Healthcare Projected To Cost Near $50 Trillion Over Next Ten Years

[Bootney Lee Farnsworth]

There Is no downward pressure on pricing. People will borrow if they have to.

Then, what is the problem? People are willing to pay for it. They can get credit to do so. Why are we even having this debate?

 

[dblack]

It’s easy to be mad at the big bad insurance companies but it just isn’t realistic to drop them. Medical costs are much too high so the result is poor and middle class people will either not receive care or go bankrupt.

But, with nobody able to pay for those services, the providers will be required to compete for available business, and the result is that the cost goes down.

Health Care providers are the only industry that is NOT required to compete with others over prices.

.

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

 

[dblack]

The bottom line is insurance isn't a viable means of financing regular expenses. And, when it comes to health care, that's how we're trying to use it. It's foolish and wasteful - only the insurance companies gain from this model.

 

[Brain357]

It’s easy to be mad at the big bad insurance companies but it just isn’t realistic to drop them. Medical costs are much too high so the result is poor and middle class people will either not receive care or go bankrupt.

But, with nobody able to pay for those services, the providers will be required to compete for available business, and the result is that the cost goes down.

Health Care providers are the only industry that is NOT required to compete with others over prices.

.

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

Not sure what insurance you have, but plenty comes out of my pocket with emergency care or surgeries.

 

[Brain357]

There Is no downward pressure on pricing. People will borrow if they have to.

Then, what is the problem? People are willing to pay for it. They can get credit to do so. Why are we even having this debate?

We shouldn’t have healthcare bankruptcies. Problem is our system only good for the rich.

 

[Brain357]

It’s easy to be mad at the big bad insurance companies but it just isn’t realistic to drop them. Medical costs are much too high so the result is poor and middle class people will either not receive care or go bankrupt.

But, with nobody able to pay for those services, the providers will be required to compete for available business, and the result is that the cost goes down.

Health Care providers are the only industry that is NOT required to compete with others over prices.

.

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

People aren’t good shoppers when life is on the line.

 

[Bootney Lee Farnsworth]

Not sure what insurance you have, but plenty comes out of my pocket with emergency care or surgeries.

Does it change if you find a doctor that charges less, or are you only required to pay the same amount every time?

 

[Bootney Lee Farnsworth]

People aren’t good shoppers when life is on the line.

Then, they can quit bitching about the cost.

 

[Bootney Lee Farnsworth]

We shouldn’t have healthcare bankruptcies. Problem is our system only good for the rich.

You just made about 20 logical leaps to get to that "conclusion."

If people are willing to pay bullshit amounts of money via credit to get treatment, and ignore the cost, then we SHOULD have healthcare bankruptcies.

Our system is only good for the rich because IDIOTS AGREE TO PAY THE RIDICULOUS FEES WITH CREDIT!!!

.

 

[Slade3200]

Your plan ends up killing off the poor and letting them suffer because they can’t afford to go to the doctor, while bankrupting the middle class with long term care needs. No thanks

It ends up bankrupting doctors who can't compete and forces others to be efficient. They don't get to jack up their fees and let health insurance cover their losses. They don't engage in unnecessary diagnostics and cut to the chase, because they will not get paid for all the bullshit. The $23 for an aspirin shit immediately gets shot to hell.

Ok, let’s say it does that to doctors, fine... my point still stands regarding the effects on the poor and middle class. Care to address that?

 

[Slade3200]

Not sure what insurance you have, but plenty comes out of my pocket with emergency care or surgeries.

Does it change if you find a doctor that charges less, or are you only required to pay the same amount every time?

Be honest, you do realize that your plan would literally deny care to millions of poor and lower class citizens right? You know they can’t afford long term care, cancer treatment, or complicated surgery. You really want to just leave them to die?

 

[dblack]

But, with nobody able to pay for those services, the providers will be required to compete for available business, and the result is that the cost goes down.

Health Care providers are the only industry that is NOT required to compete with others over prices.

.

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

Not sure what insurance you have, but plenty comes out of my pocket with emergency care or surgeries.

Not enough. There are deductibles (once you're over the deductible, you don't care), fixed copays which don't depend on the actual cost, and sometimes you pay a percentage of the total, but since that's usually less than twenty percent, you care approximately twenty percent as much as you should. All in all, modern health insurance insulates consumers from the costs of the services they are consuming. That can't not produce inflation.

 

[dblack]

But, with nobody able to pay for those services, the providers will be required to compete for available business, and the result is that the cost goes down.

Health Care providers are the only industry that is NOT required to compete with others over prices.

.

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

People aren’t good shoppers when life is on the line.

Yes, and that brings us to the other point that you steadfastly ignore - most health care transaction don't happen in an emergency scenario. You're basing your whole argument on a fringe case.

 

[dblack]

Not sure what insurance you have, but plenty comes out of my pocket with emergency care or surgeries.

Does it change if you find a doctor that charges less, or are you only required to pay the same amount every time?

Be honest, you do realize that your plan would literally deny care to millions of poor and lower class citizens right? You know they can’t afford long term care, cancer treatment, or complicated surgery. You really want to just leave them to die?

We can take care of them the same way we take care of the rest of the poor. Trying to do that with insurance is stupid. Insurance is not welfare.

 

[Bootney Lee Farnsworth]

Ok, let’s say it does that to doctors, fine... my point still stands regarding the effects on the poor and middle class. Care to address that?

Yes. I did. I don't understand why you think this is any different than any other issue.

If you pull into a McDonald's drive-thru and order a Big Mac, you pay for it before they give it to you. No pay, no Big Mac.

Big Macs are cheap. Why? Because nobody will buy that shit if it costs $10. What happens to McDonald's if NOBODY is willing (or able) to pay $10 for a Big Mac?

None of you seem to understand basic economics.

.

 

[Brain357]

We shouldn’t have healthcare bankruptcies. Problem is our system only good for the rich.

You just made about 20 logical leaps to get to that "conclusion."

If people are willing to pay bullshit amounts of money via credit to get treatment, and ignore the cost, then we SHOULD have healthcare bankruptcies.

Our system is only good for the rich because IDIOTS AGREE TO PAY THE RIDICULOUS FEES WITH CREDIT!!!

.

We are all idiots when our life is on the line. That’s why there is no downward pressure on pricing.

 

[Brain357]

Next time you are in an ambulance in need of emergency care be sure to call around for pricing...

The vast majority of health care transactions aren't emergencies. And even emergencies can be prepared for, and such preparation can include price shopping. But no one will bother if they think someone else will be picking up the tab.

Emergencies can’t be price shopped. Surgeries can be, but normal people search the best option, not the budget option. There
Is no downward pressure on pricing.

Yes, and as you always do, you're completely ignoring the fact that they patients zero incentive to look for bargains if they aren't paying with their own money. Do you just think this is completely irrelevant? Have you ever had an economics class?

People aren’t good shoppers when life is on the line.

Yes, and that brings us to the other point that you steadfastly ignore - most health care transaction don't happen in an emergency scenario. You're basing your whole argument on a fringe case.

My argument is based on the cases that make people broke. The ones that really matter.

 

[Bootney Lee Farnsworth]

We are all idiots when our life is on the line. That’s why there is no downward pressure on pricing.

So, then the solution is for idiots to pay for their stupid decisions. Not me.

.

 

[Rambunctious]

Pseudocons scoff at the projected cost of "Medicare For All" being $35 trillion over the next ten years.

However, under our current system, healthcare in America will rack up an astounding $47 trillion over the next ten years!

Thanks to your uninsured illegal alien buddies it will be 100 trillion....

 

[Bootney Lee Farnsworth]

My argument is based on the cases that make people broke. The ones that really matter.

Most of which are not emergencies.