Universal Healthcare - will not work in the US

[TheProgressivePatriot]

Never underestimate the ignorance of the American people. At any rate universal Health Care is only possible if you cover everyone. People with pre-existing conditions will never get covered without it. It's called civilization you GOP people should try it.... Okay you non-Democratic people. You all are in on some portion of the GOP scam brainwash.

"Everyone is covered" is the exact definition of the word "universal health care".

"Universal" implies "everyone".


However, universal health care isn't needed, because a lot of people don't need health care at all or need very little.

And you can still provide it to those who do need it, even if you aren't providing it to those who don't.

The incredible stubbornness of the ignorant chumps of the greedy idiot GOP rich. Unbelievable. Everyone needs a doctor.

My grandfather didn't go to a doctor once between 1908 and 1968.

And you point is what- exactly??

 

[Polishprince]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

 

[Polishprince]

Never underestimate the ignorance of the American people. At any rate universal Health Care is only possible if you cover everyone. People with pre-existing conditions will never get covered without it. It's called civilization you GOP people should try it.... Okay you non-Democratic people. You all are in on some portion of the GOP scam brainwash.

"Everyone is covered" is the exact definition of the word "universal health care".

"Universal" implies "everyone".


However, universal health care isn't needed, because a lot of people don't need health care at all or need very little.

And you can still provide it to those who do need it, even if you aren't providing it to those who don't.

The incredible stubbornness of the ignorant chumps of the greedy idiot GOP rich. Unbelievable. Everyone needs a doctor.

My grandfather didn't go to a doctor once between 1908 and 1968.

And you point is what- exactly??

Some people don't need doctors, often for extended periods of time. They will be losing money if forced to buy insurance.

 

[TheProgressivePatriot]

EVERYONE will have access to affordable insurance. Do you have a problem with that?

"affordable" is a subjective term. Anything is affordable if you prioritize it, and it isn't if your don't. I don't think expensive brands of beer like Heineken are affordable at all, even though there are people a lot worse off than me drinking Heineken every day.

No it's not subjective:

Affordable | Definition of Affordable by Merriam-Webster
https://www.merriam-webster.com/dictionary/affordable
Affordable definition is - able to be afforded : having a cost that is not too high. How to use affordable in a sentence.

If someone must forgo other necessities to get insurance or care it is not affordable. Period.

So you want to force people into shit they do not want, cannot afford and certainly will never benefit from it. Lol

You have a very strange way of interpreting things. "certainly will never benefit from it. "??? What the fuck does that mean?

 

[Polishprince]

EVERYONE will have access to affordable insurance. Do you have a problem with that?

"affordable" is a subjective term. Anything is affordable if you prioritize it, and it isn't if your don't. I don't think expensive brands of beer like Heineken are affordable at all, even though there are people a lot worse off than me drinking Heineken every day.

No it's not subjective:

Affordable | Definition of Affordable by Merriam-Webster
https://www.merriam-webster.com/dictionary/affordable
Affordable definition is - able to be afforded : having a cost that is not too high. How to use affordable in a sentence.

If someone must forgo other necessities to get insurance or care it is not affordable. Period.

So you want to force people into shit they do not want, cannot afford and certainly will never benefit from it. Lol

You have a very strange way of interpreting things. "certainly will never benefit from it. "??? What the fuck does that mean?

A lot of insurance premium money is wasted.

 

[Rustic]

EVERYONE will have access to affordable insurance. Do you have a problem with that?

"affordable" is a subjective term. Anything is affordable if you prioritize it, and it isn't if your don't. I don't think expensive brands of beer like Heineken are affordable at all, even though there are people a lot worse off than me drinking Heineken every day.

No it's not subjective:

Affordable | Definition of Affordable by Merriam-Webster
https://www.merriam-webster.com/dictionary/affordable
Affordable definition is - able to be afforded : having a cost that is not too high. How to use affordable in a sentence.

If someone must forgo other necessities to get insurance or care it is not affordable. Period.

So you want to force people into shit they do not want, cannot afford and certainly will never benefit from it. Lol

You have a very strange way of interpreting things. "certainly will never benefit from it. "??? What the fuck does that mean?

No conservative will ever benefit from a socialist entitlement program... It’s against the laws of physics

 

[Vandalshandle]

Yet just about every other country has that option. Odd. You talk in circles.

What the hell is adverse selection? Anyway there is so much waste in our system it is ridiculous.

"Adverse selection" was the entire reason for my 50 year career in health insurance. In a nutshell, it means that, given the option to decline insurance, the healthy people who do not have claims will opt out, and the chronically ill will remain insured, with the result that the insured population ends up being a group of uninsurable people who will bankrupt the plan. My job, as VP of Underwriting, was to decline groups that were going to cost the insurer more money than they would pay in premium. I promise you that if you worked for Mel's Automotive Repair, and the brake mechanic's wife was waiting for a heart transplant, Mel would never find an insurance company to cover them, until that auto mechanic was no longer employed there. Three cheers for private enterprise!

Why was that employee not insured before the wife needed the transplant? That’s like asking to buy auto insurance after the auto accident occurred. It doesn’t make sense.

It happens all the time. I see it here on the board regularly. Pick any one of the following.

1. The employer only pays for employee coverage. The employee does not elect to cover his wife because she is healthy (until the heart attack)
2. Same thing, but the employee does not cover the wife because she had her own coverage with her employer (until she had her heart attack, and lost her job)
3. The employee just married the wife, and for reasons on his own, did not enroll her during the "open enrollment period" during which 30 day period, she would have been guaranteed issue.
4. The wife was employed and had coverage, but with a lifetime maximum of $1,000,000, so she felt that she did not need secondary coverage, but found out that a heart transplant runs around $1,500,000, or even $3,000,000 if it is a heart, lung transplant.

I could list other reasons. The real issue is that at annual renewal, I am going to raise the premium for the company to a level that they can not afford, so that Mel will cancel our coverage, if wife transplant patient is still eligible. At this point, Mel and all of his employees and dependents are SOL, because small employers are required to have health statements for all applicants. There is a company named Medical Information Bureau that collects health information on anyone in the US. Every time you fill out a health questionnaire, you agree to the fine print that all information may be shared with M.I.B. Insures use this information to see if applicants lied on their health statements. If they did, the insurer rescinds coverage and returns premiums. This is health care in America.

I agree the system is broken but insurance is a critical component. You would not drive without car insurance why would you live without health insurance? Doesn’t make sense.

I know that, and you know that, but a lot of people, especially the young (who think that they are immortal) do not know that, until they have a pre-existing condition, at which point, it is too late. Universal Health insurance on the Medicare model bypasses all that. everyone pays their fair share and everyone is covered. In the meantime, employers no longer have to bear the burden of paying for it, which makes Ford more competitive with Hyundai.

 

[Rustic]

You can’t take something from one person and give to another and expect the first person to benefit from it whatsoever… It’s physically impossible

 

[Vandalshandle]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

 

[TheProgressivePatriot]

Never underestimate the ignorance of the American people. At any rate universal Health Care is only possible if you cover everyone. People with pre-existing conditions will never get covered without it. It's called civilization you GOP people should try it.... Okay you non-Democratic people. You all are in on some portion of the GOP scam brainwash.

"Everyone is covered" is the exact definition of the word "universal health care".

"Universal" implies "everyone".


However, universal health care isn't needed, because a lot of people don't need health care at all or need very little.

And you can still provide it to those who do need it, even if you aren't providing it to those who don't.

The incredible stubbornness of the ignorant chumps of the greedy idiot GOP rich. Unbelievable. Everyone needs a doctor.

My grandfather didn't go to a doctor once between 1908 and 1968.

And you point is what- exactly??

Some people don't need doctors, often for extended periods of time. They will be losing money if forced to buy insurance.

Until they need the insurance. That's how it works, Obviously you don't understand the concept of insurance, or you are just being oppositional because that all that you know how to do.

 

[Cellblock2429]

So just because they are wrong we should be wrong too? I agree our system is broken but I dont want to pay more so that people who make poor lifestyle choices get their dose of meds and treatment.

the main reason you pay too much is because insurance companies gouge everyone along with Hospital doctors drugmakers. What a scam. Everyone else pays about half what we do and they live longer. You are such an independent thinker you are an idiot. Perfect GOP voter LOL

I am Unenrolled. I will Happily vote for Tulsi Gabbard. I was polite but since you became an asshole here it goes. We live a little less because we are the fattest country, we drive the most miles and we have a prevalent drug culture. You need to get your head out of your fat, parasitic ass. You called me a GOP sycophant like 1000x. Does that make your uneducated ass feel better? You need to check yourself because you’re making a fool out of yourself yet again. Tell me, is Tulsi Gabbard a Republican? You waste of space, parasite.

I am happily retired and Tulsi is a dupe to some extent. Nothing has ever been proved against Hillary, it's just garbage propaganda 25 years of it.

If you don't vote Democratic, you are misinformed by the GOP propaganda machine directly or indirectly and so is she. You don't have to be a traitor to be a Russian asset. All you have to do is run against the Democratic candidate. At this point. What a gigantic mess your GOP misinformation have produced. The Big Orange conman for one thing. The obstruction and sabotage of fair capitalism for 30 to 35 years now....

You’re happily an asshole. “My GOP”? Until you learn to read, conversing with you is pointless. HRC is a corrupt loser. The fact that you cannot see that is mind boggling.

Your GOP misinformation, brainwashed functional moron. No matter how you got it. I caramba. So you believe in guilty until proven innocent? So you are in the Lynch mob.

/——-/ “So you believe in guilty until proven innocent? ”
You must have been really pizzed at the Kavanaugh hearings. Dems proclaimed him guilty the minute he was nominated.

 

[Cellblock2429]

Never underestimate the ignorance of the American people. At any rate universal Health Care is only possible if you cover everyone. People with pre-existing conditions will never get covered without it. It's called civilization you GOP people should try it.... Okay you non-Democratic people. You all are in on some portion of the GOP scam brainwash.

"Everyone is covered" is the exact definition of the word "universal health care".

"Universal" implies "everyone".


However, universal health care isn't needed, because a lot of people don't need health care at all or need very little.

And you can still provide it to those who do need it, even if you aren't providing it to those who don't.

The incredible stubbornness of the ignorant chumps of the greedy idiot GOP rich. Unbelievable. Everyone needs a doctor.

My grandfather didn't go to a doctor once between 1908 and 1968.

/——-/ Same with my grandfather 1886 to 1965

 

[Polishprince]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

 

[TheProgressivePatriot]

You can’t take something from one person and give to another and expect the first person to benefit from it whatsoever… It’s physically impossible

I'll tell you what? Lets make a deal. You can be exempt from carrying insurance as long as you sign a pledge. That pledge will say that if you get sick or have an accident, and you can't afford to pay the entire cost of your care, that you will not go to an ER and seek treatment at the expense of the rest of us. Rather, you will crawl under a rock and die. And make sure it is in a remote location where we don't have to smell your rotting corps.

Alternately, you can pledge that if you do receive care that you can't pay for, you will not file for bankruptcy and screw your creditors but will instead sell your home, your car , your jewelry and the shirt off your back. Fair enough??

I will add that that little crack about taking something from one person and give to another and expecting the first person to benefit from it is just more of your inane equine excrement. When people are well we all benefit. When people are sick because they cant afford care they go from being productive tax payers to being a drain on the system and we all loose.

 

[TheProgressivePatriot]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

Along those same lines, why would a sane person want to pay for your psychiatric care?

 

[Vandalshandle]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

I would have no problem with you having no insurance at all, if it wasn't for the fact that by law, a hospital ER must treat you for free if you don't have the money, and then cost shift it to my insurer, who will then raise my rates.

 

[BrokeLoser]

You can’t take something from one person and give to another and expect the first person to benefit from it whatsoever… It’s physically impossible

I'll tell you what? Lets make a deal. You can be exempt from carrying insurance as long as you sign a pledge. That pledge will say that if you get sick or have an accident, and you can't afford to pay the entire cost of your care, that you will not go to an ER and seek treatment at the expense of the rest of us. Rather, you will crawl under a rock and die. And make sure it is in a remote location where we don't have to smell your rotting corps.

Alternately, you can pledge that if you do receive care that you can't pay for, you will not file for bankruptcy and screw your creditors but will instead sell your home, your car , your jewelry and the shirt off your back. Fair enough??

I will add that that little crack about taking something from one person and give to another and expecting the first person to benefit from it is just more of your inane equine excrement. When people are well we all benefit. When people are sick because they cant afford care they go from being productive tax payers to being a drain on the system and we all loose.

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

I would have no problem with you having no insurance at all, if it wasn't for the fact that by law, a hospital ER must treat you for free if you don't have the money, and then cost shift it to my insurer, who will then raise my rates.

Let me ask you this traitors...are your pet humans, your wetbacks exempt from the mandate?
Don’t be scared, don’t pretend you didn’t see this, your turn.

 

[sparky]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

I would have no problem with you having no insurance at all, if it wasn't for the fact that by law, a hospital ER must treat you for free if you don't have the money, and then cost shift it to my insurer, who will then raise my rates.

and the dif betwixt paying the insurance cabal, and a gub'mit run by it is what....?

~S~

 

[francoHFW]

Never underestimate the ignorance of the American people. At any rate universal Health Care is only possible if you cover everyone. People with pre-existing conditions will never get covered without it. It's called civilization you GOP people should try it.... Okay you non-Democratic people. You all are in on some portion of the GOP scam brainwash.

"Everyone is covered" is the exact definition of the word "universal health care".

"Universal" implies "everyone".


However, universal health care isn't needed, because a lot of people don't need health care at all or need very little.

And you can still provide it to those who do need it, even if you aren't providing it to those who don't.

The incredible stubbornness of the ignorant chumps of the greedy idiot GOP rich. Unbelievable. Everyone needs a doctor.

My grandfather didn't go to a doctor once between 1908 and 1968.

I did not have insurance until age 53. Means not a damn thing. we should have we should be civilized instead of run into the ground by a bunch of greedy idiot lying propagandizing GOP billionaires oh, super duper.

 

[francoHFW]

And here we have the exact example of what I am talking about in post 383. Another person who 'does not need insurance", at least until the congestive heart failure kicks in.

Since greedy insurance companies can no longer turn you down just because you have heart failure, how is that a "problem"?

Maybe for the greedy insurance billionaire, but certainly not for the people.

You mean that they can not turn you down because of ACA? Well, now, Trump has been dismantling that for years. As for "greedy insurance companies", how do you characterize people who never pay for insurance until they have a half million dollar claim, and then demand that the insurer pays for it?

The real problem is that the ACA makes people (or made, since the Individual Mandate was determined to be illegal and unconstitutional), people buy policy riders for things they don't need.

I'm satisfied with my gender, I don't need coverage for sex changes. If I ever change my mind on that, I have no problem with paying the quack myself. Ditto with pregnancy and child birth. Even if I did have a sex change, I couldn't give birth because I am a man- this is coverage I would not need and should not pay for. On the same point, my mother is 88 and doesn't have any teeth. Why would anyone ask her to buy coverage for pediatric dentistry or prostrate surgery?

I would have no problem with you having no insurance at all, if it wasn't for the fact that by law, a hospital ER must treat you for free if you don't have the money, and then cost shift it to my insurer, who will then raise my rates.

and the dif betwixt paying the insurance cabal, and a gub'mit run by it is what....?

~S~

As good as the government regulation is. And the government is not running this, it is only regulating it and setting up competition. But there is nowhere near enough regulation on costs yet. Thanks to you stupid dupes. LOL