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Turns Out Obamacare Premiums Aren't More Expensive After All

what the fuck are you talking about you jackass

i have posted two obamacare plans that do not pay a dime until

the deducible has been met
you know, you calle me brain dead... then you called me a jack ass ... in all of my post, l clearly said you don't have to pay your deductible first to go a see a doctor, where brain dead, jack ass you, said they did... I said you don't have to pay for your deductible first to get your meds .... then brain dead, jack ass you, say what the fuck are you talking about Jack ass??? really ??? you can't see ,the difference ??? who is the braid dead jack ass here, I would clearly say it is you ...cause you can't seem to remember what your posted... you said you have to pay for your deductible first to go and see your doctor, I said that was a lie ... you said you have to pay your deductible first to get your meds paid for, I said that was a lie ...if anyone is brain dead, jack ass, here that would be fucking you ...:lol::lol::lol:

you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

Billy has you red handed but hafta say, you have changed this from what you said earlier.

Make up your mind.
 
you know, you calle me brain dead... then you called me a jack ass ... in all of my post, l clearly said you don't have to pay your deductible first to go a see a doctor, where brain dead, jack ass you, said they did... I said you don't have to pay for your deductible first to get your meds .... then brain dead, jack ass you, say what the fuck are you talking about Jack ass??? really ??? you can't see ,the difference ??? who is the braid dead jack ass here, I would clearly say it is you ...cause you can't seem to remember what your posted... you said you have to pay for your deductible first to go and see your doctor, I said that was a lie ... you said you have to pay your deductible first to get your meds paid for, I said that was a lie ...if anyone is brain dead, jack ass, here that would be fucking you ...:lol::lol::lol:

you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met .... (BR) you pay a co-pay and noting concerning your deductible R)

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

that's what you fucking said ... you said that you had to pay your doctor first if the deductible isn't met...you pulled 2 plans that said you didn't pay for doctor visits first before your deductible is met... now whose the one who is distorting the post ... jesus read what you wrote... I put the damn thing in big letters ... now your saying you don't have to pay the deductible first to see your doctor or pay your deductible first to get your meds??? when you said they did... talk about being brain dead...


i never said either


this is straight from a silver plan

deductible

The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services

Avera MyPlan $1,500 / 30% Coinsurance - 2014 South Dakota Individual Health Insurance PPO Plan from Avera Health Plans

the plan does not pay a dime for services until the deductible is met
 
you know, you calle me brain dead... then you called me a jack ass ... in all of my post, l clearly said you don't have to pay your deductible first to go a see a doctor, where brain dead, jack ass you, said they did... I said you don't have to pay for your deductible first to get your meds .... then brain dead, jack ass you, say what the fuck are you talking about Jack ass??? really ??? you can't see ,the difference ??? who is the braid dead jack ass here, I would clearly say it is you ...cause you can't seem to remember what your posted... you said you have to pay for your deductible first to go and see your doctor, I said that was a lie ... you said you have to pay your deductible first to get your meds paid for, I said that was a lie ...if anyone is brain dead, jack ass, here that would be fucking you ...:lol::lol::lol:

you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

Billy has you red handed but hafta say, you have changed this from what you said earlier.

Make up your mind.

billy is incorrect
 
what the fuck are you talking about you jackass

i have posted two obamacare plans that do not pay a dime until

the deducible has been met
you know, you calle me brain dead... then you called me a jack ass ... in all of my post, l clearly said you don't have to pay your deductible first to go a see a doctor, where brain dead, jack ass you, said they did... I said you don't have to pay for your deductible first to get your meds .... then brain dead, jack ass you, say what the fuck are you talking about Jack ass??? really ??? you can't see ,the difference ??? who is the braid dead jack ass here, I would clearly say it is you ...cause you can't seem to remember what your posted... you said you have to pay for your deductible first to go and see your doctor, I said that was a lie ... you said you have to pay your deductible first to get your meds paid for, I said that was a lie ...if anyone is brain dead, jack ass, here that would be fucking you ...:lol::lol::lol:

you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

you have no Idea what you're talking about ... no where in any of the plans does it say you have to pay your deductible for a doctor visit .. no where!!! show us where it says you have to pay the deductible first for a doctor visit
 
hey dick breath... I'm saying it doesn't apply to doctor visit ... both your fucking plans don't apply deductible to doctor visits or meds ... that's what you claimed they did ...I never said, fuck head, that a deductible doesn't get met ... I said it doesn't get met to see a doctor or get meds... pull you head out of your useless ass and neither did any of your plans say you have to pay your deductible first to see a doctor ...

sure show me a third Plan ... that one too will say you don't have to pay your deductible first to see a doctor or get your med ... I love making an bigger and bigger fool of you... you're way too easy... face it you lost this one ... you tried to change direction in the middle of the stream when you realized whay you said ... no insurance policy out there says you have to pay your deductible first to see a doctor or get your drugs paid for ... and you blew it now the tap dancing begins

Orly? You really, REALLY should shut the fuck up and stop proving to everyone that you're such a retard.

Personal Choice PPO Bronze Reserve

PPO Preferred Provider Organization: A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.

Independence Blue Cross
APPLYDETAILS
Monthly premium

$154/mo
One enrollee
Premium before tax credit $474/mo * This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised. we are not talking about this try again

Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services. (BR)we aren't talking about this try and keep up
$6,000/yr


Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,000/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and kerep up

Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible


^ * NOTE: The patient does not have to pay anything AFTER THEY HAVE MET THE DEDUCTIBLE of $6k. The person who has this plan is paying for doctors visits, specialists visits, meds, er visits OUT OF POCKET until they meet the $6K deductible. (BR) we aren't talking about this try and keep up

Keystone HMO Bronze
HMO Health Maintenance Organization: A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care. (BR)we aren't talking about this try and keep up

Independence Blue Cross
APPLYDETAILS
Monthly premium

$166/mo
One enrollee
Premium before tax credit $486/mo
Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.
$6,000/yr (BR)We aren't talking about this try and keep up

Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,350/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and keep up

Primary Doctor: $40
Specialist Doctor: $80
Generic Prescription: $10
ER Visit: No Charge after Deductible

https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000(BR) and finally you have no Idea what we are talking about so shut the fuck up



Poor bill-ye-should-stop-while-ye-has-the-chance. Life is hard. It's harder if you're stupid.
poor, Poor ZOOM ding-a-ling, he should shut the fuck up and stop making a fool of himself...

here's what the moron said ...for him to go to the doctor he has to pay his entire deductible first .... nobody pays their entire deductible first ...nobody !!!! they pay a copay, as I stated before you made a fucking fool of your self Zoom Ding-a-ling ... nobody has to pay their entire deductible first to get their med paid for ... they do pay a copay as I stated before you made a fucking fool of yourself Zoom Ding-a-ling... this is what the conversation is about ...try and keep up you fucking moron ...
 
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you know, you calle me brain dead... then you called me a jack ass ... in all of my post, l clearly said you don't have to pay your deductible first to go a see a doctor, where brain dead, jack ass you, said they did... I said you don't have to pay for your deductible first to get your meds .... then brain dead, jack ass you, say what the fuck are you talking about Jack ass??? really ??? you can't see ,the difference ??? who is the braid dead jack ass here, I would clearly say it is you ...cause you can't seem to remember what your posted... you said you have to pay for your deductible first to go and see your doctor, I said that was a lie ... you said you have to pay your deductible first to get your meds paid for, I said that was a lie ...if anyone is brain dead, jack ass, here that would be fucking you ...:lol::lol::lol:

you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

Billy has you red handed but hafta say, you have changed this from what you said earlier.

Make up your mind.

thats what I was trying to get across ... he first said you have to pay your doctor first until the deductible is met ....then he goes off on a rant about deductible being met ... which had nothing to do with his original post .....then I pointed out in big letters what he said and he still said you have to make your deductible first ... the guy clearly got spanked and couldn't find his way out of it ... then zoom ding-a-ling jumps in face first and got spanked big time... he too though the was going to prove me wrong and his head handed to him they just love to lie about anything obamacare ... its their nature ...
 
you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

Billy has you red handed but hafta say, you have changed this from what you said earlier.

Make up your mind.

billy is incorrect
no, you are correct ... you can't stand the idea that I prove you to be a liar... you said from the get go you have to meet your deductible first to go see your doctor ... I said NO !!!! you don't ... you said you have to meet your deductible first to get your med ... I said NO !!!! you don't ... you can't stand it that you go called on it and caught in a lie
 
Billy has you red handed but hafta say, you have changed this from what you said earlier.

Make up your mind.

billy is incorrect
no, you are correct ... you can't stand the idea that I prove you to be a liar... you said from the get go you have to meet your deductible first to go see your doctor ... I said NO !!!! you don't ... you said you have to meet your deductible first to get your med ... I said NO !!!! you don't ... you can't stand it that you go called on it and caught in a lie

you have to meet your deductible first to go see your doctor

bs billyboy
 
you are a jackass

clearly in the the packages posted the buyer

has to pay in full for office visits and such

until the deductible is met .... (BR) you pay a co-pay and noting concerning your deductible R)

only you would try and distort the post into meaning

that i or anyone else thought the plan did not allow you to see

a doc until the deductible was met

that's what you fucking said ... you said that you had to pay your doctor first if the deductible isn't met...you pulled 2 plans that said you didn't pay for doctor visits first before your deductible is met... now whose the one who is distorting the post ... jesus read what you wrote... I put the damn thing in big letters ... now your saying you don't have to pay the deductible first to see your doctor or pay your deductible first to get your meds??? when you said they did... talk about being brain dead...


i never said either


this is straight from a silver plan

deductible

The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services

(BR)Sorry you said no suck thing ...here's what you said and I will print it in big letter again so everyone can see how you tried to switch in the middle of the road then try to lie your way out of it you said

a kid i know got the obamacares

the other day he went to the doc

expected to see some benefit

what he got was the right to pay full for the office visit

and full price for the meds prescribed

his policy kicks in after the deductible is met


Avera MyPlan $1,500 / 30% Coinsurance - 2014 South Dakota Individual Health Insurance PPO Plan from Avera Health Plans

the plan does not pay a dime for services until the deductible is met
there isn't one plan out their that says you pay your deductible first for the office visit or for the meds prescribed ... you pay your copay for the doctor visit and the same for the meds ..stop your tap dancing here ... deductible is base on surgeries and thing of that sort ... not doctor visit or for your meds... try and stay with what you said.... we aren't talking about surgeries we are talking about doctor visit and meds ... that was you statement that was your lying
 
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that's what you fucking said ... you said that you had to pay your doctor first if the deductible isn't met...you pulled 2 plans that said you didn't pay for doctor visits first before your deductible is met... now whose the one who is distorting the post ... jesus read what you wrote... I put the damn thing in big letters ... now your saying you don't have to pay the deductible first to see your doctor or pay your deductible first to get your meds??? when you said they did... talk about being brain dead...


i never said either


this is straight from a silver plan

deductible

The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services

(BR)Sorry you said no suck thing ...here's what you said and I will print it in big letter again so everyone can see how you tried to switch in the middle of the road then try to lie your way out of it you said

a kid i know got the obamacares

the other day he went to the doc

expected to see some benefit

what he got was the right to pay full for the office visit

and full price for the meds prescribed

his policy kicks in after the deductible is met


Avera MyPlan $1,500 / 30% Coinsurance - 2014 South Dakota Individual Health Insurance PPO Plan from Avera Health Plans

the plan does not pay a dime for services until the deductible is met
there isn't one plan out their that says you pay your deductible first for the office visit or for the meds prescribed ... you poay your copay for the doctor visit and the same for the meds ..stop you tap dancing here ... deductible is base on surgeries and thing of that sort ... not doctor visit or for your meds... try and stay with what you said we aren't talking about surgeries we are talking about doctor visit and meds

there isn't one plan out their that says you pay your deductible first for the office visit or for the meds prescribed .

dont be so stupid paying the office visits out of pocket is how you meet the deductible


you poay your copay for the doctor visit

i assume you meant "pay" for for "poay"

both of the polices one being a silver plan

says right in the deductible of the plan

Deductible
The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.

the co pay does not kick in until the deductible is met

it doesnt get much simpler then that
 
hey dick breath... I'm saying it doesn't apply to doctor visit ... both your fucking plans don't apply deductible to doctor visits or meds ... that's what you claimed they did ...I never said, fuck head, that a deductible doesn't get met ... I said it doesn't get met to see a doctor or get meds... pull you head out of your useless ass and neither did any of your plans say you have to pay your deductible first to see a doctor ...

sure show me a third Plan ... that one too will say you don't have to pay your deductible first to see a doctor or get your med ... I love making an bigger and bigger fool of you... you're way too easy... face it you lost this one ... you tried to change direction in the middle of the stream when you realized whay you said ... no insurance policy out there says you have to pay your deductible first to see a doctor or get your drugs paid for ... and you blew it now the tap dancing begins

Orly? You really, REALLY should shut the fuck up and stop proving to everyone that you're such a retard.

Personal Choice PPO Bronze Reserve

PPO Preferred Provider Organization: A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.

Independence Blue Cross
APPLYDETAILS
Monthly premium

$154/mo
One enrollee
Premium before tax credit $474/mo * This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised. we are not talking about this try again

Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services. (BR)we aren't talking about this try and keep up
$6,000/yr


Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,000/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and kerep up

Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible


^ * NOTE: The patient does not have to pay anything AFTER THEY HAVE MET THE DEDUCTIBLE of $6k. The person who has this plan is paying for doctors visits, specialists visits, meds, er visits OUT OF POCKET until they meet the $6K deductible. (BR) we aren't talking about this try and keep up

Keystone HMO Bronze
HMO Health Maintenance Organization: A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care. (BR)we aren't talking about this try and keep up

Independence Blue Cross
APPLYDETAILS
Monthly premium

$166/mo
One enrollee
Premium before tax credit $486/mo
Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.
$6,000/yr (BR)We aren't talking about this try and keep up

Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,350/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and keep up

Primary Doctor: $40
Specialist Doctor: $80
Generic Prescription: $10
ER Visit: No Charge after Deductible

https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000(BR) and finally you have no Idea what we are talking about so shut the fuck up



Poor bill-ye-should-stop-while-ye-has-the-chance. Life is hard. It's harder if you're stupid.
poor, Poor ZOOM ding-a-ling, he should shut the fuck up and stop making a fool of himself...

here's what the moron said ...for him to go to the doctor he has to pay his entire deductible first .... nobody pays their entire deductible first ...nobody !!!! they pay a copay, as I stated before you made a fucking fool of your self Zoom Ding-a-ling ... nobody has to pay their entire deductible first to get their med paid for ... they do pay a copay as I stated before you made a fucking fool of yourself Zoom Ding-a-ling... this is what the conversation is about ...try and keep up you fucking moron ...

You weren't slapped as a baby you were drop kicked across the room, weren't you?

From the (un)aca link I posted above:

Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible


No charge AFTER deductible.

AFTER deductible.

AFTER DEDUCTIBLE.

This plan requires you MEET THE DEDUCTIBLE of 6K FIRST for primary doc, specialists, rx and er visits BEFORE THE PLAN STARTS PAYING.


:lol: Plain English and you can't even understand it.


$154/mo
One enrollee
Premium before tax credit $474/mo * This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised. we are not talking about this try again

Of course you don't want to talk about this, you can't comprehend that in order for millions to get a subsidy that other people's premiums have skyrocketed in order to pay for the subsidies.

The level of retard in you is simply astounding.

Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible.The deductible may not apply to all services. (BR)we aren't talking about this try and keep up

It's exactly what we're talking about! :lol: My God, you can't even follow your own point! :lol: :lol:

I just showed you a plan that requires you to meet the deductible BEFORE the plan starts covering doc, specialist, rx, er visits. The only difference between that plan and what is posted directly above? The plan I posted has a $6K deductible rather than a $1K deductible. The plan I posted sucks even more!

Please keep posting your inane shit ... we are all enjoying the bellylaughs! :lol:
 
Orly? You really, REALLY should shut the fuck up and stop proving to everyone that you're such a retard.

Personal Choice PPO Bronze Reserve

PPO Preferred Provider Organization: A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care.

Independence Blue Cross
APPLYDETAILS
Monthly premium

$154/mo
One enrollee
Premium before tax credit $474/mo * This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised. we are not talking about this try again

Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services. (BR)we aren't talking about this try and keep up
$6,000/yr


Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,000/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and kerep up

Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible


^ * NOTE: The patient does not have to pay anything AFTER THEY HAVE MET THE DEDUCTIBLE of $6k. The person who has this plan is paying for doctors visits, specialists visits, meds, er visits OUT OF POCKET until they meet the $6K deductible. (BR) we aren't talking about this try and keep up

Keystone HMO Bronze
HMO Health Maintenance Organization: A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness. | Bronze Plans are put into 5 categories. These 5 categories (catastrophic, bronze, silver, gold, and platinum) are based on how you and the plan expect to share the costs for health care. Bronze plans cover 60% of the total average cost of care. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription drugs. It also affects your total out-of-pocket costs - the total amount you'll spend for the year if you need lots of care. (BR)we aren't talking about this try and keep up

Independence Blue Cross
APPLYDETAILS
Monthly premium

$166/mo
One enrollee
Premium before tax credit $486/mo
Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.
$6,000/yr (BR)We aren't talking about this try and keep up

Per individual

Out-of-pocket Maximum Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered. (BR)we aren't talking about this try and keep up
$6,350/yr

Per individual

Copayments/Coinsurance: A copay is a fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered health care service. Coinsurance is your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. You pay coinsurance plus any deductibles you owe. For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you've met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount. (BR)we aren't talking about this try and keep up

Primary Doctor: $40
Specialist Doctor: $80
Generic Prescription: $10
ER Visit: No Charge after Deductible

https://www.healthcare.gov/find-pre...yerCoverage=no&householdSize=1&income=$35,000(BR) and finally you have no Idea what we are talking about so shut the fuck up



Poor bill-ye-should-stop-while-ye-has-the-chance. Life is hard. It's harder if you're stupid.
poor, Poor ZOOM ding-a-ling, he should shut the fuck up and stop making a fool of himself...

here's what the moron said ...for him to go to the doctor he has to pay his entire deductible first .... nobody pays their entire deductible first ...nobody !!!! they pay a copay, as I stated before you made a fucking fool of your self Zoom Ding-a-ling ... nobody has to pay their entire deductible first to get their med paid for ... they do pay a copay as I stated before you made a fucking fool of yourself Zoom Ding-a-ling... this is what the conversation is about ...try and keep up you fucking moron ...

You weren't slapped as a baby you were drop kicked across the room, weren't you?

From the (un)aca link I posted above:

Primary Doctor: No Charge after Deductible
Specialist Doctor: No Charge after Deductible
Generic Prescription: No Charge after Deductible
ER Visit: No Charge after Deductible


No charge AFTER deductible.

AFTER deductible.

AFTER DEDUCTIBLE.

This plan requires you MEET THE DEDUCTIBLE of 6K FIRST for primary doc, specialists, rx and er visits BEFORE THE PLAN STARTS PAYING.


:lol: Plain English and you can't even understand it.


$154/mo
One enrollee
Premium before tax credit $474/mo * This is how much IT REALLY costs. If the patient is only paying $154 then SOMEONE ELSE HAS TO PAY FOR THE REMAINING BALANCE OF THE PLAN. HOW? SOMEONE ELSES premiums get raised. we are not talking about this try again

Of course you don't want to talk about this, you can't comprehend that in order for millions to get a subsidy that other people's premiums have skyrocketed in order to pay for the subsidies.

The level of retard in you is simply astounding.

Deductible The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible.The deductible may not apply to all services. (BR)we aren't talking about this try and keep up

It's exactly what we're talking about! :lol: My God, you can't even follow your own point! :lol: :lol:

I just showed you a plan that requires you to meet the deductible BEFORE the plan starts covering doc, specialist, rx, er visits. The only difference between that plan and what is posted directly above? The plan I posted has a $6K deductible rather than a $1K deductible. The plan I posted sucks even more!

Please keep posting your inane shit ... we are all enjoying the bellylaughs! :lol:

what a yucky plan

What is the overall
deductible?
For participating providers
$6,000 person / $12,000 family.
For non-participating providers
$15,000 person / $30,000
family. Deductible may not apply
to all services. See your cost
information starting on page 2
for specific details.
You must pay all the costs up to the deductible amount before this plan begins to pay
for covered services you use. Check your policy or plan document to see when the
deductible starts over (usually, but not always, January 1st). See the chart starting on
page 2 for how much you pay for covered services after you meet the deductible.

http://www.ibx4you.com/pdfs/ffm/ppo_bronze_reserve.pdf
 
The way the High Deductible Plan work is this.

Ded is 3500......

You go to the Dr....the visit costs 200 bucks...that 200 bucks go toward your ded.....(YOU PAY IT).
He prescribes whatever, it costs 65 bucks...you [ay it, it goes toward your ded.

YOU pay everything until DED is hit, then co-insurance kicks and you andthe insurance company start splitting it at whatever oercentage your paln is until youhit your max out of pocket, then you are done the insurance complany is paying everything at 100% for the rest of the year.

So YES, the POLICY HOLDER pays EVERYTHING until the DEDUCTIBLE is hit in MOST high deductible plans.
 
The way the High Deductible Plan work is this.

Ded is 3500......

You go to the Dr....the visit costs 200 bucks...that 200 bucks go toward your ded.....(YOU PAY IT).
He prescribes whatever, it costs 65 bucks...you [ay it, it goes toward your ded.

YOU pay everything until DED is hit, then co-insurance kicks and you andthe insurance company start splitting it at whatever oercentage your paln is until youhit your max out of pocket, then you are done the insurance complany is paying everything at 100% for the rest of the year.

So YES, the POLICY HOLDER pays EVERYTHING until the DEDUCTIBLE is hit in MOST high deductible plans.
How does resolution of network vs. non-network deductable work or are they totally separate accounts?
 
The way the High Deductible Plan work is this.

Ded is 3500......

You go to the Dr....the visit costs 200 bucks...that 200 bucks go toward your ded.....(YOU PAY IT).
He prescribes whatever, it costs 65 bucks...you [ay it, it goes toward your ded.

YOU pay everything until DED is hit, then co-insurance kicks and you andthe insurance company start splitting it at whatever oercentage your paln is until youhit your max out of pocket, then you are done the insurance complany is paying everything at 100% for the rest of the year.

So YES, the POLICY HOLDER pays EVERYTHING until the DEDUCTIBLE is hit in MOST high deductible plans.

How does resolution of network vs. non-network deductable work or are they totally separate accounts?

It can still double what an individual or a family can owe out of pocket to 12,700 or 25,400.
 
OK, just checking if the two deductibles could be applied one to the other and so far as you know there is some way that is done when the necessary specialist is not in network. I'm cool.
 

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