Universal Healthcare - will not work in the US

[MeBelle]

I've got news for you. The vast majority of Doctors go into the field for money and job security. Not saying they don't want to help people, but don't be naive. Who would go to school for so long paying so much, finish near the tops of their classes and then make 75k/yr? They could have just as well been nurses.

You have WAY to much faith in government. They should not be in control of everyone's healthcare. That is very dangerous. Don't be so naive.

again- every other country has Single Payer or Universal Health Care.

They spend less
They live longer
Less of their babies die
They don't get their families bankrupted by medical crisis.

The one cure me of this kind of conservative asshole nonsense is when I busted up my knee in 2007, and fought Cigna and my employer for nearly a year to get "elective" surgery to fix the problem.

The doctors and specialists and testing folks got very rich at my expense... It took me years to get out of debt from the parts Cigna wouldn't cover.

"WAAAAAHHHH, I'm only going to make low six figures!" Too Fucking Bad.

links Joe, or this whole post is your usual bs.

tia

 

[MeBelle]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

No.

What if these policies were 'just right' for my family?

 

[RealDave]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

 

[Dragonlady]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

One of the large law firms (800 staffers) I worked for "self-insured". The firm paid an amount equal to the costs of the premiums paid to Manulife into an trust fund, and had employees submit claims for their expenses. The firm purchased "catastrophic coverage" from Manulife and contracted with them to process employee claims from the fund. They said that they saved more than $100,000 per year using this method. We had a real Cadillac plan with eyeglass coverage, braces and bridges in dental, and no copays on prescriptions.

 

[Polishprince]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

One of the large law firms (800 staffers) I worked for "self-insured". The firm paid an amount equal to the costs of the premiums paid to Manulife into an trust fund, and had employees submit claims for their expenses. The firm purchased "catastrophic coverage" from Manulife and contracted with them to process employee claims from the fund. They said that they saved more than $100,000 per year using this method. We had a real Cadillac plan with eyeglass coverage, braces and bridges in dental, and no copays on prescriptions.

A lot of large employers go with the Self Insured model. I understood a few years ago that government socialists didn't care for the idea and really hoped to get rid of it.

 

[dblack]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

One of the large law firms (800 staffers) I worked for "self-insured". The firm paid an amount equal to the costs of the premiums paid to Manulife into an trust fund, and had employees submit claims for their expenses. The firm purchased "catastrophic coverage" from Manulife and contracted with them to process employee claims from the fund. They said that they saved more than $100,000 per year using this method. We had a real Cadillac plan with eyeglass coverage, braces and bridges in dental, and no copays on prescriptions.

I had something similar with a company back in 2006. Their normal policies were costing them over $600/month per employee, for the cheapest normal group coverage ($1500 deductible). So they went to a catastrophic plan ($5000 deductible) that cost $150/month per employee. They pumped the savings into an HSA for each employee. After working there for a year, your HSA would completely cover the deductible. Moreover, they continued contributing to the HSA. Any money accumulated in the HSA could be rolled over into other tax-exempt accounts, or directly withdrawn (and taxed at that point). It worked great. I could usually negotiate cash discount with doctors, and there was real incentive to stay healthy.

What they did is now illegal.

 

[RealDave]

You want lower cost policies for healthy young people? High deductibles do it.

What was there before the ACA for those who do not get insurance through their employer or some other large group?

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

One of the large law firms (800 staffers) I worked for "self-insured". The firm paid an amount equal to the costs of the premiums paid to Manulife into an trust fund, and had employees submit claims for their expenses. The firm purchased "catastrophic coverage" from Manulife and contracted with them to process employee claims from the fund. They said that they saved more than $100,000 per year using this method. We had a real Cadillac plan with eyeglass coverage, braces and bridges in dental, and no copays on prescriptions.

A lot of large employers go with the Self Insured model. I understood a few years ago that government socialists didn't care for the idea and really hoped to get rid of it.

Lying fuck. If you want to self insure, there is a application to do that in the ACA.

 

[Vandalshandle]

1. Too many people are ingrained with private insurance.
2. Education is not free. Becoming a doctor is expensive, they want to get paid and pay off potential student loans. Working for the Gov't does not do that.
3. Private pay provides better care. Even in Europe, the wealthy go that route.
4. Most logical people (on both sides of the aisle) agree with #1 and #2 and #3.

Candidates Who Attacked Warren Over 'Medicare For All' Draw Massive Fundraising Boost

 

[Polishprince]

There were lots of high-deductible, low-cost insurance plans. I had one. Most of them are no longer offered because they don't meet the coverage requirements of ACA.

Which means that these policies are useless for families. You wasted your money.

Buying a high deductible policy is basically the same as those catastrophic coverage plans.

One of the large law firms (800 staffers) I worked for "self-insured". The firm paid an amount equal to the costs of the premiums paid to Manulife into an trust fund, and had employees submit claims for their expenses. The firm purchased "catastrophic coverage" from Manulife and contracted with them to process employee claims from the fund. They said that they saved more than $100,000 per year using this method. We had a real Cadillac plan with eyeglass coverage, braces and bridges in dental, and no copays on prescriptions.

A lot of large employers go with the Self Insured model. I understood a few years ago that government socialists didn't care for the idea and really hoped to get rid of it.

Lying fuck. If you want to self insure, there is a application to do that in the ACA.

I didn't say it wasn't legal now, just that Libs don't like it.

And states like California and New York, want to highly restrict it, as it takes people out of the "pool". Self insured plans are great as they reduce costs as well as mandates..

Self-insurance and Small Business | NFIB

 

[AzogtheDefiler]

1. Too many people are ingrained with private insurance.
2. Education is not free. Becoming a doctor is expensive, they want to get paid and pay off potential student loans. Working for the Gov't does not do that.
3. Private pay provides better care. Even in Europe, the wealthy go that route.
4. Most logical people (on both sides of the aisle) agree with #1 and #2 and #3.

Candidates Who Attacked Warren Over 'Medicare For All' Draw Massive Fundraising Boost

You have the intellect and maturity of a 6-yr old

 

[Vandalshandle]

1. Too many people are ingrained with private insurance.
2. Education is not free. Becoming a doctor is expensive, they want to get paid and pay off potential student loans. Working for the Gov't does not do that.
3. Private pay provides better care. Even in Europe, the wealthy go that route.
4. Most logical people (on both sides of the aisle) agree with #1 and #2 and #3.

Candidates Who Attacked Warren Over 'Medicare For All' Draw Massive Fundraising Boost

You have the intellect and maturity of a 6-yr old

So, you have, in your maturity, decided that this thread is about me....

 

[JoeB131]

I should send you some photos of homes near me so you can see just how third world it is. Weird to with alll the CEO's and other execs. choosse to build/buy homes here for several million.

I'm sure that you could shoe me mansions in the third world, too.

 

[JoeB131]

Nah - that's your hysterical fantasy. The sky won't fall if government stops funneling money to the insurance industry.

No one said the sky would fall.

What would happen... companies would stop offering insurance... insurance companies would stop insuring old and sick people... and you'd have socialized medicine in a few years.

Still waiting for you to tell me that you are willing to die once your expenses exceed your ability to pay them, like a good little Libertarian.

 

[Markle]

What would happen... companies would stop offering insurance... insurance companies would stop insuring old and sick people... and you'd have socialized medicine in a few years.

That's just silly and makes no economic sense.

Taxpayer money doesn't flow into auto insurance and yet, it thrives. How can that be?

You have yet to explain why you believe that it is a grand idea to destroy the greatest health care system in the world. Why?

 

[Markle]

I'm sure that you could shoe me mansions in the third world, too.

What makes you take pride in ridiculing people who have fewer material things than you? Most of them have more pride, personal responsibility, and character in their pinky toe than you have ever known.

You must be so proud. Keep up the good work.

 

[JoeB131]

That's just silly and makes no economic sense.

Taxpayer money doesn't flow into auto insurance and yet, it thrives. How can that be?

You have yet to explain why you believe that it is a grand idea to destroy the greatest health care system in the world. Why?

We don't have a great system if 25% the population can't access it.

Auto insurance ONLY works because the government mandates everyone carry it if they operate a car.

 

[JoeB131]

What makes you take pride in ridiculing people who have fewer material things than you? Most of them have more pride, personal responsibility, and character in their pinky toe than you have ever known.

You must be so proud. Keep up the good work.

I ridicule them because they are stupid. It's not that they have less.. it's that they are fine with having less as long as they have more than the Darkies...

 

[Markle]

1. Too many people are ingrained with private insurance.
2. Education is not free. Becoming a doctor is expensive, they want to get paid and pay off potential student loans. Working for the Gov't does not do that.
3. Private pay provides better care. Even in Europe, the wealthy go that route.
4. Most logical people (on both sides of the aisle) agree with #1 and #2 and #3.

Candidates Who Attacked Warren Over 'Medicare For All' Draw Massive Fundraising Boost

Good to see you have learned your lesson and are no longer plagiarizing others' work and no longer trying to use words you have no clue as to how to use or what they mean. Keep up the good work!

Curious though is why you would run up a "BS" flag when everything posted by AzogtheDefiler is 100% true. Ohhhhh...got it! You concede that he is right and all you have is a childish insult. You're so much fun!

 

[Markle]

What makes you take pride in ridiculing people who have fewer material things than you? Most of them have more pride, personal responsibility, and character in their pinky toe than you have ever known.

You must be so proud. Keep up the good work.

I ridicule them because they are stupid. It's not that they have less.. it's that they are fine with having less as long as they have more than the Darkies...

I bet you don't believe that this applies to you!

 

[Markle]

We don't have a great system if 25% the population can't access it.

Auto insurance ONLY works because the government mandates everyone carry it if they operate a car.

Gosh, I guess if I were you, I wouldn't care about my credibility insofar as I already had NONE. You seldom, if ever, post a reliable source or working link so allow me to help you.

Number of Americans without health insurance jumped by more than 3 million under Trump
PUBLISHED TUE, JAN 16 201811:37 AM EST UPDATED TUE, JAN 16 201812:28 PM EST
[...]
A total of 12.2 percent of all adults now lack health insurance
[...]
Number of Americans without health insurance jumped by more than 3 million under Trump

Less than half your foolish claim. These are also folks who do not want health insurance.

As you know too, government mandates that we have liability insurance on our cars. Lenders require other types of insurance, just as they do when you give the bank a mortgage.