LoneLaugher
Diamond Member
- Oct 3, 2011
- 61,306
- 9,459
That's pretty much the "tough shit" response I was figuring on. We're also saying that to the employees of that business and their families. That's a helluva price to pay for this beast.
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Employer provided health insurance was ALWAYS a stupid idea. But you couldnt' even put single payer on the table.
And there's the problem. Forcing businesses to be responsible for health insurance administration and costs is absolutely -- and I don't use this term often -- stupid. Everyone should have their own plan, and yes, by that I mean everyone should have at least base coverage for prevention and diagnostic services. Imagine how much that would save us in the long run, getting to illnesses before they became expensive. And imagine the size of the monkey that would come off the backs of business.
What would your suggestion be other than to allow people to be left without health insurance and to continue to have unanticipated medical expenses be the cause of 50% of our bankruptcies?
Here's my opinion, currently priced at $0.02: A four-step approach (I'll spare you the details, you'd thank me!):
Significant cost savings, a healthier populace, free market plans, low-income people are helped.
- Comprehensive cost containment including value-based insurance design, tort reform focused on the massive costs of defensive medicine, electronic records, etc.
- Medicare-for-all, portable, individual basic chassis for preventive and diagnostic services, saving us huge money in the long run, not to mention the massive cost savings of no longer needing Medicare and Medicaid funding structures
- Free market supplementary coverage with regulated minimum coverage where each insurer could package and price plans
- Lower-bureaucracy national funding mechanism for low-income citizens
My little pipe dream. Neither party would want this.
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I might want that.