Oddball
Unobtanium Member
You don't pay higher insurance premiums because some choose not to carry insurance...You pay higher premiums because many people with insurance treat it like a pre-paid medical plan, that pays for each and every encounter with anyone wearing a lab coat.All costs (probably not) but thoise for preventive/diagnostic care, which will skyrocket as virtually everyoine treats that like a birthright..
I'd damn sure end Medicare and Medicaid. And VA and group health insurance and indigent care. What a fuckin' stupid way to run health care - five different systems with little coordination.
Then I'd replace it with universal coverage for preventive/diagnostic care to identify problems early and drastically reduce costs; individual supplementary insurance-based coverage to aggressively promote competition and innovation and to take a massive monkey off the backs of business; a nationally-coordinated cost-cutting regimine that would include tactics like tort reform, universal electronic records and value-based insurance design (look it up); and then a premium-support program to keep low-income families healthy and engaged.
That's about the 30th time I've posted that; when I reach 100, I'm gonna run out into the middle of the freakin' freeway and jump in front of a freakin' semi so that I don't have to freakin' think about this stupid freakin' system of ours any more.
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How about we quit trying to polish turds and get gubmint entirely out of the medical care industry, up to and including no longer allowing medical insurance as a pre-tax item for everyone?...No tax-free benefits for anybody....It doesn't get more fair than that.
Preventive/diagnostic care is relatively inexpensive and does not need to be administered by doctors. The increased demand would create a massive new industry and myriad cost-cutting innovations.
I don't like paying higher insurance premiums because other people don't have coverage; I don't like sitting in the emergency room with one of my kids for two hours because so many people are using it as their regular doctor; I don't like paying more for goods and services to companies who are economically hamstrung by their health insurance benefit costs; I don't like all of my health care costs increasing because people who don't have access to preventive/diagnostic care are costing far more when their conditions are advanced.
If your plan addresses those issues, I'd love to see it.
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Basically, you pay more for insurance because of moochers who have insurance, not because of those who don't have it.