White House turns to making threats as Obamacare enrollments stall

[Claudette]

Speaking of idiot. Run the numbers yourself and see what you come up with.

If you dare that is. Idiot.

 

[Arianrhod]

My biggest gripes about Obamacare is that it doesn't really put an onus on individuals to self-ration their consumption...

There's an argument I haven't seen before. Can you expand on that?

Well, it's milk under the bridge or baby out with the dishwater (-: now. But...
Lawmakers Should Approach Wyden-Bennett Health Bill with Caution

Note, Bennett was defeated (tea partied) by Mike Lee largely because the bill had a hard individual mandate. But, Medicare doesn't actually have a mandate. Instead, if you don't sign up when you're eligible, the financial consequences of trying to sign up later on are pretty devastating unless you're really rich. So, there were ways around the mandate that still punished behavior that was not good for the market.

There was also some thinking about using pretty much the same funding scheme to "give" people a tax credit. And, if you didn't use it all on healthcare, you got to still keep the credit's benefit.

But my recollection is that some form of Wyden Bennett was the avenue to get rid of employer sponsored, and Medicaid at least for the poor, without shifting the financial burden onto the workers.

Very informative article - thank you! However, I'm not entirely sure the "consumer model" is viable when it comes to health insurance companies. There might be a greater consumer demand, for example, for rhinoplasty than for mammograms - that doesn't mean insurers are going to cover it. The PPACA's requirement to cover preventive care such as mammograms had them kicking and screaming and their lobbyists throwing money at Congress as it was.

Another thing: As I understand it, every American is automatically enrolled in Medicare Part A when they turn 65. It's the other parts that require active enrollment. If someone misses the deadline, they can either pay a late fee or enroll the next year.

 

[Arianrhod]

You might want to let the folks paying $27,000, $13,000, $10,000 deductibles just how affordable the ACA is.

There are too many zeroes in those deductibles. You're demonstrably ill-informed.

 

[Claudette]

Of course the people who ran the numbers weren't impressed or amused. They were flat out flabbergasted.

Run your own and see what your deductible would be under the ACA.

 

[Arianrhod]

Of course the people who ran the numbers weren't impressed or amused. They were flat out flabbergasted.

Run your own and see what your deductible would be under the ACA.

You mean under my insurance company? You do know the PPACA is not an insurance company, right?

I have. It's considerably lower, even with a bronze plan.

 

[Claudette]

Of course the people who ran the numbers weren't impressed or amused. They were flat out flabbergasted.

Run your own and see what your deductible would be under the ACA.

You mean under my insurance company? You do know the PPACA is not an insurance company, right?

I have. It's considerably lower, even with a bronze plan.

Nope. Run your numbers through the ACA. Just don't finalize it. If you do they will e mail you like they did one of the folks who ran the numbers. All of whom are LEO. They are all covered by their employer.

That's what these folks did and they were flabbergasted at the deductibles.

 

[Arianrhod]

Of course the people who ran the numbers weren't impressed or amused. They were flat out flabbergasted.

Run your own and see what your deductible would be under the ACA.

You mean under my insurance company? You do know the PPACA is not an insurance company, right?

I have. It's considerably lower, even with a bronze plan.

Nope. Run your numbers through the ACA. Just don't finalize it.

You mean go to my state's health insurance exchange? I did. I got coverage via Blue Shield with a deductible that was considerably lower than the numbers you cited.

Want me to say it a third time?

If you do they will e mail you like they did one of the folks who ran the numbers.

The health exchanges don't email anyone. What I think you're describing is someone going directly to an insurer and being contacted by the insurer for the pre-PPACA rates...which were in many cases obscenely high.

All of whom are LEO. They are all covered by their employer.

So, wait. They have coverage through their employer? And the deductibles are that high? They need to talk to their union rep about renegotiating their coverage.

 

[Claudette]

Of course the people who ran the numbers weren't impressed or amused. They were flat out flabbergasted.

Run your own and see what your deductible would be under the ACA.

You mean under my insurance company? You do know the PPACA is not an insurance company, right?

I have. It's considerably lower, even with a bronze plan.

Nope. Run your numbers through the ACA. Just don't finalize it.

You mean go to my state's health insurance exchange? I did. I got coverage via Blue Shield with a deductible that was considerably lower than the numbers you cited.

Want me to say it a third time?

If you do they will e mail you like they did one of the folks who ran the numbers.

The health exchanges don't email anyone. What I think you're describing is someone going directly to an insurer and being contacted by the insurer for the pre-PPACA rates...which were in many cases obscenely high.

All of whom are LEO. They are all covered by their employer.

So, wait. They have coverage through their employer? And the deductibles are that high? They need to talk to their union rep about renegotiating their coverage.

Nope. Not through the employer. Of course our costs went up by 30% because of the ACA.

These folks went to the ACA site on the internet. You know, the one we spent billions on that didn't work.

Not the exchanges. The ACA on the internet. Give it a try. Just don't finalize anything. See what you come up with.

 

[bendog]

My biggest gripes about Obamacare is that it doesn't really put an onus on individuals to self-ration their consumption...

There's an argument I haven't seen before. Can you expand on that?

Well, it's milk under the bridge or baby out with the dishwater (-: now. But...
Lawmakers Should Approach Wyden-Bennett Health Bill with Caution

Note, Bennett was defeated (tea partied) by Mike Lee largely because the bill had a hard individual mandate. But, Medicare doesn't actually have a mandate. Instead, if you don't sign up when you're eligible, the financial consequences of trying to sign up later on are pretty devastating unless you're really rich. So, there were ways around the mandate that still punished behavior that was not good for the market.

There was also some thinking about using pretty much the same funding scheme to "give" people a tax credit. And, if you didn't use it all on healthcare, you got to still keep the credit's benefit.

But my recollection is that some form of Wyden Bennett was the avenue to get rid of employer sponsored, and Medicaid at least for the poor, without shifting the financial burden onto the workers.

Very informative article - thank you! However, I'm not entirely sure the "consumer model" is viable when it comes to health insurance companies. There might be a greater consumer demand, for example, for rhinoplasty than for mammograms - that doesn't mean insurers are going to cover it. The PPACA's requirement to cover preventive care such as mammograms had them kicking and screaming and their lobbyists throwing money at Congress as it was.

Another thing: As I understand it, every American is automatically enrolled in Medicare Part A when they turn 65. It's the other parts that require active enrollment. If someone misses the deadline, they can either pay a late fee or enroll the next year.

I am against any gop effort to privatize Medicare simply because 1/4 of us will have alzheimers, dementia or some other cognitive problem. So, it seems pretty cynical to me.

Wyden Bennett did have regulation of what had to be in plans, though I think it envisioned more choice.

The German model also had some advantages. There was a base plan that everyone was enrolled in. But, for higher skilled workers, there could be additions. And there was negotiation with workers, employers and insurance companies. Poland had an interesting approach with sort of the same lines. There's information on the internet with search terms pretty much like German healthcare system.

My objection to single payor is simply that not all people need to be covered with something that covers so much, and the only means of cost control is govt bureaucrats v. healthcare bureaucrats, and deficit spending gives people healthcare like crack.

 

[toxicmedia]

People who are "insured" under Obamacare, are frequently skipping doctor-recommended procedures they used to accept... because they can't afford the huge deductibles they have to pay every year before Obamacare's "benefits" finally kick in.

Looks like none of the liberals want to address the reality of how Obamacare is actually working.

Bingo! For many its like not having insurance at all. First you have to pay the premiums which is money down the drain. Then the deductible is so sky high you end up paying all your healthcare costs out of pocket. The so called insurance never kicks in so its no surprise people are avoiding going to the doctor at all.

These half baked stupid ass liberal ideas frequently blow up in their face, this is the latest example.

You are exceedingly ignorant.

You can still get individual family plans from medical insurers without going through the healthcare exchange, and the benefits on those plans are no different than Obamacare plans, and have the same provider networks.

The only differences that may have affected premiums and benefits, are that underwriting cannot turn you down for a policy, and the 10 essential benefits need to be on all plans, direct from insurers, or through Obamacare

I love Obamacare, Democrats own 100% of that turd and we'll keep using it to destroy Democrats for as long as we can milk this gift. So far it has cost the Democratic party over 1,200 seats nationally

That's right Blues...keep walkin'!

Just back right out of your regurgitated second hand misinformation amidst facts from someone who knows more about Obamacare than anyone at Breitbart does, and that would be... "uhh' this guy"

 

[toxicmedia]

People who are "insured" under Obamacare, are frequently skipping doctor-recommended procedures they used to accept... because they can't afford the huge deductibles they have to pay every year before Obamacare's "benefits" finally kick in.

Looks like none of the liberals want to address the reality of how Obamacare is actually working.

Bingo! For many its like not having insurance at all. First you have to pay the premiums which is money down the drain. Then the deductible is so sky high you end up paying all your healthcare costs out of pocket. The so called insurance never kicks in so its no surprise people are avoiding going to the doctor at all.

These half baked stupid ass liberal ideas frequently blow up in their face, this is the latest example.

You are exceedingly ignorant.

You can still get individual family plans from medical insurers without going through the healthcare exchange, and the benefits on those plans are no different than Obamacare plans, and have the same provider networks.

The only differences that may have affected premiums and benefits, are that underwriting cannot turn you down for a policy, and the 10 essential benefits need to be on all plans, direct from insurers, or through Obamacare

I love Obamacare, Democrats own 100% of that turd and we'll keep using it to destroy Democrats for as long as we can milk this gift. So far it has cost the Democratic party over 1,200 seats nationally

from the "lefties" at forbes:

Goldman Sachs estimates that total coverage under the ACA increased by 13 to 14 million last year and may have increased by another 4 million during the first five months of 2015, for a total coverage increase of 17 to 18 million combined. At a top line, this coincides with the figure from RAND, which estimated that there were 22.8 million newly insured people since the launch of the ACA. At the same time, 5.9 million people lost coverage. This comes out to a net gain of 16.9 million lives.

How Many People Has Obamacare Really Insured?

damn, you're stupid... the only people who find the idea of all of us having insurance coverage offensive are wingers who wouldn't vote for a dem under any circumstances. perhaps you idiots should have worked with dems to make the law better instead of 50 impotent votes and multiple court cases to get rid of it.... but why would you do that? it would mean that your nutcases are actually working....

good luck telling people they're going to lose their coverage.

but please do... I look forward to laughing at you all the day after the election.

Remember the people who said "Romney by a lnadslide"?....that's who RWers are listening to again

 

[jillian]

Looks like none of the liberals want to address the reality of how Obamacare is actually working.

Bingo! For many its like not having insurance at all. First you have to pay the premiums which is money down the drain. Then the deductible is so sky high you end up paying all your healthcare costs out of pocket. The so called insurance never kicks in so its no surprise people are avoiding going to the doctor at all.

These half baked stupid ass liberal ideas frequently blow up in their face, this is the latest example.

You are exceedingly ignorant.

You can still get individual family plans from medical insurers without going through the healthcare exchange, and the benefits on those plans are no different than Obamacare plans, and have the same provider networks.

The only differences that may have affected premiums and benefits, are that underwriting cannot turn you down for a policy, and the 10 essential benefits need to be on all plans, direct from insurers, or through Obamacare

I love Obamacare, Democrats own 100% of that turd and we'll keep using it to destroy Democrats for as long as we can milk this gift. So far it has cost the Democratic party over 1,200 seats nationally

from the "lefties" at forbes:

Goldman Sachs estimates that total coverage under the ACA increased by 13 to 14 million last year and may have increased by another 4 million during the first five months of 2015, for a total coverage increase of 17 to 18 million combined. At a top line, this coincides with the figure from RAND, which estimated that there were 22.8 million newly insured people since the launch of the ACA. At the same time, 5.9 million people lost coverage. This comes out to a net gain of 16.9 million lives.

How Many People Has Obamacare Really Insured?

damn, you're stupid... the only people who find the idea of all of us having insurance coverage offensive are wingers who wouldn't vote for a dem under any circumstances. perhaps you idiots should have worked with dems to make the law better instead of 50 impotent votes and multiple court cases to get rid of it.... but why would you do that? it would mean that your nutcases are actually working....

good luck telling people they're going to lose their coverage.

but please do... I look forward to laughing at you all the day after the election.

Remember the people who said "Romney by a lnadslide"?....that's who RWers are listening to again

pretty much.

thing is, we're a year away from the election. i'd think we should at least go through the process before we assume too much.

what we can assume: that Hillary, barring catastrophe, will be the dem nominee; that right now trump is ahead and the GOP is losing their mind and will do everything possible to have a different nominee.

 

[Arianrhod]

Nope. Not through the employer.

But you said they did. Right there in Post 86 you said "All of whom were LEO. They are all covered by their employer."

So which is it?

Not the exchanges. The ACA on the internet.

“The ACA on the Internet” consists of the federal exchange and the state exchanges. My state is one of those that has its own exchange.

Give it a try. Just don't finalize anything. See what you come up with.

For the third time: I did. I found a Blue Shield plan that fit my needs and I finalized it. I’m very satisfied with the coverage and the deductible.

Do you need me to say that a fourth time?

 

[Soggy in NOLA]

Nope. Not through the employer.

But you said they did. Right there in Post 86 you said "All of whom were LEO. They are all covered by their employer."

So which is it?

Not the exchanges. The ACA on the internet.

“The ACA on the Internet” consists of the federal exchange and the state exchanges. My state is one of those that has its own exchange.

Give it a try. Just don't finalize anything. See what you come up with.

For the third time: I did. I found a Blue Shield plan that fit my needs and I finalized it. I’m very satisfied with the coverage and the deductible.

Do you need me to say that a fourth time?

Blue Shield?

 

[Claudette]

Nope. Not through the employer.

But you said they did. Right there in Post 86 you said "All of whom were LEO. They are all covered by their employer."

So which is it?

Not the exchanges. The ACA on the internet.

“The ACA on the Internet” consists of the federal exchange and the state exchanges. My state is one of those that has its own exchange.

Give it a try. Just don't finalize anything. See what you come up with.

For the third time: I did. I found a Blue Shield plan that fit my needs and I finalized it. I’m very satisfied with the coverage and the deductible.

Do you need me to say that a fourth time?

I can only tell you what they told me. They all ran the numbers through the ACA and those were the numbers they told me about.

Yep all of them are LEO and they are covered by our employer.

They just wanted to know how much they would have to pay through the ACA. The deductables were outrageous for every one of them.

You can take what I said or leave it. I could give a shit. If you got a good deal then good for you. I'm sure many out there didn't.

 

[Arianrhod]

Nope. Not through the employer.

But you said they did. Right there in Post 86 you said "All of whom were LEO. They are all covered by their employer."

So which is it?

Not the exchanges. The ACA on the internet.

“The ACA on the Internet” consists of the federal exchange and the state exchanges. My state is one of those that has its own exchange.

Give it a try. Just don't finalize anything. See what you come up with.

For the third time: I did. I found a Blue Shield plan that fit my needs and I finalized it. I’m very satisfied with the coverage and the deductible.

Do you need me to say that a fourth time?

Blue Shield?

Works for me.

 

[Arianrhod]

Nope. Not through the employer.

But you said they did. Right there in Post 86 you said "All of whom were LEO. They are all covered by their employer."

So which is it?

Not the exchanges. The ACA on the internet.

“The ACA on the Internet” consists of the federal exchange and the state exchanges. My state is one of those that has its own exchange.

Give it a try. Just don't finalize anything. See what you come up with.

For the third time: I did. I found a Blue Shield plan that fit my needs and I finalized it. I’m very satisfied with the coverage and the deductible.

Do you need me to say that a fourth time?

I can only tell you what they told me. They all ran the numbers through the ACA and those were the numbers they told me about.

Yep all of them are LEO and they are covered by our employer.

They just wanted to know how much they would have to pay through the ACA. The deductables were outrageous for every one of them.

Then either they did it wrong or they're having you on.

You can take what I said or leave it. I could give a shit. If you got a good deal then good for you. I'm sure many out there didn't.

Because you'd rather believe your fantasy than actual RL experience? Not surprising. If you ever come up with some facts that match your fantasy, I'd love to see them.

 

[toxicmedia]

Bingo! For many its like not having insurance at all. First you have to pay the premiums which is money down the drain. Then the deductible is so sky high you end up paying all your healthcare costs out of pocket. The so called insurance never kicks in so its no surprise people are avoiding going to the doctor at all.

These half baked stupid ass liberal ideas frequently blow up in their face, this is the latest example.

You are exceedingly ignorant.

You can still get individual family plans from medical insurers without going through the healthcare exchange, and the benefits on those plans are no different than Obamacare plans, and have the same provider networks.

The only differences that may have affected premiums and benefits, are that underwriting cannot turn you down for a policy, and the 10 essential benefits need to be on all plans, direct from insurers, or through Obamacare

I love Obamacare, Democrats own 100% of that turd and we'll keep using it to destroy Democrats for as long as we can milk this gift. So far it has cost the Democratic party over 1,200 seats nationally

from the "lefties" at forbes:

Goldman Sachs estimates that total coverage under the ACA increased by 13 to 14 million last year and may have increased by another 4 million during the first five months of 2015, for a total coverage increase of 17 to 18 million combined. At a top line, this coincides with the figure from RAND, which estimated that there were 22.8 million newly insured people since the launch of the ACA. At the same time, 5.9 million people lost coverage. This comes out to a net gain of 16.9 million lives.

How Many People Has Obamacare Really Insured?

damn, you're stupid... the only people who find the idea of all of us having insurance coverage offensive are wingers who wouldn't vote for a dem under any circumstances. perhaps you idiots should have worked with dems to make the law better instead of 50 impotent votes and multiple court cases to get rid of it.... but why would you do that? it would mean that your nutcases are actually working....

good luck telling people they're going to lose their coverage.

but please do... I look forward to laughing at you all the day after the election.

Remember the people who said "Romney by a lnadslide"?....that's who RWers are listening to again

pretty much.

thing is, we're a year away from the election. i'd think we should at least go through the process before we assume too much.

what we can assume: that Hillary, barring catastrophe, will be the dem nominee; that right now trump is ahead and the GOP is losing their mind and will do everything possible to have a different nominee.

One of the things the "Romney by a landslide" folks aren't considering......

The GOP has been in the spotlight from multiple debates, and Trump bringing in the viewers.

Hillary has been silent, and their debates were boring, but the debates created no liabilities for Hillary.

Right now, Hillary is everywhere from down 5 points, to tied, in head to heads agains Republicans for president. That will probably get no worse for Hillary, because the GOP has thrown everything they have at her, to whittle down the 5-20 point lead she used to have over all GOP comers.

These things have a way of self adjusting from the extremes, and when the election ends, it's probably gonna be 53%-47%, like almost always, and that'll depend on who the Republicans pick

 

[BluesLegend]

Looks like none of the liberals want to address the reality of how Obamacare is actually working.

Bingo! For many its like not having insurance at all. First you have to pay the premiums which is money down the drain. Then the deductible is so sky high you end up paying all your healthcare costs out of pocket. The so called insurance never kicks in so its no surprise people are avoiding going to the doctor at all.

These half baked stupid ass liberal ideas frequently blow up in their face, this is the latest example.

You are exceedingly ignorant.

You can still get individual family plans from medical insurers without going through the healthcare exchange, and the benefits on those plans are no different than Obamacare plans, and have the same provider networks.

The only differences that may have affected premiums and benefits, are that underwriting cannot turn you down for a policy, and the 10 essential benefits need to be on all plans, direct from insurers, or through Obamacare

I love Obamacare, Democrats own 100% of that turd and we'll keep using it to destroy Democrats for as long as we can milk this gift. So far it has cost the Democratic party over 1,200 seats nationally

from the "lefties" at forbes:

Goldman Sachs estimates that total coverage under the ACA increased by 13 to 14 million last year and may have increased by another 4 million during the first five months of 2015, for a total coverage increase of 17 to 18 million combined. At a top line, this coincides with the figure from RAND, which estimated that there were 22.8 million newly insured people since the launch of the ACA. At the same time, 5.9 million people lost coverage. This comes out to a net gain of 16.9 million lives.

How Many People Has Obamacare Really Insured?

damn, you're stupid... the only people who find the idea of all of us having insurance coverage offensive are wingers who wouldn't vote for a dem under any circumstances. perhaps you idiots should have worked with dems to make the law better instead of 50 impotent votes and multiple court cases to get rid of it.... but why would you do that? it would mean that your nutcases are actually working....

good luck telling people they're going to lose their coverage.

but please do... I look forward to laughing at you all the day after the election.

Remember the people who said "Romney by a lnadslide"?....that's who RWers are listening to again

You know jack shit lib, conservatives called Romney's loss long before the election.

 

[Arianrhod]

Where are the 93 million Americans who were supposed to lose their employer-sponsored health insurance you all promised us would happen by the end of 2014 2015?

I thought Republicans kept their promises...

Tic toc! Time's a-wasting!

good one



Where are the 93 million Americans who were supposed to lose their employer-sponsored health insurance you all promised us would happen by the end of 2014 2015?

What about the millions who don't want "health care" forced on them??

What kind of lunatic would refuse medical help if he was injured or sick?