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Guess you can just get it on your own then...or change the rules for the exchange.You people do realize that you don't have to sigh up for Medicare when your time comes?
Hey, there ya go. Good cost saving measure! Republicans should absolutely NOT sign up for Medicare and should keep paying out of pocket for their healthcare. They can get one of those cheap, no coverage, low cap, high deductible plans that they favor so much.
Dumbass, when you become Medicare Eligible the ACA no longer accepts you
Called Medical Loss Ratio... and it has been a state regulation that premiums to be charged have to be justified IF 80% or more has been paid in claims.Maybe I should make the distinction simpler.
States' insurance regulations require Private for profit health care insurance HAVE to make a profit to create "reserves" to pay future claims.
Medicare has no reserves for future claims.
By law 80 cents of every dollar in premium collected must go toward claims. So by law Private Companies have to do it all on a 20 cent "profit".
Conservatives have been predicting the demise of Medicare for decades2018 Medicare Trustee Report...page 7
The estimated depletion date for the HI trust fund is 2026, 3 years earlier than in last year’s report.
As in past years, the Trustees have determined that the fund is not adequately financed over the next 10 years.
https://www.cms.gov/Research-Statis...eports/ReportsTrustFunds/Downloads/TR2018.pdf
So this means there are no reserves. It will be depleted in 6 years.
BUT private health insurance have to BY states' laws where they companies want to sell their health insurance MUST have RESERVES to pay future claims.
In the United States and most developed nations, regulators impose required statutory capital reserve ratios on insurance companies to conduct business. There may be large differences in the nature and definition of acceptable reserves, which can make it tricky for companies, and their shareholders, that operate in multiple jurisdictions.
Most reserve requirements are established at the state level. Standard levels include 8% to 12% of the insurer's total revenue, but the actual amount needed varies depending on the types of risk a company currently assumes.
What level of reserve ratios is typical for an insurance company to protect against large losses?
So those people mouthing "Medicare for All" means that 1,400 private health insurance companies that employ over 500,000 people and pay over $100 billion a year in taxes would be no longer in business.
Has that cost i.e. these insurance companies going out of business AND their reserves for future claims...are these claims going to be paid by Medicare for All?
As it is with most ideas spouted by people who are economically challenged they do not understand
the elementary aspects of arithmetic! If "Medicare for All" replaces private health insurance this would throw American industries including health insurance companies completely for a loss.
Finally... remember when Obama said.."46 million Americans are uninsured and over half of all Americans have pre-existing conditions"?
Both are lies.
View attachment 297094
The Medicare / Medicare Supplement / Medicare Advantage system is very popular and efficient, because it includes an excellent blend of public foundation and free market competition & innovation. It could be easily scaled up, with a few tweaks, for all.
The right wingers can't support it because they're told not to, and the left wingers are LYING to the voters, calling Single Payer "Medicare for All".
As usual, the wings are slowing down progress and causing harm.
.
Wrong. "Free for everyone" would be Single Payer, and I'm strongly against that.The Medicare / Medicare Supplement / Medicare Advantage system is very popular and efficient, because it includes an excellent blend of public foundation and free market competition & innovation. It could be easily scaled up, with a few tweaks, for all.
The right wingers can't support it because they're told not to, and the left wingers are LYING to the voters, calling Single Payer "Medicare for All".
As usual, the wings are slowing down progress and causing harm.
.
What a shock, "Medicare / Medicare Supplement / Medicare Advantage is popular and efficient" all we need to do is "tweak" it. WTF, fricken liberal wants to "tweak" it until it's not popular and efficient, but free for everyone...fricken idiot.
I offered a brief explanation above.I would need the details before I believed that.The right wingers can't support it because they're told not
I saw it's effects first hand when it was needed for SERIOUS medical problems. It failed miserably when my family needed it the most.
So, yeah.....fuck off with that nonsense.
.
The system only allowed an in home nurse visit 3 days a week when she was released after open heart surgery. We begged for more assistance but ultimately were forced to put her in a home with a TERRIBLE quality of life.
And that was just one asinine decision that expedited her death.
Wrong. "Free for everyone" would be Single Payer, and I'm strongly against that.The Medicare / Medicare Supplement / Medicare Advantage system is very popular and efficient, because it includes an excellent blend of public foundation and free market competition & innovation. It could be easily scaled up, with a few tweaks, for all.
The right wingers can't support it because they're told not to, and the left wingers are LYING to the voters, calling Single Payer "Medicare for All".
As usual, the wings are slowing down progress and causing harm.
.
What a shock, "Medicare / Medicare Supplement / Medicare Advantage is popular and efficient" all we need to do is "tweak" it. WTF, fricken liberal wants to "tweak" it until it's not popular and efficient, but free for everyone...fricken idiot.
You simply don't know what you're talking about.
Another Trumpster attack based on abject ignorance and childish arrogance.
.
Anyone have a better idea of how we should insure people who are 65 and older?
Correct, it isn't.Wrong. "Free for everyone" would be Single Payer, and I'm strongly against that.The Medicare / Medicare Supplement / Medicare Advantage system is very popular and efficient, because it includes an excellent blend of public foundation and free market competition & innovation. It could be easily scaled up, with a few tweaks, for all.
The right wingers can't support it because they're told not to, and the left wingers are LYING to the voters, calling Single Payer "Medicare for All".
As usual, the wings are slowing down progress and causing harm.
.
What a shock, "Medicare / Medicare Supplement / Medicare Advantage is popular and efficient" all we need to do is "tweak" it. WTF, fricken liberal wants to "tweak" it until it's not popular and efficient, but free for everyone...fricken idiot.
You simply don't know what you're talking about.
Another Trumpster attack based on abject ignorance and childish arrogance.
.
I see, so Medicare for all is NOT single payer....idiot.
2018 Medicare Trustee Report...page 7
The estimated depletion date for the HI trust fund is 2026, 3 years earlier than in last year’s report.
As in past years, the Trustees have determined that the fund is not adequately financed over the next 10 years.
https://www.cms.gov/Research-Statis...eports/ReportsTrustFunds/Downloads/TR2018.pdf
So this means there are no reserves. It will be depleted in 6 years.
BUT private health insurance have to BY states' laws where they companies want to sell their health insurance MUST have RESERVES to pay future claims.
In the United States and most developed nations, regulators impose required statutory capital reserve ratios on insurance companies to conduct business. There may be large differences in the nature and definition of acceptable reserves, which can make it tricky for companies, and their shareholders, that operate in multiple jurisdictions.
Most reserve requirements are established at the state level. Standard levels include 8% to 12% of the insurer's total revenue, but the actual amount needed varies depending on the types of risk a company currently assumes.
What level of reserve ratios is typical for an insurance company to protect against large losses?
So those people mouthing "Medicare for All" means that 1,400 private health insurance companies that employ over 500,000 people and pay over $100 billion a year in taxes would be no longer in business.
Has that cost i.e. these insurance companies going out of business AND their reserves for future claims...are these claims going to be paid by Medicare for All?
As it is with most ideas spouted by people who are economically challenged they do not understand
the elementary aspects of arithmetic! If "Medicare for All" replaces private health insurance this would throw American industries including health insurance companies completely for a loss.
Finally... remember when Obama said.."46 million Americans are uninsured and over half of all Americans have pre-existing conditions"?
Both are lies.
View attachment 297094
Because I was fresh out of prison and struggling to take care of my kids and wife.I offered a brief explanation above.I would need the details before I believed that.The right wingers can't support it because they're told not
I saw it's effects first hand when it was needed for SERIOUS medical problems. It failed miserably when my family needed it the most.
So, yeah.....fuck off with that nonsense.
.
The system only allowed an in home nurse visit 3 days a week when she was released after open heart surgery. We begged for more assistance but ultimately were forced to put her in a home with a TERRIBLE quality of life.
And that was just one asinine decision that expedited her death.
So why didn't you pay for a private plan that covered that...oh, right, because private insurance does the same thing.
And yes she had a supplemental plan. Even with that her out of pocket just for scripts was over 600 a month for what she could afford to buy.
If government insurance was so good she wouldn't have needed a supplemental
The right wingers can't support it because they're told not
I saw it's effects first hand when it was needed for SERIOUS medical problems. It failed miserably when my family needed it the most.
So, yeah.....fuck off with that nonsense.
And I've seen first hand the same thing with private insurance...in fact I guarantee there are many more stories about private insurance denying care far more frequently than Medicare or Medicaid. So, fuck off with your "oh, but I have a personal story" bullshit.
REALLY??
How about I say FO with your personal story bullshit?
PROVE me wrong.
In other words, YOU ARE LYING....
/end of Seawytch FAKE rant
As it is with most ideas spouted by people who are economically challenged they do not understand
the elementary aspects of arithmetic! If "Medicare for All" replaces private health insurance this would throw American industries including health insurance companies completely for a loss.
The right wingers can't support it because they're told not
I saw it's effects first hand when it was needed for SERIOUS medical problems. It failed miserably when my family needed it the most.
So, yeah.....fuck off with that nonsense.
And I've seen first hand the same thing with private insurance...in fact I guarantee there are many more stories about private insurance denying care far more frequently than Medicare or Medicaid. So, fuck off with your "oh, but I have a personal story" bullshit.
REALLY??
How about I say FO with your personal story bullshit?
PROVE me wrong.
In other words, YOU ARE LYING....
/end of Seawytch FAKE rant
Study: U.S. health care denials on rise
Fortunately for you, the ACA expanded mental health coverage.
One difference between private insurance and Medicare - my doctor can not take anymore Medicare patients because he’d go out of business. Medicare does not pay the full cost to providers.
Better than your employer having control of your insurance. Better than being tied to a job because you don’t want to lose your insurance.As it is with most ideas spouted by people who are economically challenged they do not understand
the elementary aspects of arithmetic! If "Medicare for All" replaces private health insurance this would throw American industries including health insurance companies completely for a loss.
Oh bullshit. Medicare just farms its "services" out to private insurance companies anyway. Medicare for All would just change their business model, from contracting with employers to contracting with government.
Don't get me wrong, I'm radically opposed to Welfare for All. It's just that your reasons aren't compelling. It wouldn't decimate the insurance industry. Some insurance companies will get screwed, but the major players will adapt and make a killing.
Medicare for All is wrong because it gives government too much control of health insurance.
Correct, it isn't.Wrong. "Free for everyone" would be Single Payer, and I'm strongly against that.The Medicare / Medicare Supplement / Medicare Advantage system is very popular and efficient, because it includes an excellent blend of public foundation and free market competition & innovation. It could be easily scaled up, with a few tweaks, for all.
The right wingers can't support it because they're told not to, and the left wingers are LYING to the voters, calling Single Payer "Medicare for All".
As usual, the wings are slowing down progress and causing harm.
.
What a shock, "Medicare / Medicare Supplement / Medicare Advantage is popular and efficient" all we need to do is "tweak" it. WTF, fricken liberal wants to "tweak" it until it's not popular and efficient, but free for everyone...fricken idiot.
You simply don't know what you're talking about.
Another Trumpster attack based on abject ignorance and childish arrogance.
.
I see, so Medicare for all is NOT single payer....idiot.
Maybe you should educate yourself on the Medicare / Medicare Supplement / Medicare Advantage system.
Or just wallow in your hate and ignorance, whatever works.
.
