Asclepias
Diamond Member
I don't need credit.
So I purposely made my credit crappy.
Nobody is gonna steal my identity because my credit is crap.
Not true. If someone steals you identity and gets a job with your SSN and does not pay taxes how are you going to prove it was not you when the IRS comes looking for you? Did you hear about the lady in California that had (I believe the number was 19) people using her SSN and not paying taxes.
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