My guess is you can get the thing reduced 3% or more and save yourself a ton of cash on payments. You may even be able to get a 15 year loan at lower payments. It all depends on your situation. At any rate, a straight VA refi is cheap. No closing costs and you'll save a ton of cash. Your first 10 years is mostly interest anyway. Why not lower the payments?
You don't want to sell it anyway. Not as long as the value is below the principle (if this claim is even true). Wait till the market recovers and then sell. Refinance it if you want to hang onto it, and it will reduce the payments.
I figure if we get a Repug in the White House the market will finally recover. If Hillary gets in, the market will stay the same or get worse.
Guy, the one who fucked everything up was your boy, Bush.
And we are never getting another Repuke in the White HOuse until they get their heads out of their asses and stop listening to the Wall Street assholes and the religious nuts.
I'm already past the first 10 years, and I don't feel like paying more money to the Banksters. I'm probably better off riding out the last 20 years of the mortgage.
You won't know if you don't talk to a loan officer. I notice you keep changing the facts to fit your b s.
Course you tend to believe the lies by the left instead of doing your own research.