Maxdeath
Diamond Member
- Jun 12, 2018
- 7,729
- 6,448
You do get that most of the service industry does not have 401ks right? Most of them do not pay well enough to even put in enough to create as you say a “robust” 401k.I think full retirement age should be gradually phased in to 70
If you want to retire at 62 or 65 you can receive reduced benefits and compensate with a robust 401k
If you are in a field where you can’t physically work till 70, you can increase your retirement savings