Freewill
Platinum Member
- Oct 26, 2011
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First of all when we are talking about health insurance companies dropping out, I want to be very clear; employee sponsored group insurance, medicaid, medicare, and other government healthcare is not part of the insurance company drop out. It is the individual healthcare market that is effected. This is where 14% of the people get their insurance.the Democrats need to throw the gaunlet down and pledge to help create something better then what we have. If they don't then ACA is still all them.Bipartisan support for anything is the exception but yes it will probably happen as it has in the past, when each side sees it as necessary and the only alternative.Democrats working with Republicans ain't gonna happen. The democrats won't work with anyone they proved that for 8 years and counting.Very true. McCain has nothing to lose. He doesn't come up for re-election till 2020 and running again seems very unlikely.The two female Senators were a given, I believe it is agreed upon before a vote between a few of them who will vote no to tip the scales and since McCain really has nothing to lose at this point he chose to be the deciding vote or Lindsay talked him into it.
McCain has had unflinching support for the party over the years. Casting the deciding vote to defeat the skinny repeal bill may be the end of voting for the good the party and the beginning of voting for the good of the people. Too bad other Senators don't follow his example.
If you remember McCain's speech when he returned to the Senate a few days ago, he spoke of working with Democrats on the healthcare bill. I think this is exactly what he is hoping will happen now the repeal seems to be dead.
About 35,000 people buying insurance in Affordable Care Act marketplaces in 45 counties could have no carriers to choose from this fall. This would be the first time that has happened since the marketplaces were opened in 2014. Trump is doing everything he can to make sure this happens by threatening to not enforce the individual mandate this year and to withhold payments to insurance companies.
McConnell is counting on this problem bringing enough renegade republicans into the fold to pass some kind of healthcare legislation. If that fails they will turn to democrats. And it that fails, they will have to blame their failure to repeal Obamacare on the democrats even thou they control both houses of congress and the presidency, not a good plan but the only alternative at that point.
Mandates are just a funding issue it doesn't seem to me that is why HC companies are dropping out.
I think a 80/20 healthcare plan like Medicare would work well if EVERYONE, including CONGRESS, the WH and everyone else were enrolled. Think how freeing that would be for companies and employees.
47 counties in the country may have no companies offering individual insurance on the exchanges this fall.
This is an immediate problem that both parties should come together to solve. There are a number causes and both parties bare the responsibility, not just democrats.
Trump's shortening the enrollment period on the exchanges, threatening not to enforce the individual mandate, and threats of withholding payments to insurance companies has created uncertainty as to the viability of the individual insurance market and is certainly responsible for many companies backing out of the exchanges.
Democrats also must share the blame because Obamacare did too much too fast and made one huge mistake. They underestimated the impact on insurers of covering people with pre-existing conditions and over estimated the number of healthy customers that would enter the individual market due to the mandate. This drove costs, premiums, and deductibles up. These are very fixable problems if the two parties would work together.
The 80/20 split on cost is a good idea with a reasonable out of pocket maximum. Medicare has no out of pocket maximum which drives people to buy supplemental policies adding to America's healthcare cost.
The 80/20 split on cost is a good idea with a reasonable out of pocket maximum. Medicare has no out of pocket maximum which drives people to buy supplemental policies adding to America's healthcare cost.
By what I see on the TV companies are very interested in signing up those on medicare. It isn't hard to find a plan that has limits on out of pocket and NO premium, plus they offer freebees such as gym membership. If medicare is so bad for companies I don't see it. Who has the potential for pre-existing condition then those over 65.
It would work, but everyone would have to be enrolled, which is what Obamacare tried to do, they just did it in a bad way.
A plan for EVERYONE like Medicare with companies buying supplemental or advantage plans for their employees if they want to enhance the benefit, seems to me to be the way to go.