NYcarbineer
Diamond Member
This is how Obamacare is really going to work, eventually:
Free health insurance available for Pa. residents - but buyer beware
"Hundreds of thousands of Pennsylvanians and up to 7 million Americans could be eligible for a "free" health care policy via the much-maligned Obamacare health insurance exchange, after federal tax credits are figured into the math.
Partly because the Affordable Care Act's HealthCare.gov website has been such a train wreck, and partly because insurers and federal officials don't want to trumpet the availability of "net-zero" premium plans, the availability of such plans largely has escaped notice.
But according to consulting firm McKinsey & Co., between 15 and 25 percent of Pennsylvania's uninsured population of 1.3 million could be eligible for a zero-premium "bronze" plan, which is the plan that carries lower premiums but higher out-of-pocket costs and deductibles when a patient needs care.
There is "much better coverage at much lower cost" than most people realize, said Erin Ninehouser, education and outreach director at the Pennsylvania Health Access Network, an advocacy group seeking to expand health coverage."
Read more: Free health insurance available for Pa. residents - but buyer beware - Pittsburgh Post-Gazette
Oh, and to save you the trouble, why does it say buyer beware? Because taking the free bronze plans may be tempting but for only a few dollars out of pocket a silver or better plan may be even a better deal.
And trust me, this is the kind of thing Republicans really fear.
Free health insurance available for Pa. residents - but buyer beware
"Hundreds of thousands of Pennsylvanians and up to 7 million Americans could be eligible for a "free" health care policy via the much-maligned Obamacare health insurance exchange, after federal tax credits are figured into the math.
Partly because the Affordable Care Act's HealthCare.gov website has been such a train wreck, and partly because insurers and federal officials don't want to trumpet the availability of "net-zero" premium plans, the availability of such plans largely has escaped notice.
But according to consulting firm McKinsey & Co., between 15 and 25 percent of Pennsylvania's uninsured population of 1.3 million could be eligible for a zero-premium "bronze" plan, which is the plan that carries lower premiums but higher out-of-pocket costs and deductibles when a patient needs care.
There is "much better coverage at much lower cost" than most people realize, said Erin Ninehouser, education and outreach director at the Pennsylvania Health Access Network, an advocacy group seeking to expand health coverage."
Read more: Free health insurance available for Pa. residents - but buyer beware - Pittsburgh Post-Gazette
Oh, and to save you the trouble, why does it say buyer beware? Because taking the free bronze plans may be tempting but for only a few dollars out of pocket a silver or better plan may be even a better deal.
And trust me, this is the kind of thing Republicans really fear.