maybe these 'federal' workers and others will smarten up and start living within their means . Plus they should put away some money for future catastrophe and i advise easily accessed cash under the mattress or in a sock plus always use cash when a person spends money . I learned that from my Parents who raised , fed and took care of 5 kids and we lived pretty good in a very desirable area of the USA with full bellies and this way of living was attained by my DAD the single wage earner plus we kids all had good teeth and health . My Parents learned how to run THEIR economy from my Grandparents who also had one wage earner named Grandpa in the family of 3 kids and my Grandmother .