"The Obamacare implosion is worse than you think"

[Amelia]

My friend who had good insurance before and then was cancelled because of O-care made sure she got new insurance whatever the cost coz her dad taught her never to be without.

Now she's facing her first serious medical problem under her new plan and is floored by the expenses she faces.

She says maybe going deaf won't be so bad after all.

 

[Geaux4it]

My insurance premium went up 76% to cover the jerkoffs who lie and can't pay

-Geaux

 

[Jroc]

Premiums rising faster than eight years before Obamacare COMBINED

Health insurance premiums have risen more after Obamacare than the average premium increases over the eight years before it became law, according to the private health exchange eHealthInsurance.

The individual market for health insurance has seen premiums rise by 39 percent since February 2013, eHealth reports. Without a subsidy, the average individual premium is now $274 a month. Families have been hit even harder with an average increase of 56 percent over the same period — average premiums are now $663 per family, over $426 last year.

Between 2005 and 2013, average premiums for individual plans increased 37 percent and average family premiums were upped 31 percent. So they have risen faster under Obamacare than in the previous eight years.

An important caveat is that eHealth’s prices don’t include subsidies, so the prices for anyone earning between 100 and 400 percent of the federal poverty level will be lower. The Department of Health and Human Services (HHS) has repeatedly claimed patients will pay as little as $18 per month, without noting the taxpayer cost.

Premiums are being hiked across the board for several reasons, but the biggest contributor is the Obama administration’s highly touted “essential health benefits,” services that insurers on and off exchanges must provide.

Some benefits, such as emergency and laboratory services, are uncontroversial. But others, like maternity, newborn and pediatric services, are causing headaches for huge swaths of the population that don’t need them. Anyone past childbearing age, single men, the infertile, even nuns — their premiums are rising as well, because their plans must, by law, provide more services.

Premiums rising faster than eight years before Obamacare | The Daily Caller

 

[william the wie]

This should be fun with more rate increases coming.

 

[MeBelle]

a few examples of ideas that some Republicans have proposed:



Top-down control is not the way to fix healthcare. Americans should be given more choices in choosing plans and shopping for services. More options and more competition mean lower prices, which in turn means greater access.

So first, Republicans have long proposed allowing consumers to purchase healthcare across state lines, just as they can purchase almost any other good or service. Your healthcare choices shouldn't be limited by the state you happen to live in. If there's a good plan available in Wisconsin, someone in Florida should be able to buy it, too.

Second, we could allow small businesses to pool together to negotiate lower insurance rates for their employees. Instead of sticking them with expensive mandates and regulations from Washington, why don't we make it cheaper for small businesses to give their workers health coverage?

Third, we've got to stop the frivolous lawsuits that drive up costs. We need tort reform. This could include putting a cap on non-economic damages and creating specialized health courts.

A fourth idea that some have proposed would expand the allowable expenses for health savings accounts. That way, consumers can pay for the services and insurance they need — rather than the ones the government thinks they need.

Fifth, others suggest we restructure the tax code so that Americans buying individual plans get tax deductions, putting them on a more level playing field with those who receive health insurance from their employers.

Sixth, we could protect prices for individuals with pre-existing conditions who maintain continuous coverage. This way, people aren't subject to unexpected rate hikes and they can have some degree of predictability. It also encourages personal responsibility and reduces the likelihood that people will only buy insurance when they're sick.




RNC Chairman: Obamacare still stinks

 

[jon_berzerk]

This should be fun with more rate increases coming.

yup and quarterly filers who opted out of obamacares

are paying the tax

 

[dblack]

a few examples of ideas that some Republicans have proposed:



Top-down control is not the way to fix healthcare. Americans should be given more choices in choosing plans and shopping for services.

"Choice" is, essentially, like "Freedom". It's starts out, by default, in infinite quantity. It becomes limited by government, and other thugs, placing arbitrary limits on what we are allowed to 'choose'. All that needs to be done to "give Americans more choices" is for government to stop taking those choices away.

 

[dblack]

This should be fun with more rate increases coming.

yup and quarterly filers who opted out of obamacares

are paying the tax

Only if they're dumb enough to set themselves up for a refund. Our younger generation may be apathetic, but they're not stupid. The silliness of using income tax withholding as a de facto savings account will come to a screeching halt for anyone who doesn't want to "tithe" to the insurance industry. Those people will be, effectively, opting out of ACA.

This is more or less the game they played getting us all to accept the idea of mandated auto insurance. I think the insurance industry is thinking that if they soft pedal it initially, their targets will keep quiet - happy with the ability to surreptitiously opt out. They'll be willing to lose revenue for a few years while the concrete sets up. Once it does, they'll use mainstream anger ("Why should they get by without paying in??") to justify harsher and harsher penalties. Just like they've done with the mandated auto insurance. To the point that, eventually, people will be going to jail for refusing to pay Aetna.

 

[william the wie]

I think you are overestimating the success of Obamacare electorally.

 

[Jroc]

Fourth Anniversary of Obamacare Brings Billions in Costs to Economy

Obamacare is adding billions in economic costs and millions of paperwork hours, according to a new report released on Monday.

To mark the anniversary of Obamacare, which became law on March 23, 2010, the American Action Forum released a report finding that the law’s regulatory burdens are twice as great as its benefits.

“After four years of implementation, countless delays, a website disaster, and constant litigation, the Affordable Care Act (ACA) celebrates its inauspicious birthday this week,” the report said. “From a regulatory perspective, the law has imposed more than $27.2 billion in total private sector costs, $8 billion in unfunded state burdens, and more than 159 million paperwork hours on local governments and affected entities.”

“What’s more troubling, the law has generated just $2.6 billion in annualized benefits, compared to $6.8 billion in annualized costs,” it said. “In other words, the ACA has imposed 2.5 times more costs than it has produced in benefits.”

Fourth Anniversary of Obamacare Brings Billions in Costs to Economy | Washington Free Beacon

 

[Spoonman]

http://news.yahoo.com/obamacare-plans-bring-hefty-fees-certain-drugs-154823920.html


a friend of mine is now on obamacare. he was just prescribed a new drug for advanced stages of cirrosis of the liver. he was trilled about it because it will keep him alive. he's not so thrilled that it will cost him $85,000 a year to stay alive.

 

[dblack]

I think you are overestimating the success of Obamacare electorally.

I hope so. But people tend to forget rather quickly. If they can keep it on the books for another year or two, I think it will stick. Then they'll start tightening the screws.

 

[Spoonman]

4 reasons ObamaCare premiums will rise next year - The Week

what is already not affordable for many will become even less affordable

 

[Spoonman]

http://finance.yahoo.com/news/supreme-court-reportedly-sounds-ready-174042478.html

What is that little thing libs love to say? Well SCOTUS says.....

 

[william the wie]

4 reasons ObamaCare premiums will rise next year - The Week

what is already not affordable for many will become even less affordable

For nubes to the thread premiums for next year have to be applied for this year prior to the election.

 

[william the wie]

I think you are overestimating the success of Obamacare electorally.

I hope so. But people tend to forget rather quickly. If they can keep it on the books for another year or two, I think it will stick. Then they'll start tightening the screws.

the name will stick and much of the substance in states with their own exchanges for up to 16 years. However Ocare is on a collision course with underfunded state and local pensions.

 

[Spoonman]

looks like in the end, no one will get to keep their healthcare plans. I sat it is up to us to ensure no democrat keeps their job.

http://finance.yahoo.com/news/obamacare-spells-end-employer-based-225500269.html

 

[william the wie]

looks like in the end, no one will get to keep their healthcare plans. I sat it is up to us to ensure no democrat keeps their job.

http://finance.yahoo.com/news/obamacare-spells-end-employer-based-225500269.html

This is no surprise.

 

[Amelia]

Total Number of Minutes Covering ObamaCare is Embarrassingly Low for NBC, ABC, and CBS

 

[syrenn]

My friend who had good insurance before and then was cancelled because of O-care made sure she got new insurance whatever the cost coz her dad taught her never to be without.

Now she's facing her first serious medical problem under her new plan and is floored by the expenses she faces.

She says maybe going deaf won't be so bad after all.

Here is another good one...

my sister had a brain tumor removed which had wrapped itself around her optic nerve at the beginning of the year.... Her care from here on is going to be extensive.

Her husband changed jobs and along with that, their insurance...... so hello obamacare and you cant be denied coverage for pre existing conditions...

well well well... the loop hole to that is ....sure they will accept you and not deny you coverage.....but they will cover your for almost nothing in regards to that condition... to bad so sad...it was a pre existing condition. The idea is ...they will cover a small fraction but not all or most of it.

and.... imagine that.... they wont cover the drugs she is taking either.