax will be imposed on the value of health insurance benefits exceeding a certain threshold. The thresholds are $10,200 for individual coverage and $27,500 for family coverage (indexed to inflation). The thresholds increase for individuals in high-risk professions and for employers that have a disproportionately older population.
listen up stupid.....Option B IS a cancellation of a plan......it scraps the old plan and replaces it with a new Obamacare-approved plan....
Nice spin! I give a 10 for style.
You go to work one day with one insurance plan. When you come into work the next day, you have a better insurance plan.
That is not a cancellation, idiot. You and Azik are manufacturing bullshit, telling a whopper of a lie that 93 million people are going to LOSE their insurance. You are spinning a BETTER INSURANCE PLAN as a CANCELLATION.
Jesus Fucking Christ!
Idiots like you are the ones who keep letting Obama out of the hot water he gets himself into. You come along when he is totally boiled and tell an even bigger lie than he did.
Wake the fuck up.
you really live in a fantasy world don't you.....?
whenever a company is faced with more regulations it almost always COSTS MORE.....
this is going to come out of your hide one way or another....
i bet you haven't even heard of the "Cadillac tax"......just another one of those sneaky Ocare rules....unions workers are going to be in for a big surprise....
Beginning in 2018, a 40 percent excise tax will be imposed on the value of health insurance benefits exceeding a certain threshold. The thresholds are $10,200 for individual coverage and $27,500 for family coverage (indexed to inflation). The thresholds increase for individuals in high-risk professions and for employers that have a disproportionately older population.
When 93 million employees do not receive cancellation notices, everyone will remember the idiotic Armageddon rubes who were wrong once again.
They let Obama off the hook with their stupidity.
Nice spin! I give a 10 for style.
You go to work one day with one insurance plan. When you come into work the next day, you have a better insurance plan.
That is not a cancellation, idiot. You and Azik are manufacturing bullshit, telling a whopper of a lie that 93 million people are going to LOSE their insurance. You are spinning a BETTER INSURANCE PLAN as a CANCELLATION.
Jesus Fucking Christ!
Idiots like you are the ones who keep letting Obama out of the hot water he gets himself into. You come along when he is totally boiled and tell an even bigger lie than he did.
Wake the fuck up.
you really live in a fantasy world don't you.....?
whenever a company is faced with more regulations it almost always COSTS MORE.....
this is going to come out of your hide one way or another....
i bet you haven't even heard of the "Cadillac tax"......just another one of those sneaky Ocare rules....unions workers are going to be in for a big surprise....
Beginning in 2018, a 40 percent excise tax will be imposed on the value of health insurance benefits exceeding a certain threshold. The thresholds are $10,200 for individual coverage and $27,500 for family coverage (indexed to inflation). The thresholds increase for individuals in high-risk professions and for employers that have a disproportionately older population.
I know all about the Cadillac tax. In fact, search on my name and the Cadillac tax. I mentioned several times on the forum that Obama personally raised the ceiling for the Cadillac tax as a sop to the labor unions which own him.
You fail AGAIN!
Not only that, Obama himself deliberately and dramatically raised the tax exemption ceiling for EPHI.
When 93 million employees do not receive cancellation notices, everyone will remember the idiotic Armageddon rubes who were wrong once again.
They let Obama off the hook with their stupidity.
aren't insurance companies by law required to notify you of any cancellations, changes, etc. of your insurance.....?
or is Obamacare exempt from this....?
Avik Roy in Forbes Magazine estimates 93 million people will lose their current coverage.
ins companies make changes all the time......unless the change is really small it means the insurance is no longer "grandfathered"....
this is why millions of individual plans are being cancelled....
the same will happen with company plans....
Obama lied...
