Company Dumps Healthcare Plan

All the more reason why healthcare shouldn't be tied to employment.

If this is a step towards single payer/universal healthcare then I applaud it. Anything that gets us closer to a healthcare system like every other industrialized nation is utilizing is a good thing.

After seeing how well our government handled the VA...

You sure it is such a great idea?

Sure? of course not. But evidence suggests that it can and does work in other countries. But we have seen that a private based system doesn't work for everyone.

Government run healthcare "doesn't work for everyone".
 
A friend of mine is the benefits manager for a small company (500 employees). He tells me as of 12/31 they will no longer offer health insurance. Why?
Well, currently they spend $4M/yr on health coverage for their employees. The employees kick in another 1.5M. By dropping coverage he pays the $1M penalty. But in return he can give each employee $350/mo towards their own coverage and still come out ahead. Some employees can get more even more if the company wants to keep them. The lower paid employees can qualify for gov't subsidies, which they couldnt before because the company offered a health plan. ANd between subsidies and employer contribution they can pick exactly the coverage they want, so better for them.
All in all it's a win win for employer and employee. But since this is a zero sum game the loser is of coure the taxpayer, who will be subsidizing all the lower paid employees who dont have coverage from their jobs.
This will of course drive up the cost of Obamacare astronomically.

Every company similiarly situated is doing exactly the same analysis and they will come to exactly the same concliusions: cheaper to kick employees off the plan and just pay them a little extra.

Drive up the cost of Obamacare?

Perhaps you could explain to us exactly what is Obamacare?
 
This was the far left plan in the long run, to make health insurance unaffordable except through the government run exchanges.

is that another intentional lie or are you really that brainwashed and stupid?

if you're capable, read and learn.

thanks.

Original document where Heritage created Obamacare individual mandate

No. You're truly that brainwashed and stupid.

See link: http://www.usmessageboard.com/usmb-badlands/364693-richard-strauss-nearly-a-nazi-3.html#post9447084
 
All the more reason why healthcare shouldn't be tied to employment.

If this is a step towards single payer/universal healthcare then I applaud it. Anything that gets us closer to a healthcare system like every other industrialized nation is utilizing is a good thing.

Because single payer has worked out so well in every western european country, right? Oh wait, every one of them is swamped with rising costs and clamping down on providing benefits and rationing care.
That's what you want. You dont care if poor people get shitty care, so long as rich people also get shitty care.

The facts don't agree with you. EVERY SINGLE Inustrialized country has a more socialized healthcare system than we do. Every one. And we are far from the best healthcare system, so.......you do the math.

And you pointing out a story of a woman in London or Canada or whatever who received shitty healthcare doesn't invalidate the fact that socialized medicine can and does work.
 
All the more reason why healthcare shouldn't be tied to employment.

If this is a step towards single payer/universal healthcare then I applaud it. Anything that gets us closer to a healthcare system like every other industrialized nation is utilizing is a good thing.

Because single payer has worked out so well in every western european country, right? Oh wait, every one of them is swamped with rising costs and clamping down on providing benefits and rationing care.
That's what you want. You dont care if poor people get shitty care, so long as rich people also get shitty care.
The facts don't agree with you. EVERY SINGLE Inustrialized country has a more socialized healthcare system than we do.
So....?
 
The large employer gets assessed at $2000-$3000 per employee per year, (as tax penalty) and this $2000-$3000 per employee is not tax deductible, as paying for insurance would be, and the large employer's employees would not be eligible for any subsidies if he offers them the $375 towards health insurance on the exchange, AND the $375 that he would give employees to buy insurance is also not tax deductible because the law states you must be buying the health insurance for the employee, not for the employee to buy their own, so the IRS would not allow that $375 as a deduction...they could just give them all a $375 raise, then that could be deductible, i suppose....

Most large companies offer health care insurance because their employees demand it, and when they go and get rid of the benefit, it is the beginning of their best employees to a mass exodus, of them leaving and going to companies that do offer it....

Before the Obama care mandate, large corporations could have dropped their insurance any time they wanted, or never have offered it in the first place....there was nothing stopping them, no penalties or any of that...yet most of them offered health care insurance....for recruiting the best employees.

Good luck to your friend's company! :eusa_pray:

The penalty is deductible as a cost of doing business. The money paid to employees as compensation is deductible
Before Obamacare companies decided what and whether to offer. Now they must either offer hugely expensive plans or pay a penalty.
This at least frees up the company to offer its best employees more money etc to offset the insurance costs.
 
The large employer gets assessed at $2000-$3000 per employee per year, (as tax penalty) and this $2000-$3000 per employee is not tax deductible, as paying for insurance would be, and the large employer's employees would not be eligible for any subsidies if he offers them the $350 towards health insurance on the exchange, AND the $350 that he would give employees to buy insurance is also not tax deductible because the law states you must be buying the health insurance for the employee, not for the employee to buy their own, so the IRS would not allow that $350 as a deduction...they could just give them all a $350 raise, then that could be deductible, i suppose....

Most large companies offer health care insurance because their employees demand it, and when they go and get rid of the benefit, it is the beginning of their best employees to a mass exodus, of them leaving and going to companies that do offer it....

Before the Obama care mandate, large corporations could have dropped their insurance any time they wanted, or never have offered it in the first place....there was nothing stopping them, no penalties or any of that...yet most of them offered health care insurance....for recruiting the best employees.

Good luck to your friend's company! :eusa_pray:
If any of these employees at your friend's company have spouses whose employer has health insurance they would be forced to go on their spouse's plan before they could go on to the exchange with subsidies as well...
 
Because single payer has worked out so well in every western european country, right? Oh wait, every one of them is swamped with rising costs and clamping down on providing benefits and rationing care.
That's what you want. You dont care if poor people get shitty care, so long as rich people also get shitty care.
The facts don't agree with you. EVERY SINGLE Inustrialized country has a more socialized healthcare system than we do.
So....?

So? Maybe if you didn't cut off half my quote, you wouldn't need to ask, "so?"
 
All the more reason why healthcare shouldn't be tied to employment.

If this is a step towards single payer/universal healthcare then I applaud it. Anything that gets us closer to a healthcare system like every other industrialized nation is utilizing is a good thing.

Because single payer has worked out so well in every western european country, right? Oh wait, every one of them is swamped with rising costs and clamping down on providing benefits and rationing care.
That's what you want. You dont care if poor people get shitty care, so long as rich people also get shitty care.

The facts don't agree with you. EVERY SINGLE Inustrialized country has a more socialized healthcare system than we do. Every one. And we are far from the best healthcare system, so.......you do the math.

And you pointing out a story of a woman in London or Canada or whatever who received shitty healthcare doesn't invalidate the fact that socialized medicine can and does work.
Reality does not sit well with you.
Every country is desperately trying to rein in costs. Every country's citizens are having to wait longer, have fewer doctor choices, or are denied cutting edge treatment. That they live healthier is testament to lifestyle issues, not socialized medicine.
 
Sure? of course not. But evidence suggests that it can and does work in other countries. But we have seen that a private based system doesn't work for everyone.

Government run healthcare "doesn't work for everyone".

Reality disagrees with you.

So sorry.

Once again the far left tries to claim they live in reality..

Government run healthcare "doesn't work for everyone".

Sorry but reality will always disagree with the far left..
 
A friend of mine is the benefits manager for a small company (500 employees). He tells me as of 12/31 they will no longer offer health insurance. Why?
Well, currently they spend $4M/yr on health coverage for their employees. The employees kick in another 1.5M. By dropping coverage he pays the $1M penalty. But in return he can give each employee $350/mo towards their own coverage and still come out ahead. Some employees can get more even more if the company wants to keep them. The lower paid employees can qualify for gov't subsidies, which they couldnt before because the company offered a health plan. ANd between subsidies and employer contribution they can pick exactly the coverage they want, so better for them.
All in all it's a win win for employer and employee. But since this is a zero sum game the loser is of coure the taxpayer, who will be subsidizing all the lower paid employees who dont have coverage from their jobs.
This will of course drive up the cost of Obamacare astronomically.

Every company similiarly situated is doing exactly the same analysis and they will come to exactly the same concliusions: cheaper to kick employees off the plan and just pay them a little extra.

Nice 'story' Weird how you ALWAYS have these type of 'stories'

he Employer Mandate / Employer Penalty Delayed until 2015

The ObamaCare employer mandate / employer penalty, originally set to begin in 2014, will be delayed until 2015 / 2016. The ObamaCare "employer mandate" is a requirement that all businesses with over 50 full-time equivalent (FTE) employees provide health insurance for their full-time employees, or pay a per month "Employer Shared Responsibility Payment" on their federal tax return.

Employer mandate update: Small businesses with 50-99 full-time equivalent employees (FTE) will need to start insuring workers by 2016. Those with a 100 or more will need to start providing health benefits to at least 70% of their FTE by 2015 and 95% by 2016. Health care tax credits have been retroactively available to small businesses with 25 or less full-time equivalent employees since 2010.

ObamaCare Employer Mandate
 
Is that right? You are certain that I did not understand the OP?

Fine.

You read and understood it.

Explains much about things you post on here.

Thanks for clearing that up.

Odd post. It's a retraction covered in idiot sauce. Deeeeeeelicious!

See?

You may read things but don't understand the context.

My point exactly.

As I said. It explains much about the things you post on this forum.

Thanks for supporting my point!
 
Because single payer has worked out so well in every western european country, right? Oh wait, every one of them is swamped with rising costs and clamping down on providing benefits and rationing care.
That's what you want. You dont care if poor people get shitty care, so long as rich people also get shitty care.

The facts don't agree with you. EVERY SINGLE Inustrialized country has a more socialized healthcare system than we do. Every one. And we are far from the best healthcare system, so.......you do the math.

And you pointing out a story of a woman in London or Canada or whatever who received shitty healthcare doesn't invalidate the fact that socialized medicine can and does work.
Reality does not sit well with you.
Every country is desperately trying to rein in costs. Every country's citizens are having to wait longer, have fewer doctor choices, or are denied cutting edge treatment. That they live healthier is testament to lifestyle issues, not socialized medicine.

It must be fun when you get to make up your story as you go.

"I will make up a bunch of horrible things that are happening to EVERY country and then use a lame cop-out as to why those countries are still statistically better despite all of those horrible things I just made up. And yes, this is happening in every country" - Rabbi

:eusa_clap:
 
After seeing how well our government handled the VA...

You sure it is such a great idea?

Sure? of course not. But evidence suggests that it can and does work in other countries. But we have seen that a private based system doesn't work for everyone.

Government run healthcare "doesn't work for everyone".

Yet conservatives can't find even ONE poll EVER from a UHC nation that wants US style H/C!
 
The large employer gets assessed at $2000-$3000 per employee per year, (as tax penalty) and this $2000-$3000 per employee is not tax deductible, as paying for insurance would be, and the large employer's employees would not be eligible for any subsidies if he offers them the $350 towards health insurance on the exchange, AND the $350 that he would give employees to buy insurance is also not tax deductible because the law states you must be buying the health insurance for the employee, not for the employee to buy their own, so the IRS would not allow that $350 as a deduction...they could just give them all a $350 raise, then that could be deductible, i suppose....

Most large companies offer health care insurance because their employees demand it, and when they go and get rid of the benefit, it is the beginning of their best employees to a mass exodus, of them leaving and going to companies that do offer it....

Before the Obama care mandate, large corporations could have dropped their insurance any time they wanted, or never have offered it in the first place....there was nothing stopping them, no penalties or any of that...yet most of them offered health care insurance....for recruiting the best employees.

Good luck to your friend's company! :eusa_pray:
If any of these employees at your friend's company have spouses whose employer has health insurance they would be forced to go on their spouse's plan before they could go on to the exchange with subsidies as well...

Yes they would be covered by the spouse's insurance. They could pick up the employer's 350/mo i other ways.
 

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