Ending health insurance for 13 million to pay for tax cuts for the wealthy?

[debbiedowner]

You have no idea? Are you that dense? Hospital bills are often akin to kings ransoms. Most middle class and probably none of the 43 million poor could afford to pay. One catastrophic illness could destroy all tge life savings or any accumulated wealth
In affected familues. For the poor...insurance premiums are just as much out of reach....so they have no choice but to get free treatment at taxpayer's expense for serious conditions in the ER. The PPACA was designed to make healthcare insurance affordable for the underserved. Most would pay at least something into the system on a pro- rated basis.

/----/ We used to have the option of catastrophic health insurance but Obozo took that away in all his glee.

I know...he gave you full health insurance

The bastard

/----/ The only thing Obzo gave me was indigestion. I pay my own way and earn the money to pay for my family plan. Obozo did take away our specialists and Primary Care. We're were stuck with some Egyptian Doc whose accent was so thick we couldn't understand half of what he said. His office manager had to translate for us. Anyway I have friends who liked to self pay for routine checkups and owned catastrophic policies for costly procedures. Of course all of this is over your puny head.

No obozo didn't take your docs away, either they left the network or were kicked out.

/——/ Kicked out? Obozo said if I liked my doctor I could keep him. So he was lying to get this monstrosity passed.

Then you need to hook up with rustic and the others and take that bus to D.C. oh you all might want to wear those silly pussy hats to be noticed.

 

[RealDave]

What is being run by the government? Not the insurance companies
Not the doctors
Not the hospitals.

The care you get is up to your private doctor.

The ACA is a capitalistic approach.

You Trumpettes love capitalism, right?

The only thing the exchanges do is allow those who typically buy as individuals or small group become part of a larger group.

Let me correct you here: Exchanges for individuals are to see if one qualifies for a subsidy. For small group to receive a tax advantage if the business qualifies. Small groups purchasing on the exchange does not make them part of a larger group or puts them in that category. Again only for a tax advantage. The same group plan of the exchange would cost the exact same premiums.

Let me correct you.

If SHOP (the aspect for small businesses) is not offered in your area, then there are tax credits.

If SHIP is available, you have actual plans offered priced based on the number & age of your employees.

Exchanges are for individuals. If you buy as an individual, you cab save money even if you don'

I apologize, you are getting fucked. Fucked by your insurance company.

As a small business, insurance companies love fucking you over & over.

Did you explore the exchanges? They have a section for small businesses.

Don't blame Obama, I had my insurance premiums for my company go up 340% in 4 years. Well before the ACA.

This was in the ACA if WEkl Dumpster didn't take it out:

"Rate Review
Rate Review helps protect you from unreasonable rate increases. Insurance companies must now publicly explain any rate increase of 10% or more before raising your premium."

Don't let insurance companies fuck you over like this. My wife' insurer sent her a letter with a rate increase trying ti get the lazy to just agree., Don't take no shit.

It's not the insurance company it's the government regulation that are put on the insurance company

I'm going to tell my employees that they have to get their own insurance through the exchanges then I'll reimburse them under Section 105

You can still sign up for SHOP.

I looked in western PA, 5 employees. One 55, 4 at variou ages under 40. A gold plan under $1600 month total.
SHOP health insurance overview

A fucking rip off

You tell the mf's, shit take your sign and march on D.C.

Obama care is a lost cause it only suits fucking progressives

Trumpettes are too stupid to figure it out.

 

[debbiedowner]

Let me correct you here: Exchanges for individuals are to see if one qualifies for a subsidy. For small group to receive a tax advantage if the business qualifies. Small groups purchasing on the exchange does not make them part of a larger group or puts them in that category. Again only for a tax advantage. The same group plan of the exchange would cost the exact same premiums.

Let me correct you.

If SHOP (the aspect for small businesses) is not offered in your area, then there are tax credits.

If SHIP is available, you have actual plans offered priced based on the number & age of your employees.

Exchanges are for individuals. If you buy as an individual, you cab save money even if you don'

It's not the insurance company it's the government regulation that are put on the insurance company

I'm going to tell my employees that they have to get their own insurance through the exchanges then I'll reimburse them under Section 105

You can still sign up for SHOP.

I looked in western PA, 5 employees. One 55, 4 at variou ages under 40. A gold plan under $1600 month total.
SHOP health insurance overview

A fucking rip off

You tell the mf's, shit take your sign and march on D.C.

Obama care is a lost cause it only suits fucking progressives

Trumpettes are too stupid to figure it out.

Apparently, none of their trumptard buddies have the balls to tell them that they receive huge subsidies.

 

[Thinker101]

Na, Insurance is not healthcare, and no one should be forced to pay for other people shit

Who said Insurance is healthcare? Are you stupid or something? And I was right when I said you'd be too dumb to understand that every time an uninsured person goes to he emergency room you're paying for their "shit." If you won't acknowledge that, I see no need to engage you further.

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

Again, forced to pay into a pool is not only a rotten concept it’s unconstitutional

That's how it's worked your entire life, dope.
That's how all insurance works.

Do you have any concept of reality? Obamacare forced us, prior to Obamacare we were not forced.

No one forced you to do anything.

Terrific, another clueless individual.

 

[RealDave]

Not names but rather descriptives.

The ACA is NOT government run healthcare. You buy a policy of YOUR choice from a PRIVATE insurance company to care at a PRIVATE doctor at a PRIVATE institution

'If you don't want to be called a moron, quit posting like one.

Bullshit. Read the Unaffordable Health Care Act and tell me this is not government health care.

What is being run by the government? Not the insurance companies
Not the doctors
Not the hospitals.

The care you get is up to your private doctor.

The ACA is a capitalistic approach.

You Trumpettes love capitalism, right?

The only thing the exchanges do is allow those who typically buy as individuals or small group become part of a larger group.

Let me correct you here: Exchanges for individuals are to see if one qualifies for a subsidy. For small group to receive a tax advantage if the business qualifies. Small groups purchasing on the exchange does not make them part of a larger group or puts them in that category. Again only for a tax advantage. The same group plan of the exchange would cost the exact same premiums.

Let me correct you.

If SHOP (the aspect for small businesses) is not offered in your area, then there are tax credits.

If SHIP is available, you have actual plans offered priced based on the number & age of your employees.

Exchanges are for individuals. If you buy as an individual, you cab save money even if you don'

I want to see it. Premiums going up for the same policy on a person over 45.

I seriously doubt that if the priemums was $1000 last year, it is $1900 this year.

No they were 500 last year and 900 in 2018 for one employee
they were 700 and change for another last year and will be 1300 and change next year for an over 80% increase

I was a little off because I didn't remember the exact numbers buy still there's not much difference between and 80% and 90% increase

the total net change in my premiums will be an 70% increase

And what I didn't tell you is that everyone's deductible is going up and prescriptions will cost more

We've absorbed every increase since Obammy care was shoved down our throats and have been paying 90% of the premiums for everyone but it's just no longer possible to do that.

View attachment 166199

I apologize, you are getting fucked. Fucked by your insurance company.

As a small business, insurance companies love fucking you over & over.

Did you explore the exchanges? They have a section for small businesses.

Don't blame Obama, I had my insurance premiums for my company go up 340% in 4 years. Well before the ACA.

This was in the ACA if WEkl Dumpster didn't take it out:

"Rate Review
Rate Review helps protect you from unreasonable rate increases. Insurance companies must now publicly explain any rate increase of 10% or more before raising your premium."

Don't let insurance companies fuck you over like this. My wife' insurer sent her a letter with a rate increase trying ti get the lazy to just agree., Don't take no shit.

It's not the insurance company it's the government regulation that are put on the insurance company

I'm going to tell my employees that they have to get their own insurance through the exchanges then I'll reimburse them under Section 105

You can still sign up for SHOP.

I looked in western PA, 5 employees. One 55, 4 at variou ages under 40. A gold plan under $1600 month total.
SHOP health insurance overview

No, again I work this everyday. SHOP and the only reason to do so as a small business is so the small business can get a tax credit. Then you have to jump through hoops as a business owner to receive it, ask a CPA.

His best bet was set up HRA and let his employees try and get a subsidy (advanced premium tax credit different from SHOP tax break). Now that being said, the open enrollment was extended as a SEP the 16th through the 31st in many counties in Texas and all of Florida because of the hurricanes and also extended that had to move out of state and relocate because of the hurricanes. I believe it may have been extended in other areas of the U.S. due to weather related or fires.

I looked at a company in Western PA with 5 total people of ages 55 down to 24. A silver plan was $1500.00. I don't think anyone could beat that outside of ACA.

 

[debbiedowner]

Who said Insurance is healthcare? Are you stupid or something? And I was right when I said you'd be too dumb to understand that every time an uninsured person goes to he emergency room you're paying for their "shit." If you won't acknowledge that, I see no need to engage you further.

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

Again, forced to pay into a pool is not only a rotten concept it’s unconstitutional

That's how it's worked your entire life, dope.
That's how all insurance works.

Do you have any concept of reality? Obamacare forced us, prior to Obamacare we were not forced.

No one forced you to do anything.

Terrific, another clueless individual.

Who forced you? Did someone hold a gun to your head? Did someone threaten your family? You could have just paid a penalty which in most cases was cheaper than your premiums. How long has it taken you to figure that out, if at all?

 

[RealDave]

You analogy is wrong. Here is a better comparison: An uninsured motorist runs into a tree. His car is destroyed and he is severely injured but also has no health insurance. Now here comes the analogy.... The tax payer is forced to fix his car and to pay for his hospital bills....NOW DO YOU UNDERSTAND,,,?IDIOT!

/——-/ Why can’t the driver pay his own hospital bills? What’s next, we have to pay his electric and water bill?

You have no idea? Are you that dense? Hospital bills are often akin to kings ransoms. Most middle class and probably none of the 43 million poor could afford to pay. One catastrophic illness could destroy all tge life savings or any accumulated wealth
In affected familues. For the poor...insurance premiums are just as much out of reach....so they have no choice but to get free treatment at taxpayer's expense for serious conditions in the ER. The PPACA was designed to make healthcare insurance affordable for the underserved. Most would pay at least something into the system on a pro- rated basis.

/----/ We used to have the option of catastrophic health insurance but Obozo took that away in all his glee.

I know...he gave you full health insurance

The bastard

/----/ The only thing Obzo gave me was indigestion. I pay my own way and earn the money to pay for my family plan. Obozo did take away our specialists and Primary Care. We're were stuck with some Egyptian Doc whose accent was so thick we couldn't understand half of what he said. His office manager had to translate for us. Anyway I have friends who liked to self pay for routine checkups and owned catastrophic policies for costly procedures. Of course all of this is over your puny head.

If you lost your doctors, then you picked a plan that did not include them in their network. Your fault.

 

[RealDave]

Bullshit. Post it up.

It's in my office at the business. I'll scan the relevant pages and post it but you'll still just say I'm making it up.

I want to see it. Premiums going up for the same policy on a person over 45.

I seriously doubt that if the priemums was $1000 last year, it is $1900 this year.

No they were 500 last year and 900 in 2018 for one employee
they were 700 and change for another last year and will be 1300 and change next year for an over 80% increase

I was a little off because I didn't remember the exact numbers buy still there's not much difference between and 80% and 90% increase

the total net change in my premiums will be an 70% increase

And what I didn't tell you is that everyone's deductible is going up and prescriptions will cost more

We've absorbed every increase since Obammy care was shoved down our throats and have been paying 90% of the premiums for everyone but it's just no longer possible to do that.

View attachment 166199

I apologize, you are getting fucked. Fucked by your insurance company.

As a small business, insurance companies love fucking you over & over.

Did you explore the exchanges? They have a section for small businesses.

Don't blame Obama, I had my insurance premiums for my company go up 340% in 4 years. Well before the ACA.

This was in the ACA if WEkl Dumpster didn't take it out:

"Rate Review
Rate Review helps protect you from unreasonable rate increases. Insurance companies must now publicly explain any rate increase of 10% or more before raising your premium."

Don't let insurance companies fuck you over like this. My wife' insurer sent her a letter with a rate increase trying ti get the lazy to just agree., Don't take no shit.

You fucking moron... lol the Obama administration hated small business that’s why so many quit during that his terms. fucking stupid in the head

Bush recession, dumbsass. Since then numbers improved.

 

[Hutch Starskey]

This is yet another example of how pathetic the Republican Party has become. Trump was already this pathetic.

Ending the mandate will cause 13 million to no longer be insured. The Republicans will save the money that would be spent on health insurance subsidies. Where do they think these people will get healthcare? Using the system without paying. More children on CHIP ( If Republicans decide to renew it at current levels). Who pays for that? We do.

Trump & the Republicans want to save money by reducing the number signing up for health insurance on the exchanges.

Chickenfuck Trump cut the enrollment period & reduced the outreach to help people get insurance. The same practice these pathetic assholes use to depress the vote.

Republicans keep to their traditions: Keep handing rich people & corporations money & making the middle class pay for it.

Ryan said SS, Medicare & Medicaid is next. After adding a trillion to the deficit, they will cry about debt & blame it on these programs.

The fact is that Republicans suck big slimy moose dick.,

No one is ending health insurance. The mandate and the tax penalty were done away with that is all.

So those estimated 13 million will be choosing not to buy health insurance no one is taking it away from them.

The more relevant question is why do you oppose people making their own choices?

No, dope.

Eliminating the mandate shrinks the risk pool. The younger and healthier will drop out. The cost for those left will rise sharply.
Premiums will rise to the point where many will be priced out altogether.

The costs are rising sharply anyway.
But you don't know why do you? it's because you can't give the unlimited coverage called for by Obammy care without premiums skyrocketing.

The insurance for my employees under 45 is going up 68% for next year. The insurance for my employees over 45 is going up 90%

And that rate hike was in the works way before the repeal of the mandate.

And as I said no one is losing their insurance. They will make their own choices about whether to purchase it.

But you people all have a problem with people making their own choices

Bullshit. Post it up.

It's in my office at the business. I'll scan the relevant pages and post it but you'll still just say I'm making it up.

Even if it's true, it only highlights your ineptitude as an employer to do better for your employees.

While Premiums Soar Under Obamacare, Costs of Employer-Based Plans Are Stable

 

[Thinker101]

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

To forced to pay into a pool is not only a rotten concept it is unconstitutional. Dip shit

Again, forced to pay into a pool is not only a rotten concept it’s unconstitutional

That's how it's worked your entire life, dope.
That's how all insurance works.

Do you have any concept of reality? Obamacare forced us, prior to Obamacare we were not forced.

No one forced you to do anything.

Terrific, another clueless individual.

Who forced you? Did someone hold a gun to your head? Did someone threaten your family? You could have just paid a penalty which in most cases was cheaper than your premiums. How long has it taken you to figure that out, if at all?

Ok, I'll go slow for you. A person/family can pay the penalty, which also is forced. The penalty is less than the premiums, the first year and second year. The penalty goes up each and every year.

 

[debbiedowner]

That's how it's worked your entire life, dope.
That's how all insurance works.

Do you have any concept of reality? Obamacare forced us, prior to Obamacare we were not forced.

No one forced you to do anything.

Terrific, another clueless individual.

Who forced you? Did someone hold a gun to your head? Did someone threaten your family? You could have just paid a penalty which in most cases was cheaper than your premiums. How long has it taken you to figure that out, if at all?

Ok, I'll go slow for you. A person/family can pay the penalty, which also is forced. The penalty is less than the premiums, the first year and second year. The penalty goes up each and every year.

Penalty has not rose in two years. Also simply based on your penalty they cannot put a lien on your property or ganish your wages, that was built into the law.

Now with that being said I don't think any responsible person will drop their health insurance if the mandate is gone and I could be wrong. I'm afraid that the insurance companies won't take into account that most people who have it wanted it in the first place and just don't raise the premiums again sky high without checking to see how many have dropped it. If I'm wrong and millions to drop their insurance because the mandate is gone you ain't seen nothing yet as far as premium increases.

 

[debbiedowner]

I could care less who has and who has not signed up for insurance I am sick to death people coming in my office loving trump hating obama and walking away with a $1000 a month subsidy, now these are fucking hypocrites.

 

[Hutch Starskey]

I want you tell me with a straight face the people who are voluntarily uninsured are costing us more in health care costs than the high school dropouts we are all subsidizing.

Don't be the usual fence sitter.......

The ACA "tried" to address the issue of uninsured in the HC system,,,,,

I don't know of ANY law that would compel HS drop outs....\

Do you???........If so, let me know.

Way to totally evade the point.

Who is costing us more?

Which group is the REAL freeloaders?

Any uninsured individual who uses the healthcare system and is unable to pay.
The uninsured, " voluntarily" or otherwise, still use the system when needed. If one is "voluntarily" uninsured, they should voluntarily not seek treatment unless they can pay in full.

 

[Hutch Starskey]

I know...he gave you full health insurance

The bastard

He didn't GIVE anything. People still are forced to pay through the nose for it, remember?

Not really, subsidies take up the slack for most people and the premiums are pro-rated. If your premiums went up its because you have private insurance and /or your income is above the threshold for subsidies.

By subsidies you mean other people paying way more than they should have to, to subsidize people who get to pay less, for the same damn policy.

No, that's not what I meant at all. Subsidies to poor folk have no bearing on what you and your insurer agree upon. Subsidies come from tax dollars so you should ask your insurer why they raised your premiums ?
My advice to you is to cancel that policy and join a grouo insurance plan. You'll get a better rate.

Who do you think pays for the subsidies the tooth fairy?

Who do you imagine pays,(at a much higher rate BTW), for the uncompensated care that health systems provide?

Taxpayers have always paid for the care of those who can't. The difference is the ACA does it with control.

 

[Thinker101]

Do you have any concept of reality? Obamacare forced us, prior to Obamacare we were not forced.

No one forced you to do anything.

Terrific, another clueless individual.

Who forced you? Did someone hold a gun to your head? Did someone threaten your family? You could have just paid a penalty which in most cases was cheaper than your premiums. How long has it taken you to figure that out, if at all?

Ok, I'll go slow for you. A person/family can pay the penalty, which also is forced. The penalty is less than the premiums, the first year and second year. The penalty goes up each and every year.

Penalty has not rose in two years. Also simply based on your penalty they cannot put a lien on your property or ganish your wages, that was built into the law.

Now with that being said I don't think any responsible person will drop their health insurance if the mandate is gone and I could be wrong. I'm afraid that the insurance companies won't take into account that most people who have it wanted it in the first place and just don't raise the premiums again sky high without checking to see how many have dropped it. If I'm wrong and millions to drop their insurance because the mandate is gone you ain't seen nothing yet as far as premium increases.

It's actually pointless in having this discussion since the mandate will be history soon. The penalty may not have risen for two years but the penalty increased every year, meaning the first year penalty was 1% of household income with a minimum of $95, the second year that percentage was higher, third year even higher.

 

[debbiedowner]

No one forced you to do anything.

Terrific, another clueless individual.

Who forced you? Did someone hold a gun to your head? Did someone threaten your family? You could have just paid a penalty which in most cases was cheaper than your premiums. How long has it taken you to figure that out, if at all?

Ok, I'll go slow for you. A person/family can pay the penalty, which also is forced. The penalty is less than the premiums, the first year and second year. The penalty goes up each and every year.

Penalty has not rose in two years. Also simply based on your penalty they cannot put a lien on your property or ganish your wages, that was built into the law.

Now with that being said I don't think any responsible person will drop their health insurance if the mandate is gone and I could be wrong. I'm afraid that the insurance companies won't take into account that most people who have it wanted it in the first place and just don't raise the premiums again sky high without checking to see how many have dropped it. If I'm wrong and millions to drop their insurance because the mandate is gone you ain't seen nothing yet as far as premium increases.

It's actually pointless in having this discussion since the mandate will be history soon. The penalty may not have risen for two years but the penalty increased every year, meaning the first year penalty was 1% of household income with a minimum of $95, the second year that percentage was higher, third year even higher.

Then put me on your ignore list I could give a fuck. It is pointless.

 

[BluesLegend]

He didn't GIVE anything. People still are forced to pay through the nose for it, remember?

Not really, subsidies take up the slack for most people and the premiums are pro-rated. If your premiums went up its because you have private insurance and /or your income is above the threshold for subsidies.

By subsidies you mean other people paying way more than they should have to, to subsidize people who get to pay less, for the same damn policy.

No, that's not what I meant at all. Subsidies to poor folk have no bearing on what you and your insurer agree upon. Subsidies come from tax dollars so you should ask your insurer why they raised your premiums ?
My advice to you is to cancel that policy and join a grouo insurance plan. You'll get a better rate.

Who do you think pays for the subsidies the tooth fairy?

Who do you imagine pays,(at a much higher rate BTW), for the uncompensated care that health systems provide?

Taxpayers have always paid for the care of those who can't. The difference is the ACA does it with control.

Riiiiiight ACA is working brilliantly that's why Dem's keep telling us we need to fix it, the American people hate it, and it cost you the House, Senate, and White House that's how fantastic ACA is.

 

[Flash]

This is yet another example of how pathetic the Republican Party has become. Trump was already this pathetic.

Ending the mandate will cause 13 million to no longer be insured. The Republicans will save the money that would be spent on health insurance subsidies. Where do they think these people will get healthcare? Using the system without paying. More children on CHIP ( If Republicans decide to renew it at current levels). Who pays for that? We do.

Trump & the Republicans want to save money by reducing the number signing up for health insurance on the exchanges.

Chickenfuck Trump cut the enrollment period & reduced the outreach to help people get insurance. The same practice these pathetic assholes use to depress the vote.

Republicans keep to their traditions: Keep handing rich people & corporations money & making the middle class pay for it.

Ryan said SS, Medicare & Medicaid is next. After adding a trillion to the deficit, they will cry about debt & blame it on these programs.

The fact is that Republicans suck big slimy moose dick.,

You are confused once again Moon Bat.

Ending the mandate is allowing Americans the freedom of getting insurance or not. Many people neither need or want what the filthy ass government mandates them to get.

How come you stupid Democrats don't believe in freedom?

This provision in the tax bill is the best part. It is a back door way to do away with Obamacare and that is a good thing.

Without the filthy government forcing people to get the stupid policies then Obamacare is pretty well kaput, isn't it? Good riddance to a bad program.

Welfare queens can go eat shit.

 

[DrLove]

Not to worry Dave - They'll be paying for this in November ... Bigly

 

[Flash]

Want to hear something really ironic?

The stupid Supreme Court upheld that Obamacare was legal because it was a tax.

It is a tax reform bill that will destroy Obamacare by doing away with the destructive individual mandate.

I love it!