I can go out and buy private insurance for myself...the best plan with a 500 dollar deductible for under 130 dollars a month.
Yeah? Show me that plan.
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I can go out and buy private insurance for myself...the best plan with a 500 dollar deductible for under 130 dollars a month.
Yeah? Show me that plan.
Wow, I was off a little
I did one quote for myself from blue cross blue shield
and a 500 dollar deductible
80/20 coinsurance
10 million max
was 176 dollars a month
1500 dollar deductible is 140
very affordable
however if I was a smoker, and 100 pounds overweight it would be double, and SO IT SHOULD BE
So according to you, UHC prioritizes people according to need.
Our system prioritizes people according to wealth.
Which is better?
editec, I Refer You To My First Post In This Thread, Page 8, #113. You Have Stated That Free Market Principles Have Failed Us In The Health Care Market. I Made The Case That We Are Not Currently, Nor Have We Ever, Operated Under Free Market Principles In That Part Of Our Economy. I State Again, We As A Nation Are Ready To Throw The Free Market Under The Bus Even Though It Has Never Even Been Given A Chance To Work.
Universal Healthcare Wont Work And Is A Bunch Of Bull
Editec, I refer you to my first post in this thread, page 8, #113. You have stated that free market principles have failed us in the health care market.
I made the case that we are not currently, nor have we ever, operated under free market principles in that part of our economy.
I state again, we as a nation are ready to throw the free market under the bus even though it has never even been given a chance to work.
What I meant to suggest ( I apparently failed to make my point clear) is that the normal rules of supply demand that generally describe most commodities or services are not in effect in the health care envirnoment.
Doctors, much more than the purchasers of HC, determine the demand for HC. That is the major difference between HC and most things.
Another difference seems to be that the more doctors an area has, the more HC people use but there appears to be no statistically significant benefit for that additional use in the overall morbitity or mortality stats.
Or in any other that I can think of. The theoretical FREE MARKET that most people seem to think they want does not exist, never did exist and never can exist.
Not for HC and not for anything else, either.
Okay, I know you think that. Lots and lots of people seem to.
You want a completely free market?
Great then let's get rid of money, and go back to barter. In that environment the FREE MARKET that you want is at least possible.
Otherwise?
What you want is really nothing more than an objectivist libertarians' fairy tale.
The according to wealth is NOT according to me. It's according to you technically. As I said it was a point made for the sake of argument. In reality are system does not prioritize people based on wealth at all. It is based on a lot of things but wealth really isn't one of them. First the majority of Americans do have some form of health insureance whether paid by their employer or some other means. Secondly the majority of the nation is NOT wealthy and yet the majority by in large are seen by physicians in a timely manor. It really is a red herring to argue from the postion that we prioritze based on wealth.
I made the argument I made to show a flaw in the UHC system in that by defintion it can't be preventative. If you spend all your time treating people that need it most due to the increased demand when will you have time to see the peopel that can wait but would benefit from preventative care?
P.S. it is again noted that you failed completely to address and of the main points of the post.
Universal Healthcare Wont Work And Is A Bunch Of Bull
Here's an experiment for anyone who cares to try. Next time you go to your doctor, ask your doctor what the procedure/service you just received would cost if you had payed cash, and then ask him/her how much the HC provider is going to pay for the procedure/service. Then ask why. You will then know exactly what is wrong.
We already have universal healthcare, just a really, really bad version of it. Everyone can be treated in the emergency room. We don't let people bleed to death on the street here. Not yet, anyway. So the rich get great healthcare, and the poor get no healthcare until they are at death's door. Does that sound like a good way to run a society? No, it doesn't. The ironic thing is that every other Western democracy has a single payer system, and they pay HALF per capita what we pay for healthcare. Why? Because they don't have to pay liability lawyers, insurance companies, and Big Pharma. There are inherent cost savings with a single payer system. The Germans have had one since 1886!
With a single payer system you would still pick your doctor, and your doctor would still own his practice. There would just be one insurance company, and that would be the government.