AOC Flunks Economics 101

Yeah, 3 Billion in tax breaks but NYC would be collecting taxes still that they would otherwise not be collecting.
From Amazon. Now they will be getting none of that money..... thats not a recipe to get out of debt either by chasing away tax revenue.
Like?


Amazon Headquarters?

Don't be deliberately thick.
Taxes they would otherwise be collecting like?

So you're telling us you have no idea what state and local taxes businesses pay?
Son, that's what NYC is negotiating away.

Well, that certainly gives us a benchmark on how stupid you really are, when you can't tell boys from girls. Not surprising, really, since most leftists these days are utterly confused by that concept.

Meanwhile, the question here is, "If you know what state and local taxes are, why are you asking asinine questions like 'What taxes would they be collecting?'?"
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Methinks the Democrat village has nothing BUT idiots.
 
The taxpayers weren't netted jackshit you stupid Moon Bat. That worthless asshole Obama put this country $10 trillion in debt. There was no net on anything.

The Solyndra money was given to a failed technology company run by Democrat campaign money bundlers. The executives walked away with nice bonuses given to them by Obama and we taxpayers were screwed.

Did you mistake me for a Republican? When I make a claim I can support it

Bloomberg - Are you a robot?

That program NETTED...5 billion for the US taxpayer

That program NETTED...5 billion for the US taxpayer

The U.S. government expects to earn $5 billion to $6 billion from the renewable-energy loan program that funded flops including Solyndra LLC, supporting President Barack Obama’s decision to back low-carbon technologies.

The Department of Energy has disbursed about half of $32.4 billion allocated to spur innovation, and the expected return will be detailed in a report due to be released as soon as tomorrow, according to an official who helped put together the data.

Expects to earn, moron. They also expected Solyndra to repay their loans. LOL!

When I make a claim I can support it

The only thing you support is your idiocy.


Moon Bat stupidity is always based upon expectations. Never reality.

Meanwhile that idiot Obama increased poverty, decreased family income, had eight years of dismal economic growth and put our children $10 trillion in debt.

He didn't net jackshit.

1) He was talking about a particular program.

2) Quit blaming Obama for the effects of the Bush recession.

Trump added two trillion in debt in his " Greast, wonderfu;, best economy of all time. How the fuck does that happen?


You are confused Moon Bat.

The economy was doing great for six years under Bush until you idiot Libtards elected that filthy 2007 Democrat Congress. Then, with corrupt and incompetent Democrat leadership in Congress like Barney Queerboy, the economy went to hell.

Stop blaming Democrat failures including eight years of tremendous debt and dismal Obama economic growth on Bush. That just make you look dumber than we already thought you were, if that is possible.
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
you right wingers disclaim the recession too much; forgot it already?
 
Especially needs to continue to enable us to move forward. Away from fossil fuels use that kills people & is killing our climate. But hey, you are sooooooooo smart.
We need to stay on fossil fuels FOREVER. They don't kill anybody.

FUCK YOU!!!

We're not subsidizing bullshit that does not work.

.
 

Overall, the agency has loaned $34.2 billion to a variety of businesses, under a program designed to speed up development of clean-energy technology. Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments, putting the program $30 million in the black.

They loaned $34.2 billion. $30 million in net interest is less than 0.1%.
If you looked at the interest cost for the government to borrow that $34.2 billion, it's at least 20 times that much.
Annually.

And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit.

Oh, right, there you are.


So when banks look at their performances, the count all outstanding loans as an expense against their gains?

What is the annual interest expense to the government on the $34.2 billion?
Has the interest received covered that expense yet?
Then subtract out the defaulted loans.
Then get back to me with the profitability of the program.

Is all government spending borrowed money??? Is that what you are saying?

Look. some asshole said this: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

So do banks count outstanding loans against their income when determining their profit?

You seem to contradicting the asshole that said that stuff I just quoted.

Is all government spending borrowed money???

Nope.

So do banks count outstanding loans against their income when determining their profit?

Banks look at their cost of funds versus the interest received.
What was the cost of funds for the $34.2 billion they lent to these "green energy" corporations?
If the government paid 2%, that's $684 million in interest they need, every year, to break even.

How much did they get, according to these articles?

Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments,

Since 2005 for fuck sake.

DURR!
 
Especially needs to continue to enable us to move forward. Away from fossil fuels use that kills people & is killing our climate. But hey, you are sooooooooo smart.
We need to stay on fossil fuels FOREVER. They don't kill anybody.

FUCK YOU!!!

We're not subsidizing bullshit that does not work.

.
The American Lung Association would call you a fucking idiot.

Are you a bike rider??? You breathe in that shit & you're too stupid to know it can kill you?

"Fossil-fuel combustion by-products are the world’s most significant threat to children’s health and future and are major contributors to global inequality.."
Pollution from Fossil-Fuel Combustion is the Leading Environmental Threat to Global Pediatric Health and Equity: Solutions Exist
 

Overall, the agency has loaned $34.2 billion to a variety of businesses, under a program designed to speed up development of clean-energy technology. Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments, putting the program $30 million in the black.

They loaned $34.2 billion. $30 million in net interest is less than 0.1%.
If you looked at the interest cost for the government to borrow that $34.2 billion, it's at least 20 times that much.
Annually.

And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit.

Oh, right, there you are.


So when banks look at their performances, the count all outstanding loans as an expense against their gains?

What is the annual interest expense to the government on the $34.2 billion?
Has the interest received covered that expense yet?
Then subtract out the defaulted loans.
Then get back to me with the profitability of the program.

Is all government spending borrowed money??? Is that what you are saying?

Look. some asshole said this: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

So do banks count outstanding loans against their income when determining their profit?

You seem to contradicting the asshole that said that stuff I just quoted.

Is all government spending borrowed money???

Nope.

So do banks count outstanding loans against their income when determining their profit?

Banks look at their cost of funds versus the interest received.
What was the cost of funds for the $34.2 billion they lent to these "green energy" corporations?
If the government paid 2%, that's $684 million in interest they need, every year, to break even.

How much did they get, according to these articles?

Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments,

Since 2005 for fuck sake.

DURR!


So, are you admitting your statement was stupid? t: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

Or are all lending institutions assholes?
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
Notice when you pressure a Trumpette they head toward racism.

Fuck you asshole.,
 
The taxpayers weren't netted jackshit you stupid Moon Bat. That worthless asshole Obama put this country $10 trillion in debt. There was no net on anything.

The Solyndra money was given to a failed technology company run by Democrat campaign money bundlers. The executives walked away with nice bonuses given to them by Obama and we taxpayers were screwed.

Did you mistake me for a Republican? When I make a claim I can support it

Bloomberg - Are you a robot?

That program NETTED...5 billion for the US taxpayer

That program NETTED...5 billion for the US taxpayer

The U.S. government expects to earn $5 billion to $6 billion from the renewable-energy loan program that funded flops including Solyndra LLC, supporting President Barack Obama’s decision to back low-carbon technologies.

The Department of Energy has disbursed about half of $32.4 billion allocated to spur innovation, and the expected return will be detailed in a report due to be released as soon as tomorrow, according to an official who helped put together the data.

Expects to earn, moron. They also expected Solyndra to repay their loans. LOL!

When I make a claim I can support it

The only thing you support is your idiocy.


Moon Bat stupidity is always based upon expectations. Never reality.

Meanwhile that idiot Obama increased poverty, decreased family income, had eight years of dismal economic growth and put our children $10 trillion in debt.

He didn't net jackshit.

1) He was talking about a particular program.

2) Quit blaming Obama for the effects of the Bush recession.

Trump added two trillion in debt in his " Greast, wonderfu;, best economy of all time. How the fuck does that happen?


You are confused Moon Bat.

The economy was doing great for six years under Bush until you idiot Libtards elected that filthy 2007 Democrat Congress. Then, with corrupt and incompetent Democrat leadership in Congress like Barney Queerboy, the economy went to hell.

Stop blaming Democrat failures including eight years of tremendous debt and dismal Obama economic growth on Bush. That just make you look dumber than we already thought you were, if that is possible.
The Democrats took control of Congress in January of 2007. The recession started 4th quarter of 2006. So show me the actions the Democrats passed & Bush signed that caused the recession.

Shall I wait?
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
Notice when you pressure a Trumpette they head toward racism.

Fuck you asshole.,

Notice that leftists assume any criticism of a black person "must" be racism, because they themselves look at people as being nothing more than skin color.
 
The taxpayers weren't netted jackshit you stupid Moon Bat. That worthless asshole Obama put this country $10 trillion in debt. There was no net on anything.

The Solyndra money was given to a failed technology company run by Democrat campaign money bundlers. The executives walked away with nice bonuses given to them by Obama and we taxpayers were screwed.

Did you mistake me for a Republican? When I make a claim I can support it

Bloomberg - Are you a robot?

That program NETTED...5 billion for the US taxpayer

That program NETTED...5 billion for the US taxpayer

The U.S. government expects to earn $5 billion to $6 billion from the renewable-energy loan program that funded flops including Solyndra LLC, supporting President Barack Obama’s decision to back low-carbon technologies.

The Department of Energy has disbursed about half of $32.4 billion allocated to spur innovation, and the expected return will be detailed in a report due to be released as soon as tomorrow, according to an official who helped put together the data.

Expects to earn, moron. They also expected Solyndra to repay their loans. LOL!

When I make a claim I can support it

The only thing you support is your idiocy.


Moon Bat stupidity is always based upon expectations. Never reality.

Meanwhile that idiot Obama increased poverty, decreased family income, had eight years of dismal economic growth and put our children $10 trillion in debt.

He didn't net jackshit.

1) He was talking about a particular program.

2) Quit blaming Obama for the effects of the Bush recession.

Trump added two trillion in debt in his " Greast, wonderfu;, best economy of all time. How the fuck does that happen?


You are confused Moon Bat.

The economy was doing great for six years under Bush until you idiot Libtards elected that filthy 2007 Democrat Congress. Then, with corrupt and incompetent Democrat leadership in Congress like Barney Queerboy, the economy went to hell.

Stop blaming Democrat failures including eight years of tremendous debt and dismal Obama economic growth on Bush. That just make you look dumber than we already thought you were, if that is possible.


The above post is brought to you by Poopaganda 'R Us. The bullshit provided to Flash was provided by Murdoch and his TV station (Faux News) and from Limbaugh and other declasse disc jockey's.
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
Notice when you pressure a Trumpette they head toward racism.

Fuck you asshole.,

Notice that leftists assume any criticism of a black person "must" be racism, because they themselves look at people as being nothing more than skin color.
If you can't see the racism in that post, let me know & I will explain it. I'm thinking that your racism so so inbred into your very being that you can't recognize how racist you people really are.
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
Notice when you pressure a Trumpette they head toward racism.

Fuck you asshole.,
notice when a liberal is losing an argument, they resort to some form of "racism". there was nothing racist about what he said.
 
AOC is young, naive and dumb. She’s the Democrat's village idiot, which is good news for Maxine Waters because she use to have that title.

Kind of like Obama being good news for Jimmy Carter. Once Obama got elected by these stupid Moon Bats Jimmy Carter was no longer the worst President ever. Obama is the undisputed holder of that title.

Not in any President rankings I have seen. Perhaps you can find one that shows what you are saying.


If having increased poverty, decreased family income, increased income disparity, the most increased debt in the history of the world and not even one year of a measly 3% economic growth doesn't get you tops on the list of worst President ever then the people doing the list are idiots.

Just the failure of that disastrous Obamacare by itself should have got the worthless affirmative action Negro the number one spot.

He is only not the worst President by you stupid deranged mentally ill Moon Bats list and we all know how fucked up you are on things like this. I mean you idiots thought Crooked Hillary was the most qualified person in the history of the local galaxy cluster to ever run for President but the dumbass corrupt bitch didn't even know it was the Electoral College that picks the winner.
Notice when you pressure a Trumpette they head toward racism.

Fuck you asshole.,
notice when a liberal is losing an argument, they resort to some form of "racism". there was nothing racist about what he said.
I already know what you are. Are there any Republicans here want to tell these people what was racist in that post?
 
Overall, the agency has loaned $34.2 billion to a variety of businesses, under a program designed to speed up development of clean-energy technology. Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments, putting the program $30 million in the black.

They loaned $34.2 billion. $30 million in net interest is less than 0.1%.
If you looked at the interest cost for the government to borrow that $34.2 billion, it's at least 20 times that much.
Annually.

And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit.

Oh, right, there you are.


So when banks look at their performances, the count all outstanding loans as an expense against their gains?

What is the annual interest expense to the government on the $34.2 billion?
Has the interest received covered that expense yet?
Then subtract out the defaulted loans.
Then get back to me with the profitability of the program.

Is all government spending borrowed money??? Is that what you are saying?

Look. some asshole said this: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

So do banks count outstanding loans against their income when determining their profit?

You seem to contradicting the asshole that said that stuff I just quoted.

Is all government spending borrowed money???

Nope.

So do banks count outstanding loans against their income when determining their profit?

Banks look at their cost of funds versus the interest received.
What was the cost of funds for the $34.2 billion they lent to these "green energy" corporations?
If the government paid 2%, that's $684 million in interest they need, every year, to break even.

How much did they get, according to these articles?

Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments,

Since 2005 for fuck sake.

DURR!


So, are you admitting your statement was stupid? t: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

Or are all lending institutions assholes?

I admit that any moron who claims $810 million in interest payments means the program is profitable has never taken an accounting class.
 
Did you mistake me for a Republican? When I make a claim I can support it

Bloomberg - Are you a robot?

That program NETTED...5 billion for the US taxpayer

That program NETTED...5 billion for the US taxpayer

The U.S. government expects to earn $5 billion to $6 billion from the renewable-energy loan program that funded flops including Solyndra LLC, supporting President Barack Obama’s decision to back low-carbon technologies.

The Department of Energy has disbursed about half of $32.4 billion allocated to spur innovation, and the expected return will be detailed in a report due to be released as soon as tomorrow, according to an official who helped put together the data.

Expects to earn, moron. They also expected Solyndra to repay their loans. LOL!

When I make a claim I can support it

The only thing you support is your idiocy.


Moon Bat stupidity is always based upon expectations. Never reality.

Meanwhile that idiot Obama increased poverty, decreased family income, had eight years of dismal economic growth and put our children $10 trillion in debt.

He didn't net jackshit.

1) He was talking about a particular program.

2) Quit blaming Obama for the effects of the Bush recession.

Trump added two trillion in debt in his " Greast, wonderfu;, best economy of all time. How the fuck does that happen?


You are confused Moon Bat.

The economy was doing great for six years under Bush until you idiot Libtards elected that filthy 2007 Democrat Congress. Then, with corrupt and incompetent Democrat leadership in Congress like Barney Queerboy, the economy went to hell.

Stop blaming Democrat failures including eight years of tremendous debt and dismal Obama economic growth on Bush. That just make you look dumber than we already thought you were, if that is possible.
The Democrats took control of Congress in January of 2007. The recession started 4th quarter of 2006. So show me the actions the Democrats passed & Bush signed that caused the recession.

Shall I wait?

The Democrats took control of Congress in January of 2007. The recession started 4th quarter of 2006.

upload_2019-2-27_15-38-57.png


https://www.nber.org/cycles.html

Are you a liar? Or an idiot?
 
So when banks look at their performances, the count all outstanding loans as an expense against their gains?

What is the annual interest expense to the government on the $34.2 billion?
Has the interest received covered that expense yet?
Then subtract out the defaulted loans.
Then get back to me with the profitability of the program.

Is all government spending borrowed money??? Is that what you are saying?

Look. some asshole said this: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

So do banks count outstanding loans against their income when determining their profit?

You seem to contradicting the asshole that said that stuff I just quoted.

Is all government spending borrowed money???

Nope.

So do banks count outstanding loans against their income when determining their profit?

Banks look at their cost of funds versus the interest received.
What was the cost of funds for the $34.2 billion they lent to these "green energy" corporations?
If the government paid 2%, that's $684 million in interest they need, every year, to break even.

How much did they get, according to these articles?

Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments,

Since 2005 for fuck sake.

DURR!


So, are you admitting your statement was stupid? t: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

Or are all lending institutions assholes?

I admit that any moron who claims $810 million in interest payments means the program is profitable has never taken an accounting class.
You're avoiding the question.
 
What is the annual interest expense to the government on the $34.2 billion?
Has the interest received covered that expense yet?
Then subtract out the defaulted loans.
Then get back to me with the profitability of the program.

Is all government spending borrowed money??? Is that what you are saying?

Look. some asshole said this: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

So do banks count outstanding loans against their income when determining their profit?

You seem to contradicting the asshole that said that stuff I just quoted.

Is all government spending borrowed money???

Nope.

So do banks count outstanding loans against their income when determining their profit?

Banks look at their cost of funds versus the interest received.
What was the cost of funds for the $34.2 billion they lent to these "green energy" corporations?
If the government paid 2%, that's $684 million in interest they need, every year, to break even.

How much did they get, according to these articles?

Companies have defaulted on $780 million of that — a loss rate of 2.28 percent. The agency also has collected $810 million in interest payments,

Since 2005 for fuck sake.

DURR!


So, are you admitting your statement was stupid? t: "And until the $34.2 billion is repaid, only a stupid asshole would claim it made a profit."

Or are all lending institutions assholes?

I admit that any moron who claims $810 million in interest payments means the program is profitable has never taken an accounting class.
You're avoiding the question.

Did you find the cost of funds yet?
You know, that bit of data that helps determine if loans are profitable or not?
 

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