owebo
Gold Member
If we don't remove the .gov from HC, then it won't be free market.....I agree, I have never once been without health insurance since I can remember. Now however because of this redistribution of wealth program called the ACA, I have concerns about how I will be affording my care in the coming years.In the face of 100%+ Obamacare premium increases, seems the free market was indeed the better path forward.....Except for pre existing conditionsIt got nothing right.
Insurance is an assumption of risk for a possible future event, not an assumption of financial responsibility for an event that has previously occurred. What you have now is charity, not health care insurance.
except for letting kids be covered while they went to college
Yes, apparently the age of majority has been moved to 26, yet the little darlings can vote at 18. All kinds of damn sense there.
Except for states who actually supported Obamacare
Nice try, but rates will continue to inexorably rise if the program is left in place. How many insurance companies actually remain at this point?
What? Do you have any type of long time illness? Any injuries sustained from an accident that have lingering effects? I dealt with the preexisting condition thing before because of a car accident where I got injured and the other driver was under-insured. If you haven't dealt with the problem it is easy to sit back and complain. I have high blood pressure. It's a trait in my family, I couldn't really avoid it. I have a GI problem I have to get treatment for. So...if I lose my healthcare that I have now and have to switch to another? Yeah, I'm fucked. You think that's cool?
The age was raise to 26 because so many times it takes kids that long to finish their degree and get a job. Things today are different than before. You have to take more credit hours to graduate, not to mention doing most often free internships. Not to mention college based insurance was awful, unless you went to a college that had its own hospital like The Ohio State University.
States that support Obamacare actually use their energy to fight the insurance companies for lower rates, and work with the government to get things to work more like they should. In Republican states, they ignore what's going on with Obamacare and how it affects their citizens, instead spending all their time reporting how horrible things are and how they can get rid of it. Stop and think about that... they never wanted it in the first place, so why would they fight to make it better... when they can sit back and watch it fail so it can support their feelings from before and then give them more ammunition to get rid of it. Don't blame it all on Obamacare, blame your idiot Republican representatives that are being selfish about their egos.
Keeping kids on until 26 is a good thing I think, and I dont mind paying to keep my daughter on my policy until then. The key here is that I dont mind paying for her. Im not asking someone else to do that for me.
Those that benefit from the ACA are taking money from others to pay their bills. Its not right.
Pre existing is another tough one. True, there are conditions that would suggest forcing companies to take preexisting illness and cover it, however if that illness or need for medical care came about during a time when someone should have already been covering themselves, I find it hard to think it fair for others to have to help pay. You dont buy car insurance after the accident do you?
But the question as to what will happen if the ACA is scrapped? simple, it will go back to the way it was and I will no longer have concerns about my or my families care in the future.
If everyone took care of their own families we would not even have a need for this discussion.
And, while we are at it, we need to make it legal to toss non citizens out of the hospital if they do not have the means to pay for their care.