OnePercenter
Gold Member
- Apr 10, 2013
- 23,667
- 1,880
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/——/ It was cheaper. Geeeze you are clueless about the insurance business — it’s for people who only wanted coverage for major illness. But no worries Obozo killed it./——-/ No moron, it would cover you for catastrophic illness like a heart attack or cancer. The routine stuff you paid out of pocket./——/,People used to be able to buy catastrophic insurance to protect them from major illness but Obozo said No way Jose and killed those policies
Why would you buy a high deductible policy when you can't afford the deductible?
Why shouldn't your healthcare insurance company cover that? Because they don't want too. Because they are set to make the largest profit in history this year? Because they own or derive profit from 95%+ of providers in this country? Buying from the company store is NEVER a good idea, but because of actions of Republicans that's what we're stuck with.
Commie Care does have catastrophic coverage, it's just their coverage is unaffordable.
After my employer dropped our coverage because of Commie Care, I signed up. What they offered me was a plan for $700.00. It had a 7K deductible and a 7K out of pocket. No prescription coverage, no dental. It had a $50.00 copay.
Even private catastrophic plans were better than that and as you stated, much cheaper. When would I ever use a plan with a 7K out of pocket unless I decide to walk in front of a moving bus?
It's expensive because there is no competition. You can thank Reagan for that. Besides, you make so little you can qualify for subsidy.