Add in the Paris peace Accords and Wilson's Universal RIghts of Man and you might have somethingMaybe, policies public helped, but that is no excuse for Yankees not being Ingenious. There is no excuse for our private sector to not innovate regardless of which political faction is in power.They worked for 50 years then you sent all the jobs overseas stupid.uh....sparky.....how long has the left been waging war against poverty?Who knew, not solving the underlying problem of poverty in our republic would have such dire consequences, especially when the right prefers to practice their socialism with more government programs...blah...blah...blah, instead of actual solutions through recourse to our Commerce Clause.We argued this in 2008. Stop defending the criminal mortgage and bankers and GOP. Next you'll bring up Freddy and fanny.
None of those people were forced to sign a mortgage they couldn't afford.
The only time and I repeat the only time one should refinance a mortgage is to shorten the term and lower the rate.
Is it at all possible that your "commonsense ideas" are not working?