Ray From Cleveland
Diamond Member
- Aug 16, 2015
- 97,215
- 37,439
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- #101
But that isn't my point. I'm not making a case for demanding that people have insurance. I'm making the case that people get HEALTHCARE. Do you see the difference here?
No, I don't. In this country, you need insurance in order to get any major healthcare unless it's an emergency situation. The two are directly related.
The UK NHS costs half the US system. The US federal govt actually spends about the same on healthcare as the UK govt does. And yet for that money the UK gets a comprehensive system that will treat and UK resident. The US gets what? A system that will leave millions to rot and die. How come?
The US is the innovator of new medical technology. You can't get much of that in Socialist care countries. Sure, after we come out with new procedures, new medication, new technologies, they can come along and steal it, but they can't create it.
Canada spends a billion dollars a year to pay for the care of their citizens that come here because they can't get treated there. As a truck driver up north, I get to discuss this subject with many Canadian drivers. The younger men boast about their healthcare system. The older ones? They told me to keep what we have if we can.
I'ma patient at the world renown Cleveland Clinic, and let me tell you, when you go to the Clinic, you are the one that feels like the foreigner. Doctors and patients alike are all from other countries--yes, those social healthcare countries. It's like walking into the UN.
We have the best care in the world. Because we pay our doctors so well, we have the best doctors in the world. So having the best care is not the issue; we have the best care. The problem we have is that the best care costs a lot of money.
US citizens pay 7% their healthcare insurance money just on the insurance company, so it can employ people to do an unnecessary job (the job hardly exists in the UK) and for the profits for a company that doesn't need to exist, and doesn't act in the interests of the patients, but in the interests of the hospitals who take a percentage of that money, the pharma companies who charge way too much because they can get away with it in the US, and the doctors taking a cut through corruption etc etc etc etc.
How anyone can be happy to be pay something like 40%-50% of their insurance money for NOTHING USEFUL I will never know.
Then let me ask, why do you have car insurance? Why do you have renters or house insurance?
Up until Commie Care came along, insurance companies would take your premium money, invest it to offset the claim costs, and provide a service to you. Insurance companies are not the problem. The problem is government, regulations, and educational costs. Unions of past played a huge role in educational costs because kids out of school didn't want to invests tens of thousands of dollars only to make as much as an assembly line worker at GM, or a UPS driver, or a steel worker.
If the government is so efficient with our money, why does it cost us billions in fraud every year for government programs? If the government was so efficient with our healthcare money, why did they hire private insurance to handle government claims and pay their bills?
Just because in the US you need health insurance (unless you're rich enough to pay for it yourself) doesn't mean it has to be this way. This is the way they have set it up. And the government has set it up for the benefit of themselves and the rich people, and not the benefit of the people they're supposed to represent.
The two are directly related. However people don't want health insurance, they want health care. If someone didn't have to have health insurance to get health care, then they would do without it.
Yes, the US is big in the pharma industry. However some big companies are also European companies.
Top 25 Pharma Companies by Global Revenue - Top Pharma List - PMLiVE
Number 1 is Swiss
Number 2 American
Number 3 Swiss
Number 4 French
Number 5 American
So, two out of the top 5 are Americans.
The whole "Canadians come to the US to get healthcare" isn't necessarily true. There are some, but not many. I've seen the story, it's mostly fake.
Yes, the US has some of the best healthcare in the world, IF YOU AFFORD IT. A lot of people don't get the share in this. Other countries have better rates when it comes to different diseases, for what the US pays, twice as much, the healthcare isn't twice as good, in many cases inferior, and for the poor, it's shit.
I don't have car insurance, I don't have a car.
But there's a massive difference between your health and your car, or your home.
I didn't say the govt was so efficient, but neither is businesses. The Health care industry is not efficient, except at screwing you out of money.
The point (which flew over your head) is that insurance companies provide a service in the event of a loss. They all work the same way. They take money from people that need coverage of some kind, invest the money to offset claims, and pay the bills when they come in to the customer.
Our problem is not insurance companies, our problem is the cost of medical care which stem from many different areas such as very expensive education, government regulations, underpayment to providers for our government patients, red tape and bill processing, Lawsuits and malpractice insurance, just a number of things. The insurance companies simply pay the bills and make a living that way.
I didn't bring up pharmaceuticals, but since you did, you can blame much of our expense on the government. The FDA puts new drugs on hold for up to a decade which costs our drug manufacturers hundreds of millions of dollars. There are books and books of paperwork, years and years of testing, then IF they allow a new drug to go on the market, the manufacturer has to have legal protection since somebody somewhere is going to sue them for a reaction they had to the drug.
Other countries just sit back and watch us spend our money. When they see enough testing, they produce the drug themselves, and do so at a fraction of the US cost.
Okay, so what happens when they spend these millions of dollars and they don't get the FDA approval to sell the drug? The company increases their prices on their successful drugs already on the market.