He's right you know, no one feels empowered when all your options are just different flavors of poverty.
Yes, if government doesn't take care of us, then we'll all live in poverty. Your faith in humanity is endearing.
Interesting you think so little of people's ability to take care of themselves, yet it never occurred to you that government consists of ... people.
Never occurred to you, did it?
In our case the government consists of people who care little for protecting the economy from periodic ruin and then wanting to just throw money at the problem rather than addressing the structural defects that make individuals quit trying because it is unrewarding and unreliable in the long run.
LOL, it is government that makes "individuals quit trying because it is unrewarding and unreliable in the long run."