We Need Government Healthcare Like Canada!


Then why did you write: "I worked with a guy who had to move to America because his pain level was a 7 and couldn’t be seen for months."

Freudian slip?

Because - as is obvious to anyone who can read English (ie. not you) - he worked with the guy after the guy moved to America. Duuuuhhhh.
 
Since you're Canadian, let me tell you the facts here in the US.

Unless you have a PPO which will cost you $1500.00 to $2200.00 per month, you have an HMO which will cost you $600.00 to $800.00 per month. With a PPO you can choose your Doctor and you receive medical care faster. HMO's you go to the clinic which determines if you need to see you primary provider. Then you wait 30-60 days to see your primary provider, then, if you're deemed, you wait another 90 days to see a specialist. If you need surgery and it's not an emergency (pain is NOT an emergency) you wait another 30-60 days unless you're luck enough to be sick at the beginning of a profit quarter in which you save a few weeks.

Welcome to American healthcare!!!!

You are either out of your mind, or the biggest bald-faced liar since Hillary Clinton . . . or both.

WOW!! Another Canadian?

But wait, there's more! If you have an HMO, you also have co-pays for being admitted to the emergency room and hospital. These typically run from $600.00 to $3000.00. Is it any wonder that consumer healthcare costs are the number one reason for bankruptcy?

Wow, you're just spewing random shit relating to not a damned thing.

At least you clarified for us all that you are, in fact, out of your mind.
If you followed his posts you would know that he's out of his mind.

Because I've outed you and yours?

No, because you babble utter nonsense and then brag about how "brilliant" it was.
 
I lived in a border state for seven years. We locals didn't bother to go to the doctor on Monday because all the waiting rooms were filled with Canadians that had come across to the border to get American health care. They would rather pay for American health care than get what the Canadian government gave them for "free*".


* "Free" - higher taxation.
 
Filthy socialism produces expensive substandard heath care.

"Lets put our health care in the hands of bueracrats who don't give a shit about us and have no accountability and whose bosses are corrupt politicians that are elected by special interest groups, what could possibly go wrong?"
 
Then why did you write: "I worked with a guy who had to move to America because his pain level was a 7 and couldn’t be seen for months."

Freudian slip?
No he moved to America and was treated and moved back after we fixed him

Who paid for his treatment?
His healthcare was none of my business I’m just reporting what he told me

Before or after he came back to Canada. Telling Putin you've been outed must be really tough.
Socialism doesn’t work why are you so angry?

Pretty sure you just answered your own question. :)
 
Yet it is hard to find a Canadian who would trade their healthcare plan for ours
You don't know any Canadians, do you?

I do. And their jaws drop when they hear how much our healthcare premiums, co-pays, and yearly deductibles cost. AND our healthcare is so good we have a reality show called "Botched."

Yeah, my husband had a diabetic friend from the UK who was always going on about how "shocking" it was, the amount he had to pay for diabetic care and supplies in the US when it was all "free" in the UK. Hubby finally got tired of hearing it, challenged him on the differences in his tax rates from the UK to here, then broke out a pencil and paper and showed him that his "free" diabetic care in the UK actually cost him more than his out-of-pocket care here.

Bottom line: You want government health care, move somewhere that has it. But do NOT try to force it onto everyone else who doesn't want it, and then try to guilt us into shutting up, you selfish prick.
 
Yet it is hard to find a Canadian who would trade their healthcare plan for ours

No, it really isn't. When we drivers are waiting to get loaded or unloaded, we have our BS sessions. When Canadian drivers are around, I always bring up healthcare to see what their view is. Younger and middle-aged driers told me how much they love it. The elderly drivers told me that stick with what we have, or we will be sorry in our later years.

Now I understand you're not a truck driver up north where you have this opportunity. But just go to any one of our northern hospitals and see all the Canadian patients we have. My sister works at the Cleveland Clinic, and she can find you plenty of Canadian patients that will tell you they'd love to trade their plan for ours.

You attend a "BS session" and you think all that's said is fact?

The question that comes to mind is; Who pays for the "plenty" of Canadian patients?

That I couldn't tell you. Most likely themselves. But it's not "A" BS session, we have them all the time. Not much else to do unless you want to play with your cell phone. At times it takes well over an hour to get loaded or unloaded.

A bunch of older truck drivers don't like the health care system. Ask older women how they feel about it. Older men are not really the best judges.

My poker buddy. 3 pack a day smoker, drinker, loved him some greasy food. Had a massive heart attack at 53, died in the emergency room, and the cracked his chest on the spot and brought him back, saving his life. He had quadruple by-pass surgery. 6 months later he could do nothing but complain. The doctor made him quit smoking, change his diet, and cut back his drinking. He had nothing good to say about him. He didn't like being told what to do.

Middle aged men are the worst patients ever and hardly the best judges of the system because men only go to the doctor when they have no other choice. I can count on the fingers of one hand how often my husband of 31 years went to the doctor, BEFORE he was diagnosed with high blood pressure at age 51. Thereafter, our family doctor made him go in every 6 months for monitoring and to renew his prescription. He didn't even GO to the doctor in the first 15 years of our marriage, except when he tore his finger off oiling his motorcycle chain. He wrapped it in a clean cloth and took it to the hospital where they reattached it, three months after our wedding. When he passed a kidney stone in year 15, he didn't even have a GP he could call.

Women have babies so that they're accustomed to going to the doctor if there is any kind of problem, because that's what we're told to do.

Always some sort of fucking excuse. NOW it's "Well, I'm a spokesperson for WOMEN. Only women have the truth." I'm a woman, and I not only don't remember you being elected to speak for all women, I don't even remember the vote happening.

Defend it because YOU want it; do NOT co-opt the rest of us into it to give yourself legitimacy.
 

Then why did you write: "I worked with a guy who had to move to America because his pain level was a 7 and couldn’t be seen for months."

Freudian slip?

It's not that unusual and has been happening for quite some time.

Why Canadian premier seeks health care in U.S.
Millions of Americans do the same thing.
People are ditching US healthcare and flying to other countries for medical procedures they can actually afford
Americans still have to go abroad to get affordable health care

The numbers aren't even close.

Those who go out of the US for surgery are looking for procedures US physicians will not perform or are elective procedures after which many need corrective surgery in the US.

True. The one thing I noticed in those articles is they were all talking about elective procedures like dental work, IVF, etc., which health insurance generally doesn't cover, anyway.
 
Sign in a Canadian Emergency Waiting Room: Be grateful you have to wait. It means you're in no danger of dying. Thank you for your patience.

And wait...and wait...and wait.

I have to say, anytime I've gone to the emergency room, I've never waited. Either good timing or I waited too long in the first place. :D

As I said, every system has it's flaws. They are different from one another, but I've yet to read about a healthcare system that is perfect.

What I get perturbed by is when people come here and tell us how our system sucks so badly, and everyplace else around the world has such great government healthcare. The left tells us it's all the insurance companies fault, and not the government which is the real problem.

If we want to bring down the cost of our healthcare, get government out of it, not bring more government in.

The insurance companies are the reason you costs are so high, not the government. We pay administration of 7%, and some of the European companies pay even less - 5% of thereabouts. The US is around 35%. A big chunk of that is insurance company profit, "loss prevention", and administration, in other words, denying claims.

So who do you think makes all those regulations for insurance companies?

I spent ten years in the business. One company I worked for had to have meetings every other Monday. Most of what was discussed were government changes in regards to Medicare, Medicaid and private insurance billing. More red tape or change of red tape. It drove those poor girls insane.

The left won't dare tell us where the expense is. For one, it would mean less government to make things better. Two, it would tell people that government was the problem all along, and certainly make people think twice about supporting government healthcare.

The insurance industry's net margin in 2017 ranged between 3 and 10.5%. Life insurance had the widest range between quarters, from 3% to 9.6%; property and casualty insurance were at 3% to 8%; and health insurance had the narrowest range of 4% to 5.25%. The net margin for insurance brokerages in 2017 was higher than that of the insurance industry overall, at 9.27% to 10.5%.

What are insurance sector companies usual profit margins?


Here's that Medicare-for-all study Bernie Sanders keeps bringing up
 
Ray, it's not just the insurance company profit that is adding to your costs. It's their administration. Obamacare required that insurance companies spend 80% of your premiums on your care, and they had to refund any amount less than 80% of your premiums not used on care. But 20% of your premiums are lost to the company. That's to pay for their underwriting, claims and pre-approval process. So if you're premium is $18,000 per year, $3,600 comes off the top and only $14,400 is spent on your care.

Another 10% is spent by hospitals and doctors on billings. My doctor's receptionist sends out one bill to the province per month. Your doctor sends out bills to each of the insurance companies his patients have coverage with. He has to collect co-pays. He has to hire a third party billing company to manage it all. Hospital billing departments are approximately 1/3 of administration staff. Not to mention the time lost in pre-approvals. One of my American friends was the "pre-approval" nurse in the clinic she worked at. Her entire job consisted of dealing with insurance companies on pre-approval. That one salary which was paid by the clinic that did nothing to help the patients.

Canadian doctors have more time to spend with patients and they can see more patients. More time and resources spent on patients and not on insurance company paperwork also lowers the cost of health care. Americans who get sick here and have to seek treatment in Canada are shocked that there are no questions about payment when they walk through the door. The entire focus is on treating the patient.

You could cut 30% of your health care costs by eliminating for-profit insurance - without affecting the prices being charged by doctors, waiting times or quality of care. Just eliminating the expense, duplication, billings and pre-approvals created by private insurance. And yes, the entire third party billing industry will be wiped out, but other than increasing the cost of health care, they's jobs aren't doing anything for health care except increasing the price.

Now I realize that you can't just wave a magic wand to make that happen. But 30% of your healthcare costs is a huge chunk of money.
 
“As far as single payer, it works in Canada. It works incredibly well in Scotland." - Donald J. Trump, 2015.


Donald Trump in his book The America We Deserve:

We must have universal healthcare...I'm a conservative on most issues but a liberal on this one. We should not hear so many stories of families ruined by healthcare expenses...

Doctors might be paid less than they are now, as is the case in Canada, but they would be able to treat more patients because of the reduction in their paperwork..

The Canadian plan also helps Canadians live longer and healthier than Americans. There are fewer medical lawsuits, less loss of labor to sickness, and lower costs to companies paying for the medical care of their employees. If the program were in place in Massachusetts in 1999 it would have reduced administrative costs by $2.5 million. We need, as a nation, to reexamine the single-payer plan, as many individual states are doing.




Donald Trump on Larry King the first time he ran for President:

I'm quite liberal, and getting much more liberal, on health care and other things. What's the purpose of a country if you're not gonna have defense and health care? If you can’t take care of your sick in the country, forget it, it’s all over. So I'm very liberal when it comes to health care. I believe in universal healthcare.
 
life-expectancy-us.jpg


life-expectancy-canada.jpg
 
“As far as single payer, it works in Canada. It works incredibly well in Scotland." - Donald J. Trump, 2015.


Donald Trump in his book The America We Deserve:

We must have universal healthcare...I'm a conservative on most issues but a liberal on this one. We should not hear so many stories of families ruined by healthcare expenses...

Doctors might be paid less than they are now, as is the case in Canada, but they would be able to treat more patients because of the reduction in their paperwork..

The Canadian plan also helps Canadians live longer and healthier than Americans. There are fewer medical lawsuits, less loss of labor to sickness, and lower costs to companies paying for the medical care of their employees. If the program were in place in Massachusetts in 1999 it would have reduced administrative costs by $2.5 million. We need, as a nation, to reexamine the single-payer plan, as many individual states are doing.




Donald Trump on Larry King the first time he ran for President:

I'm quite liberal, and getting much more liberal, on health care and other things. What's the purpose of a country if you're not gonna have defense and health care? If you can’t take care of your sick in the country, forget it, it’s all over. So I'm very liberal when it comes to health care. I believe in universal healthcare.
Canadian patients waited a record 21.2 weeks to receive treatment from a specialist after being referred by their general practitioner in 2017, according to the latest survey of wait times by the Fraser Institute, a Vancouver-based think tank. That's a week longer than last year -- and more than double the corresponding figure from 1993, when Fraser began keeping track.
Rural Canadians faced similar delays. The median wait time for specialist treatment in New Brunswick was almost 42 weeks. In Nova Scotia, it was nearly 38 weeks. And on Prince Edward Island, over 32 weeks.
Canadians don't just wait to see doctors -- they also have to stand in line for diagnostic tests. Patients can expect to wait roughly a month for CT scans and ultrasounds. People who need an MRI stand by for nearly 11 weeks.
Democrats Idolize Canada's Health System As It Recovers From Worst Year Ever


Why Canada’s ‘best’ health-care system just got ranked last — again

Yeah, yeah, Canada is the model that the US needs to mimic.
 
Ray, it's not just the insurance company profit that is adding to your costs. It's their administration. Obamacare required that insurance companies spend 80% of your premiums on your care, and they had to refund any amount less than 80% of your premiums not used on care. But 20% of your premiums are lost to the company. That's to pay for their underwriting, claims and pre-approval process. So if you're premium is $18,000 per year, $3,600 comes off the top and only $14,400 is spent on your care.

Another 10% is spent by hospitals and doctors on billings. My doctor's receptionist sends out one bill to the province per month. Your doctor sends out bills to each of the insurance companies his patients have coverage with. He has to collect co-pays. He has to hire a third party billing company to manage it all. Hospital billing departments are approximately 1/3 of administration staff. Not to mention the time lost in pre-approvals. One of my American friends was the "pre-approval" nurse in the clinic she worked at. Her entire job consisted of dealing with insurance companies on pre-approval. That one salary which was paid by the clinic that did nothing to help the patients.

Canadian doctors have more time to spend with patients and they can see more patients. More time and resources spent on patients and not on insurance company paperwork also lowers the cost of health care. Americans who get sick here and have to seek treatment in Canada are shocked that there are no questions about payment when they walk through the door. The entire focus is on treating the patient.

You could cut 30% of your health care costs by eliminating for-profit insurance - without affecting the prices being charged by doctors, waiting times or quality of care. Just eliminating the expense, duplication, billings and pre-approvals created by private insurance. And yes, the entire third party billing industry will be wiped out, but other than increasing the cost of health care, they's jobs aren't doing anything for health care except increasing the price.

Now I realize that you can't just wave a magic wand to make that happen. But 30% of your healthcare costs is a huge chunk of money.

Profits are what's left after taking X in amount of money, and paying X out. Health insurance companies (as I posted) have the lowest profit margin of other insurance companies. Yes, those profits are after administration costs along with all the other costs.

DumBama forced insurance companies to pay 85% of collected premiums on claims which decreased their ability to make profit. Insurance companies operate by taking your premium money, investing it, and the profits they gain from those investments help offset the claims they payout. So premiums had to increase because of that loss inflicted on them by the Democrats, who think they know how to run businesses better than the businesses do.

Left to their own without government intrusion, insurance companies are vastly more efficient than the government. That's why government hires the insurance companies to handle their billing for Medicare and Medicaid. If you eliminate insurance companies, then the government would have all those additional administrative costs, and we save very little.
 
Sign in a Canadian Emergency Waiting Room: Be grateful you have to wait. It means you're in no danger of dying. Thank you for your patience.

And wait...and wait...and wait.

I have to say, anytime I've gone to the emergency room, I've never waited. Either good timing or I waited too long in the first place. :D

As I said, every system has it's flaws. They are different from one another, but I've yet to read about a healthcare system that is perfect.

What I get perturbed by is when people come here and tell us how our system sucks so badly, and everyplace else around the world has such great government healthcare. The left tells us it's all the insurance companies fault, and not the government which is the real problem.

If we want to bring down the cost of our healthcare, get government out of it, not bring more government in.

The insurance companies are the reason you costs are so high, not the government. We pay administration of 7%, and some of the European companies pay even less - 5% of thereabouts. The US is around 35%. A big chunk of that is insurance company profit, "loss prevention", and administration, in other words, denying claims.

"No, no, I know more about your system than you do, because I was told to believe I do!"
 
So you can wait 3 weeks after your general practitioner refers you to a specialist and 39 weeks for orthopedic surgery.

And Bloomberg says if you’re old, you can just die.

While Americans pine for 'Medicare for all,' Canadians look for US-style private insurance


A Strategic Counsel survey found 91% of Canadians prefer their healthcare system instead of a U.S. style system. A 2009 Harris-Decima poll found 82% of Canadians preferred their healthcare system to the one in the United States.

Healthcare in Canada - Wikipedia

The notion that health care in Canada is free or paid by taxes might also be responsible for lulling us into a deeper state of complacency. But this too is a false comfort. The average Canadian household spends $2000 on health care costs and $4000 on private insurance premiums. 65% of Canadians have some form of private health insurance most often provided through their employers.

How much are you paying into your company’s health care plan? The answer is not always obvious. Just because your employer offers a plan, doesn't mean it's a good one.

Why do 65% of canadians need private health insurance ?

You might want to ponder that one a bit.

On a related note, Bernie and his like-minded dimwit tribe tout "Medicare for All" by bleating that most people on Medicare are happy with it. They never address why it is that most people on Medicare need private-insurance Medicare Advantage plans, or why it is that the things they say they like about Medicare generally are actually from that Advantage plan.
 

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