Remodeling Maidiac
Diamond Member
- Banned
- #1
No pork
No bullshit
just money for the people our government forced out of work?
No bullshit
just money for the people our government forced out of work?
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No pork
No bullshit
just money for the people our government forced out of work?
Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
No pork
No bullshit
just money for the people our government forced out of work?
Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on.
Why doesn't he sell her car and pay off his car? Why should the bank give him a free car? Should the government pay off my house mortgage too?
How about sell the car that's already paid-off and use the proceeds to pay off what's left on the other car?
Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
He's still making payments on the car.Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Gee, here's a thought, put a FOR SALE sign on the economy car.
Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Let me take a wild guess here, your friend is a liberal. Don't understand why you loons can't figure out even a simple problem and look to the government to bail you out.
No pork
No bullshit
just money for the people our government forced out of work?
He's still making payments on the car.Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Gee, here's a thought, put a FOR SALE sign on the economy car.
Are you imagining that he will be able to sell it for the full loan amount?He's still making payments on the car.Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Gee, here's a thought, put a FOR SALE sign on the economy car.
And your point is?
Are you imagining that he will be able to sell it for the full loan amount?He's still making payments on the car.Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Gee, here's a thought, put a FOR SALE sign on the economy car.
And your point is?
He should at least be able to cover most of the loan and be out from under it before long.Are you imagining that he will be able to sell it for the full loan amount?He's still making payments on the car.Agree with you 100%.No pork
No bullshit
just money for the people our government forced out of work?
It's mind blowing how out of touch our elected officials are. A quick story.
A close friend of mine had bought a car in 2019. His wife had a paid off vehicle. She died from Covid-19 in July. Now. He has her fully paid off car and his small economy car he still owes money on. He wanted to just surrender it to the bank and get out from under it. The bank said that he could do that but two things were going to happen. It would have a negative effect on his credit AND the vehicle would be sold at auction--the difference between what his loan was for and what the car fetched would be billed to him. So he would not only get a ding on his credit but probably have to pay hundreds or perhaps a thousand bucks or so. He contacted his congresswoman to see if there was any sort of relief he could get from the CARES act to where his lender would be able to save face on the loan, his credit wouldn't be hit and he would just stop making payments and give up the car. She got back to him a few weeks later and said "Unfortunately...." The lender is a large bank that everyone has heard of. I'm sure they got all sorts of money from the bail out. But somehow when my friend has a real life issue the bank is unable to do the right thing.
I would imagine that the congresswoman's office knows the details but I'd also imagine that the above scenario isn't that unusual because loans are multi-year commitments and the virus came out of nowhere and for a great many people, 1/2 of their income disappeared with the death of a spouse (if they're lucky--that's all that disappeared because a lot of people lost their spouse and their job as well). I would be stunned to imagine that legislation passed that didn't address this scenario.
Gee, here's a thought, put a FOR SALE sign on the economy car.
And your point is?