"The Obamacare implosion is worse than you think"

My friend who had good insurance before and then was cancelled because of O-care made sure she got new insurance whatever the cost coz her dad taught her never to be without.

Now she's facing her first serious medical problem under her new plan and is floored by the expenses she faces.

She says maybe going deaf won't be so bad after all.

Here is another good one...

my sister had a brain tumor removed which had wrapped itself around her optic nerve at the beginning of the year.... Her care from here on is going to be extensive.

Her husband changed jobs and along with that, their insurance...... so hello obamacare and you cant be denied coverage for pre existing conditions...

well well well... the loop hole to that is ....sure they will accept you and not deny you coverage.....but they will cover your for almost nothing in regards to that condition... to bad so sad...it was a pre existing condition. The idea is ...they will cover a small fraction but not all or most of it.

and.... imagine that.... they wont cover the drugs she is taking either.
I hope she is not in CA reimbursement was originally set for tonsilectomy at $120, which hopefully has changed.
 
???????

I knew about the drugs.

But not actually covering the preexisting condition??????
Coverage is required, necessary specialists and drugs not necessarily. The body count by election day could easily keep the GOP golden through 2020.
 
???????

I knew about the drugs.

But not actually covering the preexisting condition??????


this is what she is telling me......

they did not deny her acceptance to the plan ie... being covered and not being denied for "pre existing" health issues. They are not going to cover the drugs she needs, the psychical therapy for her vision, surgery to correct or any further surgeries secondary to the original cancer.

i am just.... amazed. So much for not being "denied" for preexisting conditions. You are not "denied" acceptance to a plan......you are just not .....covered. Or in her case.... covered by just a miniscule amount so they can claim they are "covering" her preexisting condition.
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?
 
looks like in the end, no one will get to keep their healthcare plans. I sat it is up to us to ensure no democrat keeps their job.

http://finance.yahoo.com/news/obamacare-spells-end-employer-based-225500269.html

From the link:

Emanuel calls the move an “unintended”

Oh please, not only was it intended it was on of the reasons for shoving the (un)aca through so hard in the first place.

The political pressure was so intense that the president was eventually driven to issue a rule change allowing insurers to continue offering non-ACA compliant policies, which have since been extended through 2016.

This I hadn't heard. My brother's individual plan was cancelled then obama waved his magic wand and it was extended through June of this year. I'll have to make sure he's aware that he can keep his 'old, non-compliant junk plan' :rolleyes: through 2016. Of course, BC had already based their rates on policies being compliant so his rates have already doubled. Doubt that will drop back down, maybe next year?
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?

Because I do not think she is lying.

You, on the other hand, are.
 
the greatest country in the world and this is what we settle for as our national healthcare plan? how far have we sunk that this is acceptable. what's worse is we do accept it.

Obamacare's problem: You can't fix stupid

This was a great quote;

The universal individual mandate has always been the weakest operational and theoretical aspect of the ACA, so much so that Chief Justice John Roberts had to come up with the crazy idea of reclassifying the entire thing as a tax just to keep it alive. It's a ruling most Americans and Roberts himself will regret for decades to come.

Our Constitutionally guaranteed freedom in this country isn't just a slogan. It means the freedom to succeed and the freedom to fail. The freedom to be smart, and the freedom to be stupid. And just because you can't fix stupid, it doesn't mean we should try to fix or amend freedom.

I always believed that the Chief Justice had ruled the way he did for the reasons he did because he was in it for the corporations. IOW, he revealed himself to be a fascist.

I was stunned that this nation had fought so hard during the 40's, sacrificed so many of its people to defeat fascism, only to turn around and make it a constitutional part of it's governing philosophy in 2012. The tragedy and absurdity of it eludes me.

“Fascism should more appropriately be called Corporatism because it is a merger of state and corporate power”
― Benito Mussolini
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?

Because I do not think she is lying.

You, on the other hand, are.

No, you don't. I and all the others who have shared about people we know getting screwed is the truth. What part do you think I'm lying about? His policy getting cancelled, his rates going up, the extension to keep his old plan through 2016?
 
Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?

Because I do not think she is lying.

You, on the other hand, are.

No, you don't. I and all the others who have shared about people we know getting screwed is the truth. What part do you think I'm lying about? His policy getting cancelled, his rates going up, the extension to keep his old plan through 2016?

All of it.
 
Because I do not think she is lying.

You, on the other hand, are.

No, you don't. I and all the others who have shared about people we know getting screwed is the truth. What part do you think I'm lying about? His policy getting cancelled, his rates going up, the extension to keep his old plan through 2016?

All of it.

How was his policy not cancelled? It wasn't (un)aca compliant (he didnt' have maternity and newborn coverage, pediatric coverage, drug rx coverage). By law insurance policies must now cover these plus 7 other "essential benefits". His plan was non-compliant and by default was cancelled. Even if the insurance company 'modified' his old plan to include the ten essential benefits, his old plan would not exist. Don't know what part of this you refuse to understand.

His premium doubled because the new plan now includes all those essential benefits mandated by the (un)aca. It's the law. Did you think the insurance companies were just going to provide more coverage for the same price?

Apparently obama waved another magic wand and he can keep his old, non-compliant plan (you know, the plans that obama and the like keep calling junk plans) through 2016. But insurance being what it is, prices were set ages ago based on the (un)aca so he has his old plan but is paying more for it.

Many are getting screwed. But please do continue to sit in your corner of denial like a petulant four year old, stomping your foot and calling people liars.

:eusa_hand:
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

much better off if ACA had not been passed!!! On the 400k sugery... they paid.... nothing. All of her meds were covered.


she calls it her rat tail.... and ive got some wicked pics of it!
 
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I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?
right now... she is not my only horror story about omabacare..... the more i am listening to people, the more people i talk to who deal with that abortion.... the worse the horror story gets......
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

Why aren't you calling syrenn a liar about her story, like you have with everyone else who has shared? Or are you beginning to realize that many, many, many people are getting royally screwed with this thing?
right now... she is not my only horror story about omabacare..... the more i am listening to people, the more people i talk to who deal with that abortion.... the worse the horror story gets......
This will be a major problem for the Ds come November but expect the Ds to lose nearly as many seats to the far left as to the GOP in 2014 and 2016 combined. Their base is very unhappy with them.
 
Well, here's my ACA "horror" story:

The insurance wasn't compliant with the ACA requirements, so they upgraded. They increased some fees to protect their profits.

Our weekly premiums have gone up $1.50, or up $78 per year. Our deduction increased $1000 to $3000 from $2000.

However, our prescription copay is now counted towards the deduction, so the deductible's more like $80 less, or $1920 ($90 per month). Office visit copays are also counted, so there's another $100 off so the deductible is more like $1820. (Office copays used to be $40, now they're $20.)

All vaccines are free instead of the $15 - $45 we used to be charged. Hospital stays (room) are fully paid for, and all X-rays and scans are fully paid for. Most routune screenings are fully paid for now. Emergency room fees are waived if we're admitted to the hospital.




I can live with that.
 
I am sorry to hear of your loved one's troubles, Syrenn.

Given the exact same circumstances and no passage of the ACA, would she be better off or worse off? Or....would there be no difference?

Moving to a single payer, everyone covered for everything system would indeed be preferred. Maybe congress can pass further regulations on insurers so they cannot work the rules in such a manner moving forward?

much better off if ACA had not been passed!!! On the 400k sugery... they paid.... nothing. All of her meds were covered.


she calls it her rat tail.... and ive got some wicked pics of it!

I am confused. I was under the impression that her husband changed jobs and that her condition was preexisting.
 

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