debbiedowner
Gold Member
- Feb 12, 2017
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Nah if Grampa's premiums rose threefold I get the aversion. It's wrong to claim nobody is worse of under ACA. The question is what's the general effect. More people are insured but some people have to pay significantly more. It's a hard thing to ask people to ignore their own situation for the common good.The reason it rose so dramatically is because not everybody bought into the pool. I do sympathize that you had to pay a lot more but you are now claiming to like an EO that shrinks the pool even further by offering a different one for low risk people. While you are most likely in the pool that will get its premiums even hiked up more. You don't like ACA, I get that, if you have to pay about 3 times the amount I don't blame you. It isn't perfect but it would serve you well to first understand the basic principles that make it flawed before looking for ANYTHING different regardless of it having an actual chance of improving your situation.Except Obamacare put everyone in the same pool thus eliminating different risk pools.Because that's how insurance works. Insurance is there to insure yourself against UNFORESEEN expenses. They calculate a risk and then let the entire pool of people pay a certain amount so that regardless of circumstances everybody is covered. Like I mentioned you as an older person are at a higher risk for health problems. A risk that is covered by healthier people paying in too the plan too. The whole idea that one should only pay for their current health status is fundamentally flawed.It makes it better because it removes it as a requirement. Why should I, a healthy person, be forced to pay more because someone else is unhealthy?
After Obamacare went into effect my premiums rose 3 fold. There is no rationale you can offer that will ever get me support that catastrophic disaster.
the nay-sayers dont want to understand it, they understand one thing, and one thing only ... Obama did it ergo they hate it.
end of story.
To be fair here if one was not subsidized their rates have gone up a lot and this hit the true middle class hard.