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I just wish people would stop lying....this "Crying wolf" coming primarily from the right, with repeated sad stories that end up not being true is making it hard to discern the depth of the problems with the ACA.when the horror stories outweigh the wins, its really time to rethink your plan
The Many Disrupted Lives Under Obamacare - Yahoo Finance
As Example, in your article Spoon, the first sob story claim was that the ACA no longer allowed group insurance for 2 people who owned a business....
Now this woman may not be lying and her Insurance company may have told her this lie and she believed it, but with a quick search on the net here is what I found about group insurance plans and the ACA....Deb McEneaney of Sag Harbor, N.Y., was jolted in November when her insurance company notified her that it was canceling a group health plan that had been tailor made for her and her husband and their family-run business.
Her insurance broker assured her she had nothing to worry about when the administration began the formal rollout of Obamacare on Oct.1. But the insurance company, United Healthcare Oxford, subsequently wrote her saying that it would no longer allow group health plans for two people who were related because of new restrictions under the Affordable Care Act.
Group Coverage Basics | Affordable Care Act Health Coverage GuideIs Your Business Eligible for Group Coverage?
Under federal law, small employers are guaranteed group coverage should they choose to purchase it, regardless of the employees health status. A small employer is defined as a business with 2 to 50 full-time employees. Owners are generally counted as employees, so sole proprietorships with one employee usually fall into this category, as do partnerships without any employees (by definition partnerships have two or more partners). Some states define the self-employed as groups of one and require insurers to guarantee issue them coverage in the small group market.
Soooooo, something just ain't right with this sob story and many others as well....
YET there ARE some true sob stories out there and major problems and donut holes etc etc etc with the ACA.... it's just hard to keep track on what is a REAL problem vs a manufactured problem or just an outright fabrication....this is what happens when the "boy cries wolf", when the real problem shows up, no one believes him.....
It might be the right thing to do Politically for one particular party or another....stirring up all of these fake problems and sob stories.....but it does a disservice to the rest of America, and distorts the ACTUAL FLAWS and mistakes with the ACA, so we won't be able to LEARN from those mistakes, if we don't even know what the mistakes truly are with all of the fabrication stories floating around...just my 2 cents...
Lie of the Year: 'If you like your health care plan, you can keep it'
If PolitiFact had chosen anything else their site would have been firebombed.
They can not run, they can not hide, they can not lie. obamacare's true, ugly side is showing. They don't care.
Chris Wallace interview with Zeke Emanuel <--- the bastard
Obamacare Architect: If You Like Your Doctor, You Can Pay More | The Weekly Standard
Video at link.
The bolded? During his campaign obama pledged families would save up to $2,500 on their premiums. Per year, per family. Liar.
I actually caught this on TV while folding laundry.
My jaw dropped!!
Rahm's brother.
[ame=http://www.youtube.com/watch?v=CHIfKnDjLxQ]ObamaCare Architect Zeke Emanuel: If You Like Your Doctor, You Can Pay More - YouTube[/ame]
The Obamacare Sign-Up Scam - Reason.com
"
But people arent actually enrolled in plans until they have both received and paid their first months bill. That may prove difficult, given that the system has had serious trouble sending enrollment data to insurers, sometimes sending bad data, and sometimes sending no data at all. According to the administrations own figures, about 25 percent of early enrollments in the federal exchange were subject to errors. A report in The Washington Post said the problem affected a third of early sign ups. Earlier this month, the administration said the errors are now in the range of 10 percent, which, given the increasing pace of enrollment, still means that tens of thousands of applications are likely to be flawed or missing. State exchanges are also reportedly having trouble sending correct applicant information to insurers, although its not clear how widespread the problem is.
Even if there are no data transmission bugs, however, an enrollment still isnt complete until the first months premium has been paid. This is not a minor concern. As Jon Kingsdale, who ran the Massachusetts health exchange and served as a consultant on Obamacare, wrote in The Washington Post last month, the most difficult administrative task for the Bay States exchange was tracking and collecting premiums."
"
So heres where were at: 364,682 people had signed up for private plans by November 30, which is about 842,000 short of the administrations end-of-November projection. Information about tens of thousands of those 364,682 sign-ups has either been transmitted inaccurately or not at all to insurers. And so far only a small fraction of the sign-ups which have been correctly transferred to insurers have actually completed the process and paid. (The administration also says that another 803,077 people have enrolled in Medicaid.)
All of which means that we dont know how many people have actually enrolled yet. But the true number is virtually certain to be significantly lower than the administrations sign-up data suggests, and woefully short of the administrations stated goal. Is there any real chance that the exchanges enroll 7 million people in private coverage by the end of March? Probably not."
"
Indeed, the net result of the health law so far may be that more people have lost coverage than gained it. As a Wall Street Journal editorial notes, A charitable reading suggests that ObamaCare's net enrollment stands at about negative four million. Even assuming that all 364,000 private insurance enrollments actually take, and then adding in another 803,000 Medicaid enrollments, thats still not nearly enough to offset the estimated four to 5.5 million private plan cancellations so far under the law. The administration is clearly desperate to find some way to define Obamacare as a success. But the numbers just dont add up. Whatever success looks like, this isn't it. "
Sir, the projected goal is to cut 8-12% of GDP growth 2015-6 in the form of medical costs saved. That suggests to me that if these idiots had set out to screw us we would be in clover which we are not. Think about it.The Obamacare Sign-Up Scam - Reason.com
"
But people arent actually enrolled in plans until they have both received and paid their first months bill. That may prove difficult, given that the system has had serious trouble sending enrollment data to insurers, sometimes sending bad data, and sometimes sending no data at all. According to the administrations own figures, about 25 percent of early enrollments in the federal exchange were subject to errors. A report in The Washington Post said the problem affected a third of early sign ups. Earlier this month, the administration said the errors are now in the range of 10 percent, which, given the increasing pace of enrollment, still means that tens of thousands of applications are likely to be flawed or missing. State exchanges are also reportedly having trouble sending correct applicant information to insurers, although its not clear how widespread the problem is.
Even if there are no data transmission bugs, however, an enrollment still isnt complete until the first months premium has been paid. This is not a minor concern. As Jon Kingsdale, who ran the Massachusetts health exchange and served as a consultant on Obamacare, wrote in The Washington Post last month, the most difficult administrative task for the Bay States exchange was tracking and collecting premiums."
"
So heres where were at: 364,682 people had signed up for private plans by November 30, which is about 842,000 short of the administrations end-of-November projection. Information about tens of thousands of those 364,682 sign-ups has either been transmitted inaccurately or not at all to insurers. And so far only a small fraction of the sign-ups which have been correctly transferred to insurers have actually completed the process and paid. (The administration also says that another 803,077 people have enrolled in Medicaid.)
All of which means that we dont know how many people have actually enrolled yet. But the true number is virtually certain to be significantly lower than the administrations sign-up data suggests, and woefully short of the administrations stated goal. Is there any real chance that the exchanges enroll 7 million people in private coverage by the end of March? Probably not."
"
Indeed, the net result of the health law so far may be that more people have lost coverage than gained it. As a Wall Street Journal editorial notes, A charitable reading suggests that ObamaCare's net enrollment stands at about negative four million. Even assuming that all 364,000 private insurance enrollments actually take, and then adding in another 803,000 Medicaid enrollments, thats still not nearly enough to offset the estimated four to 5.5 million private plan cancellations so far under the law. The administration is clearly desperate to find some way to define Obamacare as a success. But the numbers just dont add up. Whatever success looks like, this isn't it. "
But the plan was never to improve things, it was to screw us.
As usual, its hard to tell just whats going on inside the administration regarding Obamacare, but I dont think we can really take the steps announced by HHS yesterday as anything but a bright, red, flashing warning light about the internal expectations regarding January.
Some of what they announced is frankly bizarre and slightly crazy. Beside extending the high-risk pool program (which isnt nuts, just a strong indication that theyre not ready for January at this very late stage), they are asking insurers to pay claims for consumers who havent paid their premiums, to treat out-of-network doctors and hospitals as though they were in-network, and to pay for prescription drugs not actually covered by the plans they offer.
The administration is trying to present this as a set of perfectly ordinary kind of transition measures that insurers normally make available to new customers, and some of the more reliable members of their amen chorus on Obamacare have echoed that. But thats not what this looks like to me, and a few conversations today suggest its not what it looks like to the insurers.
....
Sir, the projected goal is to cut 8-12% of GDP growth 2015-6 in the form of medical costs saved. That suggests to me that if these idiots had set out to screw us we would be in clover which we are not. Think about it.The Obamacare Sign-Up Scam - Reason.com
"
But people aren’t actually enrolled in plans until they have both received and paid their first month’s bill. That may prove difficult, given that the system has had serious trouble sending enrollment data to insurers, sometimes sending bad data, and sometimes sending no data at all. According to the administration’s own figures, about 25 percent of early enrollments in the federal exchange were subject to errors. A report in The Washington Post said the problem affected a third of early sign ups. Earlier this month, the administration said the errors are now in the range of 10 percent, which, given the increasing pace of enrollment, still means that tens of thousands of applications are likely to be flawed or missing. State exchanges are also reportedly having trouble sending correct applicant information to insurers, although it’s not clear how widespread the problem is.
Even if there are no data transmission bugs, however, an enrollment still isn’t complete until the first month’s premium has been paid. This is not a minor concern. As Jon Kingsdale, who ran the Massachusetts health exchange and served as a consultant on Obamacare, wrote in The Washington Post last month, the most difficult administrative task for the Bay State’s exchange was tracking and collecting premiums."
"
So here’s where we’re at: 364,682 people had signed up for private plans by November 30, which is about 842,000 short of the administration’s end-of-November projection. Information about tens of thousands of those 364,682 sign-ups has either been transmitted inaccurately or not at all to insurers. And so far only a small fraction of the sign-ups which have been correctly transferred to insurers have actually completed the process and paid. (The administration also says that another 803,077 people have enrolled in Medicaid.)
All of which means that we don’t know how many people have actually enrolled yet. But the true number is virtually certain to be significantly lower than the administration’s sign-up data suggests, and woefully short of the administration’s stated goal. Is there any real chance that the exchanges enroll 7 million people in private coverage by the end of March? Probably not."
"
Indeed, the net result of the health law so far may be that more people have lost coverage than gained it. As a Wall Street Journal editorial notes, “A charitable reading suggests that ObamaCare's net enrollment stands at about negative four million.” Even assuming that all 364,000 private insurance enrollments actually take, and then adding in another 803,000 Medicaid enrollments, that’s still not nearly enough to offset the estimated four to 5.5 million private plan cancellations so far under the law. The administration is clearly desperate to find some way to define Obamacare as a success. But the numbers just don’t add up. Whatever success looks like, this isn't it. "
But the plan was never to improve things, it was to screw us.
Many in New Yorks professional and cultural elite have long supported President Obamas health care plan. But now, to their surprise, thousands of writers, opera singers, music teachers, photographers, doctors, lawyers and others are learning that their health insurance plans are being canceled and they may have to pay more to get comparable coverage, if they can find it.
They are part of an unusual, informal health insurance system that has developed in New York, in which independent practitioners were able to get lower insurance rates through group plans, typically set up by their professional associations or chambers of commerce. That allowed them to avoid the sky-high rates in New Yorks individual insurance market, historically among the most expensive in the country.
But under the Affordable Care Act, they will be treated as individuals, responsible for their own insurance policies. For many of them, that is likely to mean they will no longer have access to a wide network of doctors and a range of plans tailored to their needs. And many of them are finding that if they want to keep their premiums from rising, they will have to accept higher deductible and co-pay costs or inferior coverage.
I couldnt sleep because of it, said Barbara Meinwald, a solo practitioner lawyer in Manhattan.
Ms. Meinwald, 61, has been paying $10,000 a year for her insurance through the New York City Bar. A broker told her that a new temporary plan with fewer doctors would cost $5,000 more, after factoring in the cost of her medications.
Ms. Meinwald also looked on the states health insurance exchange. But she said she found that those plans did not have a good choice of doctors, and that it was hard to even find out who the doctors were, and which hospitals were covered. Its like youre blindfolded and youre told that you have to buy something, she said.
The people affected include not just writers, artists, doctors and the like, but also independent tradespeople, like home builders or carpenters, who work on their own.
....
.... many of the New York policies being canceled meet and often exceed the standards, brokers say. The rationale for disqualifying those policies, said Larry Levitt, a health policy expert at the Kaiser Family Foundation, was to prevent associations from selling insurance to healthy members who are needed to keep the new health exchanges financially viable.
....
....
Among those affected are members of the Authors Guild; the Advertising Photographers of America; the Suzuki Association of the Americas, a music teachers organization; the Society of Childrens Book Writers and Illustrators; the New York City Bar Association; and the New York County Medical Society. (One group, the Freelancers Union, negotiated a one-year exemption with the state.)
....
