Universal Healthcare - will not work in the US

[AzogtheDefiler]

Choose a strong employer and they will cover your insurance. Hell, I hear Home Depot has very good insurance.

Next....

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

How about punishing those that are fat and smoke and drink and don’t exercise instead of taking my money to pay for their poor choices?

 

[AzogtheDefiler]

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

We need a public option that would over time finish off private for-profit insurers. But mandates are a bad idea if you want to win an election.

If universal health care is implemented, adverse selection is guaranteed if you don't insure 100% of the population. Adverse selection causes spiraling costs, and ends with only an uninsurable population. The only reason why Medicare works is that you may not opt out of it.

Yet just about every other country has that option. Odd. You talk in circles.

What the hell is adverse selection? Anyway there is so much waste in our system it is ridiculous.

Too many middle men and malpractice insurance is outrageous.

 

[Polishprince]

Choose a strong employer and they will cover your insurance. Hell, I hear Home Depot has very good insurance.

Next....

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

With any insurance company, they want customers who aren't going to be making claims.

Maybe if insurance companies were able to compete on price for these customers who aren't expected to make claims? They would seem to be profitable people to have around.

 

[Coyote]

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

With any insurance company, they want customers who aren't going to be making claims.

Maybe if insurance companies were able to compete on price for these customers who aren't expected to make claims? They would seem to be profitable people to have around.

I'm not sure what you mean - could you elaborate?

 

[Polishprince]

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

How about punishing those that are fat and smoke and drink and don’t exercise instead of taking my money to pay for their poor choices?

I don't think that the libs want the insurance companies to make individual decisions as to what each customer's premium should be, and basing it on the objective chances they will be making a claim.

 

[Polishprince]

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

With any insurance company, they want customers who aren't going to be making claims.

Maybe if insurance companies were able to compete on price for these customers who aren't expected to make claims? They would seem to be profitable people to have around.

I'm not sure what you mean - could you elaborate?

If someone is particularly young and in good health, there is little chance they will be making a claim. Actuaries could give you the odds on what 25 year old in prime shape will need major medical treatments. But the premiums these guys are charged are still very high in comparison to their expected claims.

Let the insurance companies reduce the premiums for these folks to encourage them to buy the policy.

 

[OnePercenter]

Ummm, You do know your article only reinforces the data that shows Medicare for All would be cheaper than our current system.

You did read your own link, right?

Cheaper for whom? Not for me. My insurance is very good and very affordable. Get out of this thread with your noise pollution.

My insurance is included in my taxes. I pay NOTHING out of pocket, except an annual copay of $100 for drugs. If I'm poor, I can even apply to have that waived.

Yep, life is wonderful in Canada...dumbass.
'Free' Health Care in Canada Costs More Than It's Worth

I'm not seeing any Canadians begging to have our system...

A lot of Canadians come here to America for medical treatment. Canadian Alex Trebec is quite ill now with pancreatic cancer- but he's being treated here in America. Much better treatment.

Sure its more expensive, but quality always costs more. Bentleys are more expensive than Yugos.

Try again, Trebec is a naturalized US citizen.

Alex Trebek - Wikipedia

 

[AzogtheDefiler]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

 

[AzogtheDefiler]

Cheaper for whom? Not for me. My insurance is very good and very affordable. Get out of this thread with your noise pollution.

My insurance is included in my taxes. I pay NOTHING out of pocket, except an annual copay of $100 for drugs. If I'm poor, I can even apply to have that waived.

Yep, life is wonderful in Canada...dumbass.
'Free' Health Care in Canada Costs More Than It's Worth

I'm not seeing any Canadians begging to have our system...

A lot of Canadians come here to America for medical treatment. Canadian Alex Trebec is quite ill now with pancreatic cancer- but he's being treated here in America. Much better treatment.

Sure its more expensive, but quality always costs more. Bentleys are more expensive than Yugos.

Try again, Trebec is a naturalized US citizen.

Alex Trebek - Wikipedia

Try spelling his last name correctly. One percentage? LOL 99% dumbass.

 

[Polishprince]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

Living in a safe area is certainly a factor in determining medical insurance premiums.

If you live in the Ghetto, the odds that you will be hit by a bullet is a lot higher. Even a single round can cause big medical bills depending on where you are hit.

 

[Coyote]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

Living in a safe area is certainly a factor in determining medical insurance premiums.

If you live in the Ghetto, the odds that you will be hit by a bullet is a lot higher. Even a single round can cause big medical bills depending on where you are hit.

The way insurance works is that your premiums are not dependent on how healthy you are unless you enter with pre existing conditions. They are based on age, occupation and where you live. If you work at high risk occupations (logging, mining, farming) they will be higher than a paper pusher. If you live in areas with high rates of health issues like smoking and obesity, they will be higher even if you are thin and don't smoke.

 

[Polishprince]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

Living in a safe area is certainly a factor in determining medical insurance premiums.

If you live in the Ghetto, the odds that you will be hit by a bullet is a lot higher. Even a single round can cause big medical bills depending on where you are hit.

The way insurance works is that your premiums are not dependent on how healthy you are unless you enter with pre existing conditions. They are based on age, occupation and where you live. If you work at high risk occupations (logging, mining, farming) they will be higher than a paper pusher. If you live in areas with high rates of health issues like smoking and obesity, they will be higher even if you are thin and don't smoke.

I'm surprised at that, mining and other occupations are high risk, but I thought that would just be part of workmen's comp, a different insurance line.

 

[Coyote]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

Living in a safe area is certainly a factor in determining medical insurance premiums.

If you live in the Ghetto, the odds that you will be hit by a bullet is a lot higher. Even a single round can cause big medical bills depending on where you are hit.

The way insurance works is that your premiums are not dependent on how healthy you are unless you enter with pre existing conditions. They are based on age, occupation and where you live. If you work at high risk occupations (logging, mining, farming) they will be higher than a paper pusher. If you live in areas with high rates of health issues like smoking and obesity, they will be higher even if you are thin and don't smoke.

I'm surprised at that, mining and other occupations are high risk, but I thought that would just be part of workmen's comp, a different insurance line.

Insurance is based on risk assessment - the probability that you will become ill or have an accident, so certain occupations cause an area to have a higher rate. In WV for instance logging, mining and farming are big.

 

[francoHFW]

Not that many come here that's b*******. Alex trebek lives here. I
75% of those on the exchanges pay less than $100 a month with Obamacare. One hell of a lot better.
live near Buffalo and there are no Canadians in the hospital, it is only the extremely rich and probably right wing.

Mick Jagger is a liberal British subject who needed heart surgery. He came here to America, instead of having it for free with the NHS.

People like quality

Really really rich people like a lot of privacy. That's what they paid for as much as anything. Screw the pompous rich anyway.

Mick Jagger is a liberal British subject who needed heart surgery. He came here to America, instead of having it for free with the NHS.

People like quality

Really really rich people like a lot of privacy. That's what they paid for as much as anything. Screw the pompous rich anyway.

Sure, Mr. Jagger is fairly wealthy, a net worth of $360 Million or so.

To save that kind of scratch, he doesn't waste money.

Even though it may be expensive to have heart surgery in America, its still a value purchase.

There will always be private hospitals for people like that.

Especially here. By the way he should be taxed more.

I've never encountered a socialist scumbag who didn't believe others should be taxed more.

70% of Americans believe the rich should be taxed more. And that includes Rich Democrats. Only GOP brainwashed functional morons don't. The job producers my ass. What happened with Warsaw mom sis

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

How about punishing those that are fat and smoke and drink and don’t exercise instead of taking my money to pay for their poor choices?

Obama Care started doing that. At any rate we will all be fine in the end when we finally overcome ridiculous brainwashed GOP problems with it...... Of course medicare-for-all is the best idea but as usual the brainwashed functional morons And irresponsables will hold us back.

 

[francoHFW]

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

We need a public option that would over time finish off private for-profit insurers. But mandates are a bad idea if you want to win an election.

If universal health care is implemented, adverse selection is guaranteed if you don't insure 100% of the population. Adverse selection causes spiraling costs, and ends with only an uninsurable population. The only reason why Medicare works is that you may not opt out of it.

Yet just about every other country has that option. Odd. You talk in circles.

What the hell is adverse selection? Anyway there is so much waste in our system it is ridiculous.

Too many middle men and malpractice insurance is outrageous.

Actually, it isn't but I'm sure the insurance companies are making the mighty Buck on that too. Insurers are the problem hospitals drug companies corporations as usual. They need to be regulated and transparent.

 

[francoHFW]

We need a public option that would over time finish off private for-profit insurers. But mandates are a bad idea if you want to win an election.

If universal health care is implemented, adverse selection is guaranteed if you don't insure 100% of the population. Adverse selection causes spiraling costs, and ends with only an uninsurable population. The only reason why Medicare works is that you may not opt out of it.

Yet just about every other country has that option. Odd. You talk in circles.

What the hell is adverse selection? Anyway there is so much waste in our system it is ridiculous.

Too many middle men and malpractice insurance is outrageous.

Actually, it isn't but I'm sure the insurance companies are making the mighty Buck on that too. Insurers are the problem hospitals drug companies corporations as usual. They need to be regulated and transparent.

Well that is supposed to say malpractice insurance is less than 1% of costs.

 

[Vandalshandle]

I also hear that benefits such as healthcare are not as widespread as they once were due to more of the work force being labeled as "contractors" and not quite full time. That's a real issue imo.

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

We need a public option that would over time finish off private for-profit insurers. But mandates are a bad idea if you want to win an election.

If universal health care is implemented, adverse selection is guaranteed if you don't insure 100% of the population. Adverse selection causes spiraling costs, and ends with only an uninsurable population. The only reason why Medicare works is that you may not opt out of it.

Yet just about every other country has that option. Odd. You talk in circles.

Please feel free to post a link backing that up.

 

[Vandalshandle]

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

We need a public option that would over time finish off private for-profit insurers. But mandates are a bad idea if you want to win an election.

If universal health care is implemented, adverse selection is guaranteed if you don't insure 100% of the population. Adverse selection causes spiraling costs, and ends with only an uninsurable population. The only reason why Medicare works is that you may not opt out of it.

Yet just about every other country has that option. Odd. You talk in circles.

What the hell is adverse selection? Anyway there is so much waste in our system it is ridiculous.

"Adverse selection" was the entire reason for my 50 year career in health insurance. In a nutshell, it means that, given the option to decline insurance, the healthy people who do not have claims will opt out, and the chronically ill will remain insured, with the result that the insured population ends up being a group of uninsurable people who will bankrupt the plan. My job, as VP of Underwriting, was to decline groups that were going to cost the insurer more money than they would pay in premium. I promise you that if you worked for Mel's Automotive Repair, and the brake mechanic's wife was waiting for a heart transplant, Mel would never find an insurance company to cover them, until that auto mechanic was no longer employed there. Three cheers for private enterprise!

 

[AzogtheDefiler]

Auto insurance works well. I pay less because I am a safe driver who lives in a safe area. Why should I pay the same as some fat loser who eats chips all day? Like JoeB for example.

Living in a safe area is certainly a factor in determining medical insurance premiums.

If you live in the Ghetto, the odds that you will be hit by a bullet is a lot higher. Even a single round can cause big medical bills depending on where you are hit.

The way insurance works is that your premiums are not dependent on how healthy you are unless you enter with pre existing conditions. They are based on age, occupation and where you live. If you work at high risk occupations (logging, mining, farming) they will be higher than a paper pusher. If you live in areas with high rates of health issues like smoking and obesity, they will be higher even if you are thin and don't smoke.

Not if you work for a big corporation then everyone pays the same. I could have two kids and you could have six kids but we will pay the same. Stupid.

 

[AzogtheDefiler]

Mick Jagger is a liberal British subject who needed heart surgery. He came here to America, instead of having it for free with the NHS.

People like quality

Really really rich people like a lot of privacy. That's what they paid for as much as anything. Screw the pompous rich anyway.

Really really rich people like a lot of privacy. That's what they paid for as much as anything. Screw the pompous rich anyway.

Sure, Mr. Jagger is fairly wealthy, a net worth of $360 Million or so.

To save that kind of scratch, he doesn't waste money.

Even though it may be expensive to have heart surgery in America, its still a value purchase.

There will always be private hospitals for people like that.

Especially here. By the way he should be taxed more.

I've never encountered a socialist scumbag who didn't believe others should be taxed more.

70% of Americans believe the rich should be taxed more. And that includes Rich Democrats. Only GOP brainwashed functional morons don't. The job producers my ass. What happened with Warsaw mom sis

ACA is still there. Is it not all that it is cracked up to be?

It has been systemically and deliberately eroded and dismantled - what is there is still working. Every attempt at fixing identified problems however, was shot down by the Republicans

I think the basic ideas are good and it preserves a combination of private and public, and it increased the number of insured people.

That should be good right?

The ideas that the healthy have to buy insurance to pay for the sick? Pass....

Unfortunately...it's kind of how insurance works...IF you want low premiums and pre-existing conditions covered.

How about punishing those that are fat and smoke and drink and don’t exercise instead of taking my money to pay for their poor choices?

Obama Care started doing that. At any rate we will all be fine in the end when we finally overcome ridiculous brainwashed GOP problems with it...... Of course medicare-for-all is the best idea but as usual the brainwashed functional morons And irresponsables will hold us back.

What is more? If someone earns $1mil how much should they pay in taxes?