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/True, one person being turned down for a loan, regardless of race, doesn't mean someone else will get a loan because of their race.So that's it? Nothing? And I'm stupid? Lol
Yes you are. Read what you post. Here let me show you.
When you say that Bob's parents benefited from the banks turning blacks down, your reasoning is that they could own a house that the black people couldn't. I agree, but that's a benefit that they gained from the bank treating them properly. How did the bank treating the black people poorly have anything to do with how they treated Bob's parents? Surely, if the bank had been honestly assessing the ability of black applicants to repay their loans and acting accordingly, that wouldn't have prevented them from doing the same for Bob's parents? If I'm missing something here, I'd honestly like to know.
They got treated properly because they were white. You want excuse racism with the bank assessing something properly but history shows us that assessing t things properly by the banks relative to race doesn't happen. You seem unable to realize this. For example banks wee denying blacks guaranteed government backed loans. The ability to pay the loan was guaranteed by the government. That's what fueled the growth of suburbs and it also provided whites an increase in accumulated wealth they could pass to their children which affects whites today. These are realities you and every other white person here denies.
You seem unable to comprehend the specifics of what you read. I'm not excusing the racism of banks turning down black people based on race, that shit's horrific. What I'm saying is that I don't see how white people at large benefitted from this practice, just as I don't see how white people at large benefit from the incarceration of black people, insofar as that incarceration is unjust or unwarranted. I only see, in these two particular situations, how white people at large have benefited by being treated as individuals with basic human dignity, which doesn't, as far as I know, actually hinge on dehumanizing people who aren't white.
I could very well be wrong about that, and if you've got some reasoning as to how recognizing a white person as an individual with basic human dignity is facilitated by dehumanizing someone who isn't white, I'm open to it, but you've yet to offer it.
And stop with the constant string of assumptions, please. Your prejudices are so thick I almost can't bear to work through them to talk to your angry ass, which is a pretty typical reason why I never seem to get deep enough into this conversation to get straight answers. My pops is Scottish Irish and working class, my mom's Hawaiian Chinese and her family's land got swiped a couple generations back after the take over. I don't have any particular interest in white washing history or reality, just an interest in understanding it accurately, which means not just lumping events together under the general header of white privilege without thoroughly identifying them on a case by case basis. Just because an explanation would kinda fit with the general flow of history does not mean it's the accurate explanation. So please, stop assuming you know who I am and what I believe based on a couple short exchanges. It's insulting to me and it makes you look like a prick.
Seeing ourselves as individuals erases our history and hides the way in which wealth has accumulated over generations and benefits us, as a group, today. Our country was founded on the exploits of slavery (as well as genocide), and racism did not end when slavery ended. Legal exclusion of people of color, in addition to illegal acts of terrorism against them such as lynching, continued all the way through the 1960s. For example, people of color were denied Federal Housing Act (FHA) loans in the 1950s that allowed a generation of whites to attain middle class status through home ownership (Wise, 2005). Home ownership is critical in the U.S. because it is how the “average” person builds and passes down wealth, providing the starting point for the next generation (Yeung & Conley, 2008).
People of color were systematically denied this opportunity and today the average white family has eight times the wealth of the average black or Latino family (Conley, 1999; Federal Reserve Board, 2007). Excluding people of color from mechanisms of society that allow the building of wealth continues today through illegal but common practices such as higher mortgage rates, more difficulty getting loans, real estate agents steering them away from “good” neighborhoods, discrimination in hiring, and unequal school funding (Johnson & Shapiro, 2003; Oliver & Shapiro, 1995). Insisting on Individualism hides the reality of white advantage at every level of our past and present society through superficial and simplistic platitudes such as “I didn't own slaves so I have not benefited from racism.”
Why Can’t We All Just Be Individuals?: Countering the Discourse of Individualism in Anti-racist Education
I agree that black people were denied a lot of things due to their race. What I was saying is that it did not guarantee that a white person would get the loan. Whites were turned down too.
Molly those were government guaranteed loans. If they could not repay the loan, the government did. Whites did not get turned down and as you see today 90 percent of all whites do not get turned down for mortgages. Let's be honest when we talk and quit trying to find so many ways to create a false equivalence in order to male claims of how terrible whites have had it.