/---/ You do know you can will your 401K to your kids - but not any of your SS benefits.
Yep, but looking back we were the typical young family with a mortgage and only setting aside in my retirement account the maximum amount the company would match at 50% or whatever (too long ago to remember). Money in retirement account was too new to have compounded that much and so Social Security along with term life insurance was the safety net in case I wasn't around to fulfill role of family breadwinner.
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