Most specialists won't take obamacare, get ready to take out a mortgage on your home if you need heart surgery.
Do you have proof of this or are you once again making stuff up?
I have Kaiser, surgery, $10 (Ten Dollars); annual physical, Free; annual labs, free; specialist appointments, $10. Of course we pay a monthly premium of $334.00 (for two of us) but our prescriptions - for 90-day supplies - are ... $10.
If all of those who purchase individual health insurance policies got together and purchased in mass they would get better benefits at a lower cost. Even you might be able to figure out why. Hence, the theory behind the PPACA.
So, all the negativity by you and the other haters hurt other Americans.
If you have Kaiser, then you know that you are limited to employed Kaiser doctors. You can't go out of the Kaiser system to have some other doctor. You can't go to a hospital that isn't a Kaiser hospital. However good or bad your Kaiser doctor is, you might get another Kaiser doctor but you can't get some other doctor. You can't go to another hospital and Kaiser will pay the benefit. It's Kaiser or nothing. If you look at your agreement you will find a couple of things.
One is that out of Kaiser service is available for emergency room care while traveling only. If you are away from any Kaiser facility and suffer a medical emergency and have to go to a non Kaiser hospital you will be stabilized and sent to the nearest Kaiser facility.
The other thing is and you should have noticed. You waived your right to sue Kaiser for medical malpractice. All malpractice claims are handled through binding arbitration at a Kaiser medical board. You don't get to run down to the local courthouse and file a lawsuit because your doctor cut off the wrong foot. Look at the binding arbitration clause and see what your limitations are. Likely there is also a cap on recovery.
Some hospitals are setting up their own networks. You pay out of pocket for such care and can go to that hospital or any doctor affiliated with that hospital under your local plan. Very much like Kaiser works.