by Healthcare Blue Book
The cost of an appendectomy, average, where I used to live.
$9,929
The bulk of the price is a 4-day admission...probably on a med/surg floor. Pretty minor surgery.
by Healthcare Blue Book
Coronary Artery Bypass Grafting
$56,227
If you think it's a wise choice to walk around without insurance, I hope that you have plenty of savings. This isn't counting the additional costs such as follow-up and so on that you will encounter.
If you're over 50 and you don't have health insurance (by choice), and you have a cardiac history in your family. You'd better start saving.
The predominant insurance model we've been saddled with is not viable. It's fundamentally irrational to think that you can pay a low monthly fee and have all your health care expenses magically taken care of. This delusion is killing us.
The fact of the matter is, insurance is a bad deal. It's a gamble that, for most of us, doesn't pay off. The more you can pay out of pocket, and the less you must use costly insurance, the better. Not only is it a bad investment at a personal level, it's deeply destructive to the health care market.
To fix it, we've got to get it through our heads that we have to pay for health care, just like we pay for everything else. We need to remove all the legal infrastructure propping up the delusion and, if anything, encourage people to have less insurance. Only then will real market pressures come to bear, only then will providers have a genuine incentive to bring down prices and provide cost effective care.
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