Trump-$1.2 Billion In Core Business Losses

[Papageorgio]

The Dem politicians made millions off of the Real Estate bubble.

2001 a month after Bush entered office, the recession of 2001 took place, that was the Clinton economy. It hurt not only the rich but many others.

What was the economic policy that caused that? Because the tax cuts ended up slowing the economy for jobs, to go along with the housing crisis.

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

In 1995 Clinton loosened up the housing rule and rewrote the CRA , which put added pressure on banks to lend in low-income neighborhoods.

 

[Papageorgio]

What was the economic policy that caused that? Because the tax cuts ended up slowing the economy for jobs, to go along with the housing crisis.

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

read it slowly, did I say CRA?

Clinton rewrote the CRA and that in turn put pressure on lending institution to make the loans to unqualified buyers.

 

[RealDave]

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

read it slowly, did I say CRA?

Clinton rewrote the CRA and that in turn put pressure on lending institution to make the loans to unqualified buyers.

No he did not.

You are wrong about the CRA,. Are you stupid or lying.

The CRA said banks needed to use a percentage of their profits to help those in their neighborhood who could not meet the going standards for a mortgage. Banks could lower the interest rates or reduce the down payment, but the borrowers STILL HAD TO SHOW THEY COULD MAKE THESE REDUCED PAYMENTS.

They were then QUALIFIED under thse4 new terms.

Quit lying. Quit pretend to be an expert on economivcs. And please,-get a fucking education./

 

[RealDave]

What was the economic policy that caused that? Because the tax cuts ended up slowing the economy for jobs, to go along with the housing crisis.

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

read it slowly, did I say CRA?

Nope but tjat is what you were rerfering to. You know it. I know it.

 

[Ray From Cleveland]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Hillary said she and her husband left the White House dead broke. They were both lawyers before Bill got into politics, made a nice salary while President for 8 years and Governor before that.


Sent from my iPad using USMessageBoard.com

 

[MindWars]

When ur a fkn moron who does not understand economics the you believe MSM lies that mange to keep their idiots just as much of an idiot as they were before as if all this fake info hasn't been learned yet by you morons. Gawd dam wake up.
LEARN BUSINESS ECONOMICS DUMBASSES!!

 

[cwise76]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Hillary said she and her husband left the White House dead broke. They were both lawyers before Bill got into politics, made a nice salary while President for 8 years and Governor before that.


Sent from my iPad using USMessageBoard.com

Wow you guys derailed the shit out of this thread. Well payed.

 

[RealDave]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Soros lost a billion in a few weeks. Just part of the game that the rich play.

It is one thing to lose money

What was the economic policy that caused that? Because the tax cuts ended up slowing the economy for jobs, to go along with the housing crisis.

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

In 1995 Clinton loosened up the housing rule and rewrote the CRA , which put added pressure on banks to lend in low-income neighborhoods.

The CRA had nothing to do with the housing collapse & near financial meltdown.

 

[Polishprince]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Hillary said she and her husband left the White House dead broke. They were both lawyers before Bill got into politics, made a nice salary while President for 8 years and Governor before that.


Sent from my iPad using USMessageBoard.com

The Obamas, Clintons, Pelosis, Gores, are all Public Service Tycoons. They went into politics to earn their fortunes much like Trump did with real estate, Soros did with currency manipulation, Escobar and Frick did with coke.

 

[Polishprince]

The CRA had nothing to do with the housing collapse & near financial meltdown.

Actually it had everything to do with it.

Banks were forced to make bad loans with subprime people who defaulted. After default, not just the banks, but the parties they sold the mortgages to panicked.

 

[Papageorgio]

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

read it slowly, did I say CRA?

Clinton rewrote the CRA and that in turn put pressure on lending institution to make the loans to unqualified buyers.

No he did not.

You are wrong about the CRA,. Are you stupid or lying.

The CRA said banks needed to use a percentage of their profits to help those in their neighborhood who could not meet the going standards for a mortgage. Banks could lower the interest rates or reduce the down payment, but the borrowers STILL HAD TO SHOW THEY COULD MAKE THESE REDUCED PAYMENTS.

They were then QUALIFIED under thse4 new terms.

Quit lying. Quit pretend to be an expert on economivcs. And please,-get a fucking education./

I am done showing you any respect. Here are a couple links to reputable sites explaining what happened under Clinton with the CRA. If you don't understand what it all means have a seven year old sit down with you and explain it to you. If you have trouble understanding that, we can have Tommy come and hit you over the head with a tack hammer.

Now, you get a fucking education, you asshole!

Community Reinvestment Act of 1977 | Federal Reserve History

In 1993, President Clinton directed regulators to review and revise the regulation to address concerns about the perceived costs of compliance and its emphasis on process over outcomes. The new CRA rule, adopted in 1995, streamlined the review process for small banks (assets under $250 million) and established new criteria to assess performance in lending, investments, and services in LMI communities. Other legislative and regulatory changes also have been enacted over the years.

25 People to Blame for the Financial Crisis - TIME

He also signed the Commodity Futures Modernization Act, which exempted credit-default swaps from regulation. In 1995 Clinton loosened housing rules by rewriting the Community Reinvestment Act, which put added pressure on banks to lend in low-income neighborhoods.

 

[Papageorgio]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Soros lost a billion in a few weeks. Just part of the game that the rich play.

It is one thing to lose money

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

In 1995 Clinton loosened up the housing rule and rewrote the CRA , which put added pressure on banks to lend in low-income neighborhoods.

The CRA had nothing to do with the housing collapse & near financial meltdown.

Some economist would disagree with you. I knew when people were refinancing and getting 125% value of the property in the late 90's we were in serious trouble. You can't keep borrowing and not saving without a problem occurring in a down turn. It was a combination of many many factors that led to 2008. Tons of blame and fault to go around.

 

[georgephillip]

The Art of Losing.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

"In fact, year after year, Mr. Trump appears to have lost more money than nearly any other individual American taxpayer,

"The Times found when it compared his results with detailed information the I.R.S. compiles on an annual sampling of high-income earners.

"His core business losses in 1990 and 1991 — more than $250 million each year — were more than double those of the nearest taxpayers in the I.R.S. information for those years."

You've discovered that casinos in Atlantic City lost money. Wow!

You've discovered that casinos in Atlantic City lost money. Wow!

Trump's casinos lost money, not an easy feat in that particular line of work.

Donald Trump was a stock market disaster

 

[Toddsterpatriot]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Soros lost a billion in a few weeks. Just part of the game that the rich play.

It is one thing to lose money

The Tech Stock bubble burst about 5 months before the election and that was what caused the first recession during Bush.
Bill Clinton was taking credit for the Stock Market rise, until it fell.
The second recession under Bush was caused by the Real Estate Bubble that the Dem policies caused.

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

In 1995 Clinton loosened up the housing rule and rewrote the CRA , which put added pressure on banks to lend in low-income neighborhoods.

The CRA had nothing to do with the housing collapse & near financial meltdown.

The CRA had nothing to do with the housing collapse & near financial meltdown.

 

[Toddsterpatriot]

The Art of Losing.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

"In fact, year after year, Mr. Trump appears to have lost more money than nearly any other individual American taxpayer,

"The Times found when it compared his results with detailed information the I.R.S. compiles on an annual sampling of high-income earners.

"His core business losses in 1990 and 1991 — more than $250 million each year — were more than double those of the nearest taxpayers in the I.R.S. information for those years."

You've discovered that casinos in Atlantic City lost money. Wow!

You've discovered that casinos in Atlantic City lost money. Wow!

Trump's casinos lost money, not an easy feat in that particular line of work.

Donald Trump was a stock market disaster

Trump's casinos lost money, not an easy feat in that particular line of work.

You should take a closer look at Atlantic City casinos.

 

[sealybobo]

I know I'm richer because of Donald J. Trump.

Are you rich? If not, you might want to wait until your retirement before you decide that. How much will your middle class taxes be in a few years? We will have to make up for the Trump tax breaks to the rich and our tax breaks will have expired. So maybe right now you feel richer, but just wait.

Cost of medicare will be much higher because of Republican cuts to the program.

Same for Social security. How much is he going to cut your social security to pay for those tax breaks to corporations?

Are you rich? If not then you don't know what you are saying.

I make over $100K and I have no bills. My condo is paid off and I have a lease payment so my bills are maybe $1000 a month. That's $12K a year in bills. I'm saving my ass off because I know these cuts are coming.

Hell how many people I know thought their retirement age was 65 and just recently they found out Reagan in the 80's raised it to 67 for people their age. He too had to make up for the cuts he gave rich people and corporations. So he raised our retirement age to 67. And you went along with it. In fact you voted for it. And now you are doing it again. Now it will be 70.

How old are you? How rich are you? Are you a greedy rich guy or a dumb middle class person?

I am rich compared to 90% of you and still I can't get myself to vote GOP so I want to know why you people do it. This is a question for every Republicans who reads this post. What do you do and how much are you saving?

We will have to make up for the Trump tax breaks to the rich and our tax breaks will have expired.

Pelosi and AOC haven't produced a bill to make the middle class tax cuts permanent? Weird.

Hell how many people I know thought their retirement age was 65 and just recently they found out Reagan in the 80's raised it to 67 for people their age.

Darn that Reagan, sneaking in that change in 1983 and not telling your moron friends.

Funny how the Dems aren't upset with Pelosi or AOC for not raising the minimum wage, for not making the middle class tax cuts permanent. They seem content just to try to secure the 2020 elections. Like I have said, party over country.

Ha ha. What an idiot you are.

The federal minimum wage was last raised on July 24, 2009

Democrats didn't think anyone needed a tax cut. We need to build infrastructure and strengthen social security. A program you no doubt are going to heavily rely on.

I remember when Obama talked about infrastructure and the 800 billions dollars that was supposed to be for shovel ready jobs, that (yuk, yuk) weren't really shovel ready. But his liberal buddies sure got a lot richer, should talk to Jumpin Joe Bite Me Biden he was the disperser of said cash.

Liz Harrington: Biden is no working class warrior -- He and Obama were unable to create jobs like Trump has

Five years into the Obama presidency, Joe Biden was not satisfied with the work his administration had done on the economy. He had overseen the failed stimulus program. The unemployment rate was stubbornly stuck at the “new normal” of 6.7 percent.
At the time, Biden was contemplating yet another run for the presidency, after two failed attempts decades earlier where he never cracked more than 3% in the polls. But Biden thought his argument for the working class could finally break through. “Guess what?” Biden said in February 2014. “The workers are getting screwed.”

The workers are getting screwed.”

Obama was the president during that time, so Biden proved that Obama sucked...

You probably won’t benefit from trumpanomics. But will you realize it when it happens? Nah. You’ll blame democrats for your woes

 

[sealybobo]

You didn't answer my question from post #283. How is he an average business man, when he is a con who lost a whole bunch of someone else's money?

Answered, you think Soros is a con man? He lost of a billion in just weeks. Son of Japan lost 70 billion. It happens in business.

Who gives a shit about Soros and your distraction? Can't debate the topic or answer my questions? Lol! Talk about failure. In business Soros wasn't using laundered money, Trump was/is. That's the difference.

Nothing to debate, I don't think losing money makes you a good or bad businessman, it doesn't matter to me what their politics are, Soros, Trump and Son all lost billions and I respect them for their business sense. You have proof Trump laundered money?

You need proof?
Trump Foundation To Dissolve Amid New York Attorney General's Investigation

The news comes as her office continues its investigation into various questions about the foundation's conduct, including whether the foundation broke the law by coordinating with Trump's 2016 presidential campaign and whether it was truly functioning as a charitable organization.

Underwood said her office had detailed "a shocking pattern of illegality involving the Trump Foundation — including unlawful coordination with the Trump presidential campaign, repeated and willful self-dealing, and much more. This amounted to the Trump Foundation functioning as little more than a checkbook to serve Mr. Trump's business and political interests."

Underwood said the foundation's decision to shutter was "an important victory for the rule of law."

The foundation agreed to dissolve under the supervision of a judge. Underwood's office will supervise the disbursement of the foundation's remaining assets to charities. The New York attorney general's office will continue its lawsuit against the foundation and is seeking millions in restitution and penalties, and it also seeks to bar Trump and his children from serving on the boards of other New York charities.

Anyone seen anything of the Clinton Foundation?

Nope

 

[sealybobo]

You didn't answer my question from post #283. How is he an average business man, when he is a con who lost a whole bunch of someone else's money?

Answered, you think Soros is a con man? He lost of a billion in just weeks. Son of Japan lost 70 billion. It happens in business.

Who gives a shit about Soros and your distraction? Can't debate the topic or answer my questions? Lol! Talk about failure. In business Soros wasn't using laundered money, Trump was/is. That's the difference.

Nothing to debate, I don't think losing money makes you a good or bad businessman, it doesn't matter to me what their politics are, Soros, Trump and Son all lost billions and I respect them for their business sense. You have proof Trump laundered money?

You need proof?
Trump Foundation To Dissolve Amid New York Attorney General's Investigation

The news comes as her office continues its investigation into various questions about the foundation's conduct, including whether the foundation broke the law by coordinating with Trump's 2016 presidential campaign and whether it was truly functioning as a charitable organization.

Underwood said her office had detailed "a shocking pattern of illegality involving the Trump Foundation — including unlawful coordination with the Trump presidential campaign, repeated and willful self-dealing, and much more. This amounted to the Trump Foundation functioning as little more than a checkbook to serve Mr. Trump's business and political interests."

Underwood said the foundation's decision to shutter was "an important victory for the rule of law."

The foundation agreed to dissolve under the supervision of a judge. Underwood's office will supervise the disbursement of the foundation's remaining assets to charities. The New York attorney general's office will continue its lawsuit against the foundation and is seeking millions in restitution and penalties, and it also seeks to bar Trump and his children from serving on the boards of other New York charities.

Where was the money laundered to? It looks like the state will disburse the funds. How is that money laundering?

Trump was laundering money through his charity. That is all

 

[Papageorgio]

Answered, you think Soros is a con man? He lost of a billion in just weeks. Son of Japan lost 70 billion. It happens in business.

Who gives a shit about Soros and your distraction? Can't debate the topic or answer my questions? Lol! Talk about failure. In business Soros wasn't using laundered money, Trump was/is. That's the difference.

Nothing to debate, I don't think losing money makes you a good or bad businessman, it doesn't matter to me what their politics are, Soros, Trump and Son all lost billions and I respect them for their business sense. You have proof Trump laundered money?

You need proof?
Trump Foundation To Dissolve Amid New York Attorney General's Investigation

The news comes as her office continues its investigation into various questions about the foundation's conduct, including whether the foundation broke the law by coordinating with Trump's 2016 presidential campaign and whether it was truly functioning as a charitable organization.

Underwood said her office had detailed "a shocking pattern of illegality involving the Trump Foundation — including unlawful coordination with the Trump presidential campaign, repeated and willful self-dealing, and much more. This amounted to the Trump Foundation functioning as little more than a checkbook to serve Mr. Trump's business and political interests."

Underwood said the foundation's decision to shutter was "an important victory for the rule of law."

The foundation agreed to dissolve under the supervision of a judge. Underwood's office will supervise the disbursement of the foundation's remaining assets to charities. The New York attorney general's office will continue its lawsuit against the foundation and is seeking millions in restitution and penalties, and it also seeks to bar Trump and his children from serving on the boards of other New York charities.

Where was the money laundered to? It looks like the state will disburse the funds. How is that money laundering?

Trump was laundering money through his charity. That is all

where is your proof?

 

[RealDave]

The NYT got hold of “transcripts” from Trump’s tax returns from the late 80’s and early 90’s.

He lost a shit ton of money. A top money loser. One of America’s biggest losers.

Decade in the Red: Trump Tax Figures Show Over $1 Billion in Business Losses

This is damning.

Everyone knows Trump had failed businesses. You probably don't know this but to be successful in just about anything, you will have failures.

Losing over a billion over ten years.

I can't believe you assfucks are defending that.

Soros lost a billion in a few weeks. Just part of the game that the rich play.

It is one thing to lose money

Those evil Democrats did it in minority positions in both houses & Bush in the White House.

Economics is a difficult subject for the Left Wingers to understand.
Clinton had a Dem house and senate in his first two years.
Their brilliant idea was to lower the mortgage lending standards for the low class trash Democrat Voters.
Clinton threatened to fine banks if they didn't make those bad loans.
The real estate bubble didn't happen over night, it took years for it to grow.
Thank me for your free economic lesson.

The CRA was passed under Carter you stupid fuck.

You don't know shit about economics.

In 1995 Clinton loosened up the housing rule and rewrote the CRA , which put added pressure on banks to lend in low-income neighborhoods.

The CRA had nothing to do with the housing collapse & near financial meltdown.

The CRA had nothing to do with the housing collapse & near financial meltdown.

So a law passed in 1977 sat silently in hiding & then leaped & pounced in 2006 - 2008 & created the worst recession in 80 years.

Great thinking.

Studies show the the percent of failed CRA loans among all mortgage loans during the collapse was no different from the percent of all mortgages that were CRA.