Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
The bank admitted they did not follow normal practice.That's right! And now it's maybe going to cost them. A LOT. Banking discriminatory suits usually pay out at or near the maximum. If he wins the suit, the payout will make $99K look like chump change.Coulda shoulda woulda.
Not true. If it is shown they did so while performing discriminatory practices, what they did was illegal. If it can be shown that this is not how they always do things (which, I promise you, it is not), that is the beginning of a case for discrimination.They were well within their rights to not deposit a check they couldn't authenticate.
In a civil suit, where it can be shown this is not standard practice? No it isn't. Maybe you are not familiar with the thread topic.His race is irrelevant
The bank admitted they did not follow normal practice.That's right! And now it's maybe going to cost them. A LOT. Banking discriminatory suits usually pay out at or near the maximum. If he wins the suit, the payout will make $99K look like chump change.Coulda shoulda woulda.
Not true. If it is shown they did so while performing discriminatory practices, what they did was illegal. If it can be shown that this is not how they always do things (which, I promise you, it is not), that is the beginning of a case for discrimination.They were well within their rights to not deposit a check they couldn't authenticate.
In a civil suit, where it can be shown this is not standard practice? No it isn't. Maybe you are not familiar with the thread topic.His race is irrelevant
He was a customer and the person who issued it confirmed it
Worse that can happen is to place a hold until it clears
But to secretly call the police?
Not a good reason to call the police.Didn't you read the article?If no crime was being committed then why did she call the police?The bank employee never accused anyone of a crime in the first place, DAN.How would you like your information passed to the FBI or any law enforcement agency on a bogus "suspicion" of something? The banker probably misinterpreted that portion of the law that shields them from reprisal if they report someone under the Bank Secrecy Act (BSA) or Supicious Activity Report (SAR), even when they're wrong. That law however does not shield them from liability when engaging in prohibited discriminatory or other prohibited activity.Suspicion of fraud, DAN.Why would you call the FBI? He's wasn't robbing the bank, he was trying to deposit money into it.
When someone falsely accuses you of having committed a crime, to the point that the police are called, that's considered defamation per se which is a tort (a civil wrong) as opposed to a violation of a criminal law. That means that in a civil action (lawsuit) that you don't have to prove that you were harmed by the defamation or prove the extent to which you were harmed. Defamation per se presumes damages if the defamation falls into certain categories as this one did, with the false accusation of a crime. The fact that the checks were successfully deposited/cashed at another institution is proof that they weren't fraudulent and that their customer had committed no crimes warranting the police being called with a false accusation of fraudulent activity.
If yuo had ever been treated this way, on more than one occasion, I would hope that you'd be able to see how ridiculous and hollow your excuses are for this abhorrent behavior that is still being meted out against certain members in our society.
For a significant portion of the population, not being white is all the suspicion they need to assume the worse, as this case shows.
And for the record, the people who work at the bank, especially the managers can get things done WHEN THEY WANT TO, oftentimes with a simple phone call.
THINK!
The detective explained it.
"The problem that the bank is having is that these check(s) appear different then (the company's) payroll checks so their computer system is telling them that they are fraud."
And was told "no, the funds will be held", and accepted that. They should have given him his debit card and said, " see you in a couple of days".He wanted $13,000 in cash......immediately.
Yep, they really screwed up big time to admit that.The bank admitted they did not follow normal practice.
That's irrelevant, though. You don't verify funds by calling the person who wrote the check. You verify them with the issuing institution.He was a customer and the person who issued it confirmed it
He was a customer
Yes he was, as his $0.52 account balance proves.
and the person who issued it confirmed it
No they didn't.
Worse that can happen is to place a hold until it clears
He wanted $13,000 in cash......immediately.
False. They could have taken the checks on deposit and held the funds for a reasonable amount of time. 7 business days would have been more than enough.The bank is just trying to cover its ass from fraud.
If you show up at the bank on which the check is drawn and the funds are available you do.You have "no right" to immediate cash with a check..
If you show up at the bank on which the check is drawn and the funds are available you do.You have "no right" to immediate cash with a check..
Nah, its settled. They made a mistake, but everyone is fine. No harm, no foul.He was a customer
Yes he was, as his $0.52 account balance proves.
and the person who issued it confirmed it
No they didn't.
Worse that can happen is to place a hold until it clears
He wanted $13,000 in cash......immediately.
Like rightwinger said ... They can settle all of this, by proving that they also called police on White customers in similar situations.
Why are you all so fucking suspicious of everyone?Oh sure.. There's no investigation to be made as to the SOURCE then... But there still could be "suspicious activities between accounts at the same bank... Would take some of the "stupider" money launderers and criminals, but it could happen..
Why are you all so fucking suspicious of everyone?Oh sure.. There's no investigation to be made as to the SOURCE then... But there still could be "suspicious activities between accounts at the same bank... Would take some of the "stupider" money launderers and criminals, but it could happen..
Nah, its settled. They made a mistake, but everyone is fine. No harm, no foul.He was a customer
Yes he was, as his $0.52 account balance proves.
and the person who issued it confirmed it
No they didn't.
Worse that can happen is to place a hold until it clears
He wanted $13,000 in cash......immediately.
Like rightwinger said ... They can settle all of this, by proving that they also called police on White customers in similar situations.
Why are you all so fucking suspicious of everyone?Oh sure.. There's no investigation to be made as to the SOURCE then... But there still could be "suspicious activities between accounts at the same bank... Would take some of the "stupider" money launderers and criminals, but it could happen..
Because we've been fucked enough times that we've learned our lesson. I've personally had to sue two people who fucked me. Both lost. Total recovery: over $15,000.
Someone comes in with 52 fucking cents in their inactive bank account with a check for 99G's yea he better be able to prove that check is legit or he ain't getting a dime. I don't give a fuck if he's black white or purple.
Let me ask you this: had this happened to a white guy, do you think it would have made the news?
Why are you all so fucking suspicious of everyone?Oh sure.. There's no investigation to be made as to the SOURCE then... But there still could be "suspicious activities between accounts at the same bank... Would take some of the "stupider" money launderers and criminals, but it could happen..
Because we've been fucked enough times that we've learned our lesson. I've personally had to sue two people who fucked me. Both lost. Total recovery: over $15,000.
Someone comes in with 52 fucking cents in their inactive bank account with a check for 99G's yea he better be able to prove that check is legit or he ain't getting a dime. I don't give a fuck if he's black white or purple.
That's just it tho, since he's a negro then we all sit here failing to accept that he did EXACTLY prove the checks were legit. Then not only did the bank still deny giving him, a dime, but even far worse ---they still filed a false bank-fraud charge against him!
ROFL
The racism was overt.
Let me ask you this: had this happened to a white guy, do you think it would have made the news?
That's just it. This wouldn't have happened to a White guy. Heck this wouldn't even happen to a lightskinned Black guy.
Nah, its settled. They made a mistake, but everyone is fine. No harm, no foul.He was a customer
Yes he was, as his $0.52 account balance proves.
and the person who issued it confirmed it
No they didn't.
Worse that can happen is to place a hold until it clears
He wanted $13,000 in cash......immediately.
Like rightwinger said ... They can settle all of this, by proving that they also called police on White customers in similar situations.
Nah, it's not settled. The bank caused big harm, and an even bigger foul. Therefore now the negro will soon be depositing even more $$$ awarded by a court bc of racial discrimination damages, paid out by racism's bank.
Why are you all so fucking suspicious of everyone?Oh sure.. There's no investigation to be made as to the SOURCE then... But there still could be "suspicious activities between accounts at the same bank... Would take some of the "stupider" money launderers and criminals, but it could happen..
Because we've been fucked enough times that we've learned our lesson. I've personally had to sue two people who fucked me. Both lost. Total recovery: over $15,000.
Someone comes in with 52 fucking cents in their inactive bank account with a check for 99G's yea he better be able to prove that check is legit or he ain't getting a dime. I don't give a fuck if he's black white or purple.
That's just it tho, since he's a negro then we all sit here failing to accept that he did EXACTLY prove the checks were legit. Then not only did the bank still deny giving him, a dime, but even far worse ---they still filed a false bank-fraud charge against him!
ROFL
The racism was overt.
Let me ask you this: had this happened to a white guy, do you think it would have made the news?
That's just it. This wouldn't have happened to a White guy. Heck this wouldn't even happen to a lightskinned Black guy.
That's just it. This wouldn't have happened to a White guy. Heck this wouldn't even happen to a lightskinned Black guy.
No he didn't. Nobody claimed he proved the check was legit...
