The Original Tree
Diamond Member
- Dec 8, 2016
- 41,125
- 17,973
Remember this?
Obama and other Democrats made it sound like there were tens of millions of Americans going uninsured because cruel insurers were refusing to cover them. The Obama administration even put out a report titled
“At Risk: Pre-Existing Conditions Could Affect 1 in 2 Americans: 129 Million Could Be Denied Affordable Coverage Without Health Reform."
It was ludicrously dishonest. Here’s why.
First: prior to Obamacare, the vast majority of Americans with health insurance were already in plans that were required to offer them coverage regardless of pre-existing conditions.
Employer-based plans were required to offer coverage to everyone regardless of pre-existing conditions.
So were Medicare, Medicaid, and other government programs like the VA.
Employer- and government-based plans, prior to Obamacare, represented 90 percent of Americans with health insurance.
The other 10 percent were people buying coverage on their own, on the individual market. In most—but not all—states prior to Obamacare,
people buying coverage on their own could, in theory, be denied coverage for a pre-existing condition.
That gets us to point number two: that in practice, a tiny percentage of Americans were being denied coverage due to a pre-existing condition prior to Obamacare.
We know this in general because surveys consistently indicated that this was the case, and in detail because of an Obamacare program called the
Pre-Existing Condition Insurance Plan, or PCIP.
PCIP was designed to work from the years 2010 to 2014, as a bridge until Obamacare’s insurance regulations took effect.
During those years, Americans could sign up for heavily subsidized coverage under PCIP if they had documented proof that they had been denied coverage by an insurance company and had a pre-existing condition.
Suffice it to say that 129 million people didn’t sign up for the PCIP program. Indeed, not even 129 thousand people signed up for the program.
Enrollment in PCIP peaked in February 2013 at 114,959.
Thanks To Democrats, Pre-Existing Conditions Outweigh The Uninsured In The GOP Obamacare Deal
I'm going to shout now!!! ANOTHER GIGANTIC LIE FROM OBAMA:
"Up to half of all Americans have a pre-existing condition."
Obamacare covered an additional 2% of the Population (THEY WERE FORCED TO BUY INSURANCE) at the cost of 3 Trillion Dollars.