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The actual figures, though, do not support those figures.
Ask yourself who is paying the actuaries?
Ask yourself, how do you argue with the Congressional Budget Office?
ACA is merely a stepping stone towards socialized health care.
Cool. Some right-wing hack of a doctor tweeting anti-gov't bs. I guess that's the end of Obamacare
Actually, the costs of premiums were promised to go down, they didn't. This law costs more than originally stated, and numerous states are opting for waivers. I guess that is the end of Obamacare.
The latest projections actually have it being marginally cheaper than the 2010 projections.
Of course, that's nothing next to the hundreds of billions of dollars that have melted off the expected costs of Medicare and Medicaid since 2009/10 due to the slowdown in health care cost growth. Those savings alone are enough to pay for most of the law's new spending in the first decade.
The actual figures, though, do not support those figures.
Ask yourself who is paying the actuaries?
Socialized health care is a roaring success in the industrialized West and the Taiwan, Japan, etc.
People live longer, more healthily, for less expense.
Socialized health care is a roaring success in the industrialized West and the Taiwan, Japan, etc.
People live longer, more healthily, for less expense.
Since when should we pity those fucking "health care professionals" that have ripped us off so solidly over the past five decades? Screw 'em. The whole health care scam needs to be upended, and good for Obama for getting the ball rolling.
Only a right winger would defend those SOB's.
The fact is that a family of four's cost per year will be 18% of gross income if in excess of 400% of poverty. And that is for the cheap shit bronze coverage.
Do the math. The coverage for a 4 person family with a a gross income of $70k per year will be $13,500 per year..That is BEFORE taxes....Now the average total tax burden of a married couple with two kids throughout the year including federal witholding, SS, FICA Medicare, plus any state or local income taxes is roughly 40 yo 50% of gross income.
So now to be generous we'll say take home pay for this family is $45k per year...So now their insurance coverage went from 18% to almost 30% of their NET income.
The job killer is when people who have two incomes will realize it just is not worth it to have one person working for $45k and the other $25k...SO the lower waged person will drop out of the workforce. This puts them BELOW the 400% of poverty level and thus, they get their health insurance from the taxpayer.
The fact is that a family of four's cost per year will be 18% of gross income if in excess of 400% of poverty. And that is for the cheap shit bronze coverage.
Do the math. The coverage for a 4 person family with a a gross income of $70k per year will be $13,500 per year..That is BEFORE taxes....Now the average total tax burden of a married couple with two kids throughout the year including federal witholding, SS, FICA Medicare, plus any state or local income taxes is roughly 40 yo 50% of gross income.
So now to be generous we'll say take home pay for this family is $45k per year...So now their insurance coverage went from 18% to almost 30% of their NET income.
A family of 4 making $70,000 is a little under 300% of the poverty line. If they're buying insurance in an exchange, that means their contribution to the premium is capped at about 9.4% of their income, or a little under $6,600 per year.
That's for the second cheapest silver plan. If they want to go for a higher deductible plan (i.e. bronze), they could likely get their contribution down closer to $4,500 per year. You may find that unacceptable, as well, but at least use the actual numbers.
400% FPL is over $94,000 for a family of four.
The job killer is when people who have two incomes will realize it just is not worth it to have one person working for $45k and the other $25k...SO the lower waged person will drop out of the workforce. This puts them BELOW the 400% of poverty level and thus, they get their health insurance from the taxpayer.
Again, in this particular example you have someone forgoing $25,000 in income to get a $3,000 increase in their exchange subsidy.
The fact is that a family of four's cost per year will be 18% of gross income if in excess of 400% of poverty. And that is for the cheap shit bronze coverage.
Do the math. The coverage for a 4 person family with a a gross income of $70k per year will be $13,500 per year..That is BEFORE taxes....Now the average total tax burden of a married couple with two kids throughout the year including federal witholding, SS, FICA Medicare, plus any state or local income taxes is roughly 40 yo 50% of gross income.
So now to be generous we'll say take home pay for this family is $45k per year...So now their insurance coverage went from 18% to almost 30% of their NET income.
A family of 4 making $70,000 is a little under 300% of the poverty line. If they're buying insurance in an exchange, that means their contribution to the premium is capped at about 9.4% of their income, or a little under $6,600 per year.
That's for the second cheapest silver plan. If they want to go for a higher deductible plan (i.e. bronze), they could likely get their contribution down closer to $4,500 per year. You may find that unacceptable, as well, but at least use the actual numbers.
400% FPL is over $94,000 for a family of four.
The job killer is when people who have two incomes will realize it just is not worth it to have one person working for $45k and the other $25k...SO the lower waged person will drop out of the workforce. This puts them BELOW the 400% of poverty level and thus, they get their health insurance from the taxpayer.
Again, in this particular example you have someone forgoing $25,000 in income to get a $3,000 increase in their exchange subsidy.
Whatever the poverty times 4 equals is the issue. As of 2012 the poverty line for a family of 4 in the 48 contiguous states plus DC is $23,050 per year..Times 4 is $92.200...
Anyway, that family's insurance bill would be well over $18k per year.....That's absurd.
Since when should we pity those fucking "health care professionals" that have ripped us off so solidly over the past five decades? Screw 'em. The whole health care scam needs to be upended, and good for Obama for getting the ball rolling.
Only a right winger would defend those SOB's.
Absurd comment. You have no clue.
But for the meddling of the fedeeral government years ago, none of this would have happened.
The federal government created all of the rules and mandates that medical professionals and insurance companies must abide.
Once again proving that government ignores the laws of unintended consequences.
Most mandates and regulations were of course unfunded.
The ACA is a political "me too"...It's only going to make things much worse. The fallout is already being felt.
I remember when I was in high school, I had to get a physical exam to get my working papers. The exam cost $20...That was in the mid 70's. No insurance. Pay as you go.
When I was in my early 20's, my employer health insurance cost $5 per week...My deductible was just $250 per year. No co-pay..Co pays had not been invented yet.
If there is a more insidious example fo government meddling making medical care far more expensive, it is this.....An elderly couple went to the hospital. The husband was having chest pains. The hospital staff took him into a treatment room. They got the man stabilized and prescribed medication. No biggie...The admitting nurse handed the woman a bill for $190...This was 1990....The woman told the nurse that she and her husband were on medicare..The nurse told them the hospital would send them the bill.
Three weeks later the couple received a bill for over $600..Of which the couple had to pay $200.... The $200 went to the Hospital....The rest was written off. Medicare billed the couple $600+. The reimbursement minus the charge to the insured netted the hospital nothing from medicare and the government paid out the full amount in accounting fees.
This is our federal government in its infinite wisdom.
