Shocker: Americans Want to Choose Their Own Health Care

[Cecilie1200]

I don't think so....I think a LOT has happened since the ACA was initiated, and there is no turning back the clocks or twitching ones nose to bring it back to the way it was, Once upon a time.

The ACA can be abolished with the stroke of a pen. The claim that were stuck with it is fatuous, to say the least.

it took 4 years plus to bring it up, it will take at least that, to bring it back down...

it's an Impossible Dream, to think otherwise imo.

So it's OK to bare the pain of it going up, but not the pain of it going down?

That's pure leftwing idiocy.

Did I say anything about bearing the pain to bring it back down? I said, that if you think it can be abolished tomorrow, or in an instant with a vote...you are dreaming.... if congress agreed to abolish it, it will take just as many years, at least 4 yrs, to bring it down....and even that would take a miracle...with congress having to work together to dismantle it

Nah, it won't take long at all. If the remove all those controls in insurance companies, then they will come to a solution within a year. While they are at it, they can remove the barriers to selling insurance in other states to there is true competition. Than can also remove the limits on HSAs so people can become largely self-insuring within a few years.

I LOVE having a pre-tax account that I can use for health spending that insurance doesn't cover. My deductibles and premiums aren't especially high - thank God for companies with large numbers of employees - but I have expenditures that aren't covered by any insurance I've ever seen. My hearing aid, for example. They're viewed, insurance-wise, in the same "luxury" category as plastic surgery, they're expensive, and they have to be upgraded to my deteriorating hearing every few years.

 

[Listening]

The ACA can be abolished with the stroke of a pen. The claim that were stuck with it is fatuous, to say the least.

it took 4 years plus to bring it up, it will take at least that, to bring it back down...

it's an Impossible Dream, to think otherwise imo.

So it's OK to bare the pain of it going up, but not the pain of it going down?

That's pure leftwing idiocy.

Did I say anything about bearing the pain to bring it back down? I said, that if you think it can be abolished tomorrow, or in an instant with a vote...you are dreaming.... if congress agreed to abolish it, it will take just as many years, at least 4 yrs, to bring it down....and even that would take a miracle...with congress having to work together to dismantle it

Nah, it won't take long at all. If the remove all those controls in insurance companies, then they will come to a solution within a year. While they are at it, they can remove the barriers to selling insurance in other states to there is true competition. Than can also remove the limits on HSAs so people can become largely self-insuring within a few years.

I LOVE having a pre-tax account that I can use for health spending that insurance doesn't cover. My deductibles and premiums aren't especially high - thank God for companies with large numbers of employees - but I have expenditures that aren't covered by any insurance I've ever seen. My hearing aid, for example. They're viewed, insurance-wise, in the same "luxury" category as plastic surgery, they're expensive, and they have to be upgraded to my deteriorating hearing every few years.

Imagine if your social security was yours (not necessarily in a private account), but it followed you. If you had a big medical issue or needed some extra help...you'd have a place to go.

Amazing what can happen when you save and don't spend (like the liberals and GWB).

 

[bripat9643]

The ACA can be abolished with the stroke of a pen. The claim that were stuck with it is fatuous, to say the least.

it took 4 years plus to bring it up, it will take at least that, to bring it back down...

it's an Impossible Dream, to think otherwise imo.

So it's OK to bare the pain of it going up, but not the pain of it going down?

That's pure leftwing idiocy.

Did I say anything about bearing the pain to bring it back down? I said, that if you think it can be abolished tomorrow, or in an instant with a vote...you are dreaming.... if congress agreed to abolish it, it will take just as many years, at least 4 yrs, to bring it down....and even that would take a miracle...with congress having to work together to dismantle it

Nah, it won't take long at all. If the remove all those controls in insurance companies, then they will come to a solution within a year. While they are at it, they can remove the barriers to selling insurance in other states to there is true competition. Than can also remove the limits on HSAs so people can become largely self-insuring within a few years.

So you really want to take away the State's right to govern it's own State's Insurance and hand that over to the federal government via the federal gvt's FORCE? By the federal gvt changing the law to allow citizens to buy insurance across state lines, then you are taking away your State gvt's power to protect you, and regulate insurance in your own State...

SOOOOO, I guess ''believing'' in State Rights is not your thing, eh? Or only your thing when it is convenient for you...?

No, the state can impose all the regulations it likes except on: it can bar insurance companies in other states from doing business there. That's the case with every other product sold in the market place. The Constitution gives the federal government the authority to regulate commerce among the states. That's one of the few powers the federal government actually does have.

 

[Listening]

I can't keep up.....

Is anyone disputing the claim that most people want choice in their healthcare ?

 

[Listening]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

If this helps any....from the article....

Even more comforting news: bronze plan premiums are expected to increase by some 15 percent in 2015.

 

[Care4all]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

 

[Listening]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

Do you pay a pentalty if you chose to have a car and not have insurance....yes.

Do you pay a penalty if you chose not to have a car and take the bus.........not that I am aware of.

Insurance is voluntary.

This is bullshit.

 

[Care4all]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

Do you pay a pentalty if you chose to have a car and not have insurance....yes.

Do you pay a penalty if you chose not to have a car and take the bus.........not that I am aware of.

Insurance is voluntary.

This is bullshit.

Hmmmm, I was discussing how the insurance business model works...not the mandate... are you just looking for a fight? I could try to 'play' if you want to go that route and this is what you are looking for....

 

[Listening]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

Do you pay a pentalty if you chose to have a car and not have insurance....yes.

Do you pay a penalty if you chose not to have a car and take the bus.........not that I am aware of.

Insurance is voluntary.

This is bullshit.

Hmmmm, I was discussing how the insurance business model works...not the mandate... are you just looking for a fight? I could try to 'play' if you want to go that route and this is what you are looking for....

That I understand.

But one key element of the Insurance business model is that people don't have to buy it.

Now, that might restrict them in certain areas.

As I said...no insurance, no car.......

But to be penalized for not buying health insurance...says it really isn't insurance.....it's not voluntary.

Just pointing it out.

 

[Care4all]

it took 4 years plus to bring it up, it will take at least that, to bring it back down...

it's an Impossible Dream, to think otherwise imo.

So it's OK to bare the pain of it going up, but not the pain of it going down?

That's pure leftwing idiocy.

Did I say anything about bearing the pain to bring it back down? I said, that if you think it can be abolished tomorrow, or in an instant with a vote...you are dreaming.... if congress agreed to abolish it, it will take just as many years, at least 4 yrs, to bring it down....and even that would take a miracle...with congress having to work together to dismantle it

Nah, it won't take long at all. If the remove all those controls in insurance companies, then they will come to a solution within a year. While they are at it, they can remove the barriers to selling insurance in other states to there is true competition. Than can also remove the limits on HSAs so people can become largely self-insuring within a few years.

So you really want to take away the State's right to govern it's own State's Insurance and hand that over to the federal government via the federal gvt's FORCE? By the federal gvt changing the law to allow citizens to buy insurance across state lines, then you are taking away your State gvt's power to protect you, and regulate insurance in your own State...

SOOOOO, I guess ''believing'' in State Rights is not your thing, eh? Or only your thing when it is convenient for you...?

No, the state can impose all the regulations it likes except on: it can bar insurance companies in other states from doing business there. That's the case with every other product sold in the market place. The Constitution gives the federal government the authority to regulate commerce among the states. That's one of the few powers the federal government actually does have.

Right now, it is within the State's power on Insurance, regardless of commerce laws...it is still the State's prerogative to allow insurance companies from another State, be sold and used by their citizens, within their State...

and believe it or not, there are some States who have made agreements with other States, to allow this to happen.... to allow insurance to be bought and regulated among those states who have agreed to each others rules and regs.

 

[william the wie]

A quick non-ideological position. Ocare is the gift that keeps on giving to the Rs so why will they carry through on complete repeal? They won't.

 

[Listening]

A quick non-ideological position. Ocare is the gift that keeps on giving to the Rs so why will they carry through on complete repeal? They won't.

The truth is that O-Care as we call it....actually addresses a few things that Conservatives should have gone after a long time ago.

It has always pissed me off that if you paid insurance for X number of years and got sick..they dropped you. That's bullshit.

The GOP should have passed a law that said...if you drop John or Mary, you are going to go back and run up a tab that says...this is what they paid in....this is what they paid out.....this is the interest on the running balance.

You want to drop them, you double what they paid in and the interest....then subtract what they've taken out...and if there is a positive balance....you will pay it to them. Along with a penalty for dropping them.

I don't like that companies have to carry kids until 26 years old. That is added cost to employers.

However, the market should offer plans to kids that are not what we have now.....

Next....if we made SS accounts personal.....then mom and dad could possibly spend some retirement to help out the kids with some health care costs without breaking the bank.

 

[hipeter924]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

It sucks. But ultimately what happens when the government mandates that things have to be included in a policy. There isn't a way for you to pick and choose, as the healthcare system exists on the premise that minimum cover for x is required, even if you don't use it - as it is a Federal requirement to have it in the policy.

 

[Listening]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

It sucks. But ultimately what happens when the government mandates that things have to be included in a policy. There isn't a way for you to pick and choose, as the healthcare system exists on the premise that minimum cover for x is required, even if you don't use it - as it is a Federal requirement to have it in the policy.

That's what makes the system so sucked up.

 

[hipeter924]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

Had UHC since birth, as a right of citizenship, so I would probably go back to NZ for complex operations. I don't trust the doctors here to do anything more than patch up my leg, as I would be looking at a $600 a month premium to have the same quality of care I would get back in New Zealand for 'free'*.

Here all I need to worry about is the random 'what if' accident that breaks my leg or general illness. A check up a few times a year is all that is needed for me really, and I don't want to be pumped full of drugs so I wouldn't want to visit often anyway.

*Free in the sense that you don't have to pay, but everyone gets collectively taxed for each others treatment.

Edit: My current Kaiser plan runs out this year. I am on one of the higher plans, but I haven't really got much for it. A downgrade wouldn't hurt for me, as literally 95% of what I was covered for I never used.

 

[Cecilie1200]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

It sucks. But ultimately what happens when the government mandates that things have to be included in a policy. There isn't a way for you to pick and choose, as the healthcare system exists on the premise that minimum cover for x is required, even if you don't use it - as it is a Federal requirement to have it in the policy.

Kind of my point. Why is the government mandating that I have to be covered for things I'm never going to use, and KNOW I'm not ever going to use, because they don't apply to me? Why the hell are people well past child-bearing years - just as an example - paying for birth control and maternity care? Why are people who are morally opposed to abortion and would never have one paying to have it covered anyway? Why are men paying to be covered for mammograms and PAP smears? Why does my policy cover prostate exams, for Chrissakes? Why are people with no children paying for well-baby checkups and childhood vaccinations?

 

[Listening]

So what I keep wondering.....

If health care is so overly expensive....why are the dems not realizing that they need to let us feel the pain.

Once people are actually paying for their health care...and not living on someone else....the costs will come down.

As long as insurance companies are propped up by the government, that ain't never gonna happen.

 

[bripat9643]

I can't afford the cheapest mother scratching ACA policy.

IF I had access to a policy that had no maternity, no drug abuse, no mental health provisions... I could afford it.

There used to be a "buffet" of policies out there, but now we are all on the exact same policy.

Socialism- ya can't beat it. With a fucking stick.

I only need a policy that covers the rare broken leg or accident, and maybe a visit to the doctor every six months, as I really don't need to go too often. But even if I find one like that, it is sure to be at least $160-200 a month.

See, and what I need is a policy that lets me take my kids for regular checkups and vaccinations, lets me get mammograms and PAP smears once a year, and covers the occasional serious ailment. I have no use for birth control coverage or maternity - I'm the only female in the family, and I'm in pre-menopause, for God's sake - and no drug abuse. I can cover the cost of my monthly Paroxetine prescription myself. My family doesn't get sick much, and why do I have to pay for shit no one here is ever going to need?

Because that is the business model for Insurance and premiums. Those not using it but paying for it each month, are covering those who do use it and those who are sick.

The young woman who is healthy in all manner, is paying for those on the same plan as her who are older and sicker and for your kids and other kids to get vaccinations and see the doc, so she needs very very little from her health care as well, but just wants her birth control, pills, iud or whatever, covered.

It's a give and take....

And as with car insurance, you pay premiums every month that pays for everyone else's accidents, but if you do have a costly accident, others are now paying for you....and if you go your whole life without an accident, then all of your premiums have gone towards all the other people who have had one.

If you have a costly accident, then your premiums go up. The same goes if you get a lot of speeding tickets. Good drivers, on the other hand, enjoy low premiums.

Prior to Obamacare, single young men didn't have to pay for maternity coverage or birth control. No one had to have coverage for sex change operations or drug abuse counselling if they didn't want. Now we all have to pay for that.

Your attempt to deflect blame from the ACA is duly noted, but a failure.

 

[Flash]

Libtards don't trust Americans to have the right to keep and bears arms so they want the government to take the arms away.

Libtards also don't trust the American people to manage their own health care so they want the corrupt and incompetent government to make the choices for them, even to the point of lying to the people about what they are getting.

The Libtards don't trust the American people to help out those in need so they want the government to take money by force and redistribute to those that the government leaders think should get it. Leaders elected by greedy special interest groups like the welfare queens and unions.

 

[PaintMyHouse]

Prior to Obamacare, single young men didn't have to pay for maternity coverage or birth control. No one had to have coverage for sex change operations or drug abuse counselling if they didn't want.

Where do you get this bullshit from? Learn how group insurance works. That ain't it.